---
title: "Brookline Bancorp | 8-K: FY2025 Q2 EPS Beats Estimate at USD 0.25"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/249826649.md"
datetime: "2025-07-23T20:08:39.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/249826649.md)
  - [en](https://longbridge.com/en/news/249826649.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/249826649.md)
---

> 支持的語言: [简体中文](https://longbridge.com/zh-CN/news/249826649.md) | [English](https://longbridge.com/en/news/249826649.md)


# Brookline Bancorp | 8-K: FY2025 Q2 EPS Beats Estimate at USD 0.25

EPS: As of FY2025 Q2, the actual value is USD 0.25, beating the estimate of USD 0.2467.

EBIT: As of FY2025 Q2, the actual value is USD 29.59 M.

### Segment Revenue

-   Total revenue for Q2 2025 was $94.7 million, a 10% increase from Q2 2024.

### Operational Metrics

-   Net income for the quarter was $22.0 million, with an EPS of $0.25.
-   Operating earnings were $22.4 million, excluding $0.4 million in merger-related expenses.
-   Net interest income increased by $2.9 million from Q1 2025, driven by lower funding costs.
-   Noninterest income increased by $0.3 million from the prior quarter due to higher gains on loan sales.
-   Noninterest expense declined by $1.3 million linked quarter, due to generally lower operating costs partially offset by higher marketing spend.
-   Provision for credit losses was $7 million for the quarter, an increase of $1 million from the prior quarter.
-   Return on Assets (ROA) was 0.77%, and Return on Tangible Common Equity (ROTCE) was 8.85%.

### Cash Flow

-   No specific cash flow figures were provided in the reference text.

### Unique Metrics

-   Loans declined by $61 million, driven by a reduction in Commercial Real Estate (CRE) loans of $95 million.
-   Customer deposits increased by $59 million.
-   Margin increased by 10 basis points to 3.32%.
-   Net charge-offs were $5.1 million, or 0.21% annualized.
-   The reserve for loan losses represents a coverage ratio of 132 basis points.

### Outlook / Guidance

-   The company remains on target to close the merger with Berkshire Hills Bancorp in the second half of 2025, with core systems conversions targeted for February 2026.
-   The merger is expected to result in significant earnings per share accretion and enhance the profitability profile of both companies.
-   The company anticipates a materially enhanced profitability profile with a projected 2026 ROAA of 1.28% and ROATCE of 16.5%.

### 相關股票

- [Brookline Bancorp (BRKL.US)](https://longbridge.com/zh-HK/quote/BRKL.US.md)

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