---
title: "擔心經濟衰退？在將您的 401(k) 賬户轉換為現金之前需要了解的事項"
description: "富國銀行的高級市場策略師斯科特·倫（Scott Wren）對標準普爾 500 指數連續三年實現 20% 的回報表示懷疑。他建議 2025 年的更現實目標是 6600 點，這意味着潛在回報約為 10%，大約比當前水平高出 8%。投資者在考慮因經濟衰退擔憂而將 401(k) 轉為現金時，應考慮這些見解"
type: "news"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/262666637.md"
published_at: "2025-10-24T16:10:10.000Z"
---

# 擔心經濟衰退？在將您的 401(k) 賬户轉換為現金之前需要了解的事項

> 富國銀行的高級市場策略師斯科特·倫（Scott Wren）對標準普爾 500 指數連續三年實現 20% 的回報表示懷疑。他建議 2025 年的更現實目標是 6600 點，這意味着潛在回報約為 10%，大約比當前水平高出 8%。投資者在考慮因經濟衰退擔憂而將 401(k) 轉為現金時，應考慮這些見解

Some pundits and skeptics have serious doubts about the S&P 500's ability to pull off the hattrick of 20% return years. Wells Fargo (NYSE:WFC) senior market strategist Scott Wren thinks that such a so-called "three-peat" is probably off the table, with a 6,600 target for 2025, which entails a return closer to 10% and around 8% from current levels. ...

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