---
title: "Moody's: U.S. banking industry loans nearly $300 billion to private credit providers"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/262368578.md"
description: "Moody's report pointed out that the U.S. banking industry has provided nearly $300 billion in loans to private credit providers, warning that if underwriting standards are relaxed, small lending institutions will face higher risks. Currently, these loans account for 10.4% of total bank loans, nearly three times that of a decade ago. Since 2016, the growth of these loans has exceeded all other lending activities. In addition, as of June this year, the U.S. banking industry has also provided $285 billion in loans to private equity funds, as well as $340 billion in unused credit lines"
datetime: "2025-10-23T07:05:41.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/262368578.md)
  - [en](https://longbridge.com/en/news/262368578.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/262368578.md)
---

> 支持的語言: [简体中文](https://longbridge.com/zh-CN/news/262368578.md) | [English](https://longbridge.com/en/news/262368578.md)


# Moody's: U.S. banking industry loans nearly $300 billion to private credit providers

The credit rating agency Moody's published a report indicating that loans from the U.S. banking industry to private credit providers have surged to nearly $300 billion, warning that if underwriting standards loosen, smaller lending institutions may face higher risks.

The report stated that loans from the U.S. banking industry to non-depository financial institutions now account for 10.4% of total bank loans, nearly three times the 3.6% recorded a decade ago. The growth of such loans has surpassed all other lending activities since 2016.

Moody's also noted that, in addition to the risk exposure to private credit providers, the U.S. banking industry had $285 billion in loans to private equity funds as of June this year, along with $340 billion in unused credit available to these borrowers

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