---
title: "Visa and Mastercard are close to reaching an agreement with merchants, and reward credit cards may be rejected"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/265040237.md"
description: "Visa and Mastercard are set to reach a settlement with merchants aimed at reducing payment fees for merchants and granting them the power to refuse certain credit cards, ending a 20-year legal dispute. According to the terms discussed, credit card interchange fees will be reduced by an average of about 0.1 percentage points, and merchants will no longer be required to accept all credit cards. The agreement may be announced soon, subject to court approval to take effect, and consumers may see changes at the checkout, with some stores potentially refusing to accept rewards credit cards"
datetime: "2025-11-09T23:37:14.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/265040237.md)
  - [en](https://longbridge.com/en/news/265040237.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/265040237.md)
---

> 支持的語言: [简体中文](https://longbridge.com/zh-CN/news/265040237.md) | [English](https://longbridge.com/en/news/265040237.md)


# Visa and Mastercard are close to reaching an agreement with merchants, and reward credit cards may be rejected

According to informed sources, Visa and Mastercard are about to reach a settlement with merchants aimed at ending a 20-year legal dispute by lowering the fees merchants pay and giving them more power to refuse certain credit cards. These sources stated that under the terms being discussed, Visa and Mastercard will average a reduction of about 0.1 percentage points in credit card interchange fees, which typically range from 2% to 2.5%, over the next few years. The two companies will also relax acceptance rules that require merchants accepting one credit card from a payment network to accept all credit cards from that network. Informed sources indicated that an agreement could be announced soon and will require court approval to take effect. If the agreement is finalized, consumers may see significant changes at the checkout. For example, merchants accepting one Visa credit card will not have to accept all Visa credit cards. According to current negotiations, credit card acceptance will be categorized into several types, including rewards credit cards, credit cards without rewards programs, and business cards. Some stores may refuse to accept rewards cards, which charge merchants higher fees and have become very popular among consumers in recent years

### 相關股票

- [Mastercard (MA.US)](https://longbridge.com/zh-HK/quote/MA.US.md)
- [Visa (V.US)](https://longbridge.com/zh-HK/quote/V.US.md)

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