---
title: "陽光消金因未自主計算授信額度及貸款定價等，被罰 140 萬元"
description: "陽光消費金融因未自主計算授信額度及貸款定價等問題，被北京監管局罰款 140 萬元。主要違法行為包括合作模式不足、貸後管理有效性不足及合作機構管理不到位，反映出消費者權益保護不力。"
type: "news"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/242697550.md"
published_at: "2025-06-01T02:19:11.000Z"
---

# 陽光消金因未自主計算授信額度及貸款定價等，被罰 140 萬元

> 陽光消費金融因未自主計算授信額度及貸款定價等問題，被北京監管局罰款 140 萬元。主要違法行為包括合作模式不足、貸後管理有效性不足及合作機構管理不到位，反映出消費者權益保護不力。

近日，國家金融監督管理總局北京監管局披露的罰單顯示，北京陽光消費金融股份有限公司被罰 140 萬元。罰單顯示，該公司存在的主要違法違規行為包括：合作模式存在不足，合作業務管控不到位；未自主計算授信額度及貸款定價；貸後管理有效性不足；合作機構管理不到位等。可見的是，陽光消金此次被罰，主要在於消費者權益保護不力，更細化而言則是合作機構管理不善、消費者權益保護不足。

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