<h3>快速閲讀</h3>
<ul>
<li>Realty Income (O) 在 2008 年保持了 97% 的入住率，目前為 98.7%。</li>
<li>LTC Properties 專注於老年住房，目前開發速度面臨 373,000 到 418,000 個單位的缺口。</li>
<li>Phillips Edison (PECO) 報告第三季度收入增長 10.4%，超出分析師預期 3.16%。</li>
<li>如果你在考慮退休或認識正在考慮退休的人，有三個簡單的問題讓許多美國人意識到他們可以比預期更早退休。花 5 分鐘瞭解更多信息。</li>
</ul>
<p>今天大多數投資者都感到困惑，他們在思考是否應該兑現科技股的收益並轉向每月分紅股票。看看市場，投資於像 <strong>Realty Income (NYSE:O)</strong>、<strong>Phillips Edison &amp; Co (NASDAQ:PECO)</strong> 和 <strong>LTC Properties (NYSE:LTC)</strong> 這樣的每月支付股票變得越來越誘人。</p>
<p>過去一個月，<strong>Invesco QQQ Trust (NASDAQ:QQQ)</strong> 和 <strong>Roundhill Magnificent Seven ETF (BATS:MAGS)</strong> 的漲幅僅為 1.3%。這是否會轉變為又一波上漲？也許會，但整體的耐力明顯下降。科技公司仍在超出盈利預期，但幅度不再像以前那樣大。</p>
<p>如果超大規模公司突然縮減其人工智能建設計劃，所有的收入增長可能會放緩。例如，<strong>Meta Platforms (NASDAQ:META)</strong> 在第二季度的負債超過了現金，原因是其在人工智能上的大規模支出。在 2024 年第四季度，它的淨現金頭寸接近 220 億美元。這被稱為 &#34;大型科技公司的債務繁榮&#34;，因為現金流不足以支持數據中心的發展。</p>
<p>更不用説，自 2022 年 11 月 30 日 ChatGPT 發佈以來，已經快 3 年了。華爾街的許多人希望看到人工智能在底線上的結果，而不僅僅是收入上的結果。</p>
<p>以下每月分紅股票具備華爾街開始渴望的盈利能力。</p>
<h2>Realty Income (O)</h2>
<p>如果你想購買一隻具有防禦特性和巨大上行潛力的每月分紅股票，Realty Income 幾乎總是名列前茅。此外，O 股票的收益率也很不錯。</p>
<p>Realty Income 是一家房地產投資信託，主要以零售公司作為主要租户。這些零售公司本身具有很強的抗衰退能力，而 Realty Income 在經濟衰退期間也成功保持了非常高的入住率。即使在 2008 年，入住率也達到了 97%，目前的入住率為 98.7%。</p>
<p>O 股票今天的收益率為 5.71%，並且仍然以低於疫情前接近 80 美元的峯值的折扣交易。我相信它恢復到那個水平只是時間問題，尤其是在利率下降的情況下。你可以坐享不斷上升的每月收益。</p>
<h2>LTC Properties (LTC)</h2>
<p>LTC Properties 是一家專注於老年住房和醫療保健物業的房地產投資信託。其細分市場包括輔助生活、專業護理和記憶護理。</p>
<p>這些設施今天的需求很高，並且在未來幾十年內將會更加緊迫。美國已經面臨老年護理設施短缺的問題，預計隨着時間的推移，這一問題將更加嚴重。估計需要 564,000 到 609,000 個老年住房單位，而在當前的開發速度下，僅會增加 191,000 個。這個缺口在五年內幾乎不可能彌補。</p>
<p>明年，第一批嬰兒潮一代將年滿 80 歲。嬰兒潮一代是一個龐大的羣體，因為他們是在二戰後出生的。可以推測，隨着這一羣體年齡超過 80 歲，老年護理領域也會出現類似的 &#34;繁榮&#34;。</p>
<p>作為額外的好處，你將獲得 6.37% 的股息收益率。LTC 股票在過去五年中一直處於區間波動，但我預計老年護理市場的順風以及利率的降低將在未來 24 個月內帶來 60-70% 的上行空間。即使從這裏上漲 50%，也僅能回到 2019 年的峯值水平。</p>
<h2>Phillips Edison &amp; Company (PECO)</h2>
<p>Phillips Edison 是另一家運營購物中心的房地產投資信託。購物中心行業可能看起來波動不定，但 PECO 實際上擁有以雜貨店為主的物業。這些物業周圍的客流量在任何經濟氣候下都保持穩定，因此具有很強的防禦性。</p>
<p>PECO 股票長期以來一直處於上升趨勢，但在過去一年中下跌了 11%。這項業務在運營上很強勁，已經可能觸底。第三季度收入增長 10.4%，超出分析師預期 3.16%。</p>
<p>你將獲得 3.5% 的股息收益率，但股息增長迅速。未來的股息收益率為 3.74%，並且得到了運營資金（FFO）的良好支持。未來的股息率為 1.3 美元，得到了 2.59 美元的未來 FFO 的支持。</p>
<p>PECO 股票在未來一年內可以提供 15% 到 20% 的上行空間，加上這些股息，隨着其恢復。</p>
<h2>新報告震撼退休計劃</h2>
<p>你可能認為退休是關於選擇最佳股票或 ETF，但你錯了。即使是偉大的投資在退休時也可能成為負擔。區別在於簡單的：積累與分配。這個區別使得數百萬人的計劃重新思考。</p>
<p>好消息是，在回答三個簡單問題後，許多美國人發現他們可以比預期更早退休。如果你在考慮退休或認識正在考慮退休的人，花 5 分鐘瞭解更多信息。</p>

LTC房產

PECO

O.PR

<p>投資者正在考慮從科技股轉向像 Realty Income、LTC Properties 和 Phillips Edison & Co 這樣的每月分紅股票，原因在於它們的防禦性特徵和上漲潛力。Realty Income 提供 5.71% 的收益率，LTC Properties 提供 6.37% 的收益率，而 Phillips Edison 則提供 3.5% 的收益率。這些股票在科技增長放緩和市場不確定性中被視為穩定的投資</p>

<h3>Quick Read</h3>
<div class="lb-trans"><h3>快速閲讀</h3>
</div><ul>
<li>Realty Income (O) maintained 97% occupancy during 2008 and currently sits at 98.7%.</li>
<li>LTC Properties focuses on senior housing facing a gap of 373,000 to 418,000 units at current development rates.</li>
<li>Phillips Edison (PECO) reported Q3 revenue growth of 10.4% and beat analyst estimates by 3.16%.</li>
<li>If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. take 5 minutes to learn more here</li>
</ul>
<div class="lb-trans"><ul>
<li>Realty Income (O) 在 2008 年保持了 97% 的入住率，目前為 98.7%。</li>
<li>LTC Properties 專注於老年住房，目前開發速度面臨 373,000 到 418,000 個單位的缺口。</li>
<li>Phillips Edison (PECO) 報告第三季度收入增長 10.4%，超出分析師預期 3.16%。</li>
<li>如果你在考慮退休或認識正在考慮退休的人，有三個簡單的問題讓許多美國人意識到他們可以比預期更早退休。花 5 分鐘瞭解更多信息。</li>
</ul>
</div><p>Most investors are in a quandary today, as they wonder whether or not to take profits on their tech gains and rotate into monthly dividend stocks. And looking at the market, it is becoming more and more enticing to invest in monthly payers like <strong>Realty Income (NYSE:O)</strong>, <strong>Phillips Edison &amp; Co (NASDAQ:PECO)</strong>, and <strong>LTC Properties (NYSE:LTC)</strong>.</p>
<div class="lb-trans"><p>今天大多數投資者都感到困惑，他們在思考是否應該兑現科技股的收益並轉向每月分紅股票。看看市場，投資於像 <strong>Realty Income (NYSE:O)</strong>、<strong>Phillips Edison &amp; Co (NASDAQ:PECO)</strong> 和 <strong>LTC Properties (NYSE:LTC)</strong> 這樣的每月支付股票變得越來越誘人。</p>
</div><p>Both the <strong>Invesco QQQ Trust (NASDAQ:QQQ)</strong> and the <strong>Roundhill Magnificent Seven ETF (BATS:MAGS)</strong> have risen just 1.3% over the past month. Can this morph into yet another leg up? Perhaps, but there's a noticeable decline in stamina across the board. Tech companies are still beating earnings estimates, but not by larger and larger margins like they used to.</p>
<div class="lb-trans"><p>過去一個月，<strong>Invesco QQQ Trust (NASDAQ:QQQ)</strong> 和 <strong>Roundhill Magnificent Seven ETF (BATS:MAGS)</strong> 的漲幅僅為 1.3%。這是否會轉變為又一波上漲？也許會，但整體的耐力明顯下降。科技公司仍在超出盈利預期，但幅度不再像以前那樣大。</p>
</div><p>All that revenue growth may slow down if hyperscalers abruptly scale back their AI buildout plans. <strong>Meta Platforms (NASDAQ:META)</strong>, for example, carried more debt on its balance sheet than cash in Q2 due to the aggressive AI expenditure. In Q4 2024, it had a net cash position of almost $22 billion. This is being called &#34;Big Tech's debt boom&#34; as the cash flow is not enough to fund data center development.</p>
<div class="lb-trans"><p>如果超大規模公司突然縮減其人工智能建設計劃，所有的收入增長可能會放緩。例如，<strong>Meta Platforms (NASDAQ:META)</strong> 在第二季度的負債超過了現金，原因是其在人工智能上的大規模支出。在 2024 年第四季度，它的淨現金頭寸接近 220 億美元。這被稱為 &#34;大型科技公司的債務繁榮&#34;，因為現金流不足以支持數據中心的發展。</p>
</div><p>Not to mention, it has been almost 3 years since the release of ChatGPT on November 30, 2022. Many on Wall Street want to see AI's results on the bottom line, not just the top line.</p>
<div class="lb-trans"><p>更不用説，自 2022 年 11 月 30 日 ChatGPT 發佈以來，已經快 3 年了。華爾街的許多人希望看到人工智能在底線上的結果，而不僅僅是收入上的結果。</p>
</div><p>The following monthly dividend stocks have the profitability Wall Street is starting to crave.</p>
<div class="lb-trans"><p>以下每月分紅股票具備華爾街開始渴望的盈利能力。</p>
</div><h2>Realty Income (O)</h2>
<div class="lb-trans"><h2>Realty Income (O)</h2>
</div><p>Realty Income almost always tops the list if you're trying to buy a monthly dividend stock that has both defensive characteristics and great upside potential. On top of that, O stock comes with a great yield.</p>
<div class="lb-trans"><p>如果你想購買一隻具有防禦特性和巨大上行潛力的每月分紅股票，Realty Income 幾乎總是名列前茅。此外，O 股票的收益率也很不錯。</p>
</div><p>Realty Income is a real estate investment trust that mainly has retail firms as its primary tenants. These retail companies are quite recession-resistant themselves, and Realty Income has managed to maintain very high occupancy rates through recessions. Even in 2008, the occupancy rate was 97%, and the current occupancy rate is 98.7%.</p>
<div class="lb-trans"><p>Realty Income 是一家房地產投資信託，主要以零售公司作為主要租户。這些零售公司本身具有很強的抗衰退能力，而 Realty Income 在經濟衰退期間也成功保持了非常高的入住率。即使在 2008 年，入住率也達到了 97%，目前的入住率為 98.7%。</p>
</div><p>O stock gets you a 5.71% yield today and is still trading at a discount compared to pre-pandemic peaks near $80. I believe it is only a matter of time before it recovers to that level, especially as interest rates come down. You can sit on the rising monthly yield as it does.</p>
<div class="lb-trans"><p>O 股票今天的收益率為 5.71%，並且仍然以低於疫情前接近 80 美元的峯值的折扣交易。我相信它恢復到那個水平只是時間問題，尤其是在利率下降的情況下。你可以坐享不斷上升的每月收益。</p>
</div><h2>LTC Properties (LTC)</h2>
<div class="lb-trans"><h2>LTC Properties (LTC)</h2>
</div><p>LTC Properties is a REIT that finances and invests in senior housing and healthcare properties. Its niche is in assisted living, skilled nursing, and memory care.</p>
<div class="lb-trans"><p>LTC Properties 是一家專注於老年住房和醫療保健物業的房地產投資信託。其細分市場包括輔助生活、專業護理和記憶護理。</p>
</div><p>All of these facilities are in high demand today and are set to be even more in demand in the coming decades. The U.S. is already facing a senior care facility shortage, expected to worsen even more with time. Estimates say anywhere from 564,000 to 609,000 senior housing units are needed. Only 191,000 will be added at current development rates. The gap is almost impossible to close in less than five years.</p>
<div class="lb-trans"><p>這些設施今天的需求很高，並且在未來幾十年內將會更加緊迫。美國已經面臨老年護理設施短缺的問題，預計隨着時間的推移，這一問題將更加嚴重。估計需要 564,000 到 609,000 個老年住房單位，而在當前的開發速度下，僅會增加 191,000 個。這個缺口在五年內幾乎不可能彌補。</p>
</div><p>The oldest of the baby boomers will be turning 80 next year. Baby boomers are a large demographic group, as they were born during the post-WW2 baby boom. One can assume a similar &#34;boom&#34; in senior care can take place as the cohort ages past 80.</p>
<div class="lb-trans"><p>明年，第一批嬰兒潮一代將年滿 80 歲。嬰兒潮一代是一個龐大的羣體，因為他們是在二戰後出生的。可以推測，隨着這一羣體年齡超過 80 歲，老年護理領域也會出現類似的 &#34;繁榮&#34;。</p>
</div><p>As a bonus, you get a 6.37% dividend yield. LTC stock has remained rangebound in the past five years, but I expect the tailwinds in the senior care market plus rate cuts to lead to 60-70% upside in the next 24 months. Even a 50% gain from here would only take it back to 2019 peak levels.</p>
<div class="lb-trans"><p>作為額外的好處，你將獲得 6.37% 的股息收益率。LTC 股票在過去五年中一直處於區間波動，但我預計老年護理市場的順風以及利率的降低將在未來 24 個月內帶來 60-70% 的上行空間。即使從這裏上漲 50%，也僅能回到 2019 年的峯值水平。</p>
</div><h2>Phillips Edison &amp; Company (PECO)</h2>
<div class="lb-trans"><h2>Phillips Edison &amp; Company (PECO)</h2>
</div><p>Phillips Edison is another REIT that operates shopping centers. The shopping center sector may look choppy, but PECO actually owns grocery-anchored properties. The foot traffic around these properties remains enduring, no matter the economic climate, so it is very defensive.</p>
<div class="lb-trans"><p>Phillips Edison 是另一家運營購物中心的房地產投資信託。購物中心行業可能看起來波動不定，但 PECO 實際上擁有以雜貨店為主的物業。這些物業周圍的客流量在任何經濟氣候下都保持穩定，因此具有很強的防禦性。</p>
</div><p>PECO stock has been on a long-term uptrend, but it is down 11% over the past year. This business is operationally strong and is already likely bottoming out. Q3 revenue growth was 10.4% and beat analyst estimates by 3.16%.</p>
<div class="lb-trans"><p>PECO 股票長期以來一直處於上升趨勢，但在過去一年中下跌了 11%。這項業務在運營上很強勁，已經可能觸底。第三季度收入增長 10.4%，超出分析師預期 3.16%。</p>
</div><p>You get a 3.5% dividend yield, but the dividends are growing fast. The forward dividend yield is 3.74% and is well-covered by funds from operations (FFO). The forward dividend rate is $1.3, covered by $2.59 in forward FFO.</p>
<div class="lb-trans"><p>你將獲得 3.5% 的股息收益率，但股息增長迅速。未來的股息收益率為 3.74%，並且得到了運營資金（FFO）的良好支持。未來的股息率為 1.3 美元，得到了 2.59 美元的未來 FFO 的支持。</p>
</div><p>PECO stock can deliver 15% to 20% upside in the next year, along with those dividends, as it recovers.</p>
<div class="lb-trans"><p>PECO 股票在未來一年內可以提供 15% 到 20% 的上行空間，加上這些股息，隨着其恢復。</p>
</div><h2>The New Report Shaking Up Retirement Plans</h2>
<div class="lb-trans"><h2>新報告震撼退休計劃</h2>
</div><p>You may think retirement is about picking the best stocks or ETFs, but you’d be wrong. See even great investments can be a liability in retirement. The difference comes down to a simple: accumulation vs distribution. The difference is causing millions to rethink their plans.</p>
<div class="lb-trans"><p>你可能認為退休是關於選擇最佳股票或 ETF，但你錯了。即使是偉大的投資在退休時也可能成為負擔。區別在於簡單的：積累與分配。這個區別使得數百萬人的計劃重新思考。</p>
</div><p>The good news? After answering three quick questions many Americans are finding they can retire <em>earlier</em> than expected. If you’re thinking about retiring or know someone who is, take 5 minutes to learn more here.</p>
<div class="lb-trans"><p>好消息是，在回答三個簡單問題後，許多美國人發現他們可以比預期更早退休。如果你在考慮退休或認識正在考慮退休的人，花 5 分鐘瞭解更多信息。</p>
</div>

三隻具有巨大上漲潛力的每月派息股票