---
title: "The average interest rate of the first batch of savings bonds in 2026 rises to 1.99% over 10 years | Lianhe Zaobao"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/268058465.md"
description: "The Monetary Authority of Singapore (MAS) announced that the 10-year average interest rate of the new batch of Singapore Savings Bonds (SSB) issued on January 2, 2026, has risen to 1.99%, an increase of 0.14 percentage points compared to the previous batch. The first-year interest rate has decreased to 1.33%, with the maximum supply reduced to SGD 300 million. The 10-year average interest rate of the previous batch of bonds was 1.85%, with a first-year interest rate of 1.35%"
datetime: "2025-12-01T10:40:54.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/268058465.md)
  - [en](https://longbridge.com/en/news/268058465.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/268058465.md)
---

> 支持的語言: [简体中文](https://longbridge.com/zh-CN/news/268058465.md) | [English](https://longbridge.com/en/news/268058465.md)


# The average interest rate of the first batch of savings bonds in 2026 rises to 1.99% over 10 years | Lianhe Zaobao

The average 10-year interest rate of the new batch of Singapore Saving Bonds (SSB) has further increased to 1.99%, rising by 0.14 percentage points after the previous batch ended a nine-month decline and saw its first rebound.

The Monetary Authority of Singapore (MAS) announced on Monday (December 1) that the new batch of saving bonds will be issued on January 2, 2026, with the first-year interest rate further dropping to 1.33%, and the maximum supply amount narrowing to SGD 300 million. This maximum supply amount has been reduced from SGD 700 million when the saving bonds were issued in May, to SGD 400 million in July, and will be adjusted down again in January 2026.

In addition, the previous batch of saving bonds was issued on Monday, with a first-year interest rate of 1.35% and an average 10-year interest rate of 1.85%. As of the cutoff on November 26, this batch of saving bonds only received a total subscription amount of SGD 179.1 million, remaining below SGD 400 million for nine consecutive months.

#### Further Reading

Interest rates of saving bonds rise for the first time in nine months, average 10-year interest rate rises to 1.85% Singapore Saving Bonds issued with a total of SGD 18.7 billion, over 280,000 people invested

The public can start subscribing to the new batch of saving bonds at 6 PM on December 1, with the deadline being 9 PM on December 26, and allocation will take place after 3 PM on December 29 The public can subscribe to these Singapore Savings Bonds through the ATMs and online banking services of three local banks, as well as the mobile application of Oversea-Chinese Banking Corporation. The minimum subscription amount for the public is SGD 500, and the total amount of Singapore Savings Bonds held at any time cannot exceed SGD 200,000

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