<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/04/Lloyds-bank.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1152" height="720" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/04/Lloyds-bank.png"/></p>
<p>勞埃德銀行的股價在過去幾天保持在一個狹窄的區間內，因為重要的阻力位 100 便士仍然難以突破。隨着秋季預算後的反彈停滯，它的交易價格為 96 便士。今年以來，股價上漲了 84%，是自 2012 年以來的最佳表現，當時股價飆升了 86%。那麼，這隻股票在短期內還有更多的上漲空間嗎？</p>
<h2>為什麼勞埃德銀行的股價今年在上漲</h2>
<p>勞埃德銀行的股價今年表現強勁，超越了富時 100 指數以及大多數同行，如巴克萊和大都會銀行。</p>
<p>即使在英國經濟困境的情況下，股價仍然上漲，經濟特徵為高通脹、高税收和緩慢增長。</p>
<p>上漲的一個主要原因是高通脹率促使英格蘭銀行（BoE）在全年保持鷹派立場。該銀行受益於高利率，這增加了其資產支付與負債支付之間的利差。</p>
<p>更高的利率促使公司產生強勁的財務業績。今年前九個月，其法定税後利潤上升至 33 億英鎊。其有形股本回報率為 11.9%，低於之前的 14.6%。</p>
<p>下降的原因是其在汽車保險危機上的大額準備金。其在九個月內的補救成本從去年同期的 1.24 億英鎊上升至 9.12 億英鎊。積極的一面是，危機現在幾乎結束，這意味着公司將不會在此上花費更多資金。</p>
<h2>瑞秋·裏夫斯免除了銀行的意外税</h2>
<p>最近，勞埃德銀行的股價上漲，因為瑞秋·裏夫斯免除了該銀行支付一些分析師所預期的意外税。幾個月前，英國一家頂級智庫公共政策研究所（IPPR）預測，意外税將籌集數十億英鎊，而不會對英國經濟造成傷害。</p>
<p>裏夫斯認為，實施意外税將是倒退的，並使國家吸引更多金融行業公司的難度加大。</p>
<p>勞埃德銀行的股價今年大幅上漲，反映了其他歐洲銀行如聯合信貸、渣打銀行、德意志銀行和德國商業銀行的表現。</p>
<p>展望未來，分析師對該公司略顯悲觀，指出其缺乏明確的催化劑。分析師還警告稱，該公司現在已高度被高估，預計將出現修正。在最近的一份報告中，晨星分析師指出，該股票的合理估值應為 78 便士，遠低於當前的 95 便士。</p>
<p>然而，從積極的一面來看，只要全球股市牛市持續，當美聯儲和英格蘭銀行（BoE）開始降息時，該股票可能會繼續表現良好。</p>
<h2>勞埃德股票價格技術分析</h2>
<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/Lloyds-share-price-1024x579.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1024" height="579" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/Lloyds-share-price-1024x579.png"/></p>
<p>LLOY 股票圖表 | 來源：TradingView</p>
<p>日線圖顯示，LLOY 股票價格在過去幾個月保持在牛市中，現在接近今年的最高水平。</p>
<p>然而，它現在形成了一個雙頂形態，其頸線位於 85.80 便士。相對強弱指數（RSI）已從超買點 75 降至當前的 59，而 MACD 指標的兩條線接近其看跌交叉。</p>
<p>因此，股票在短期內回調的風險存在。如果發生這種情況，下一關鍵支撐位將位於 90 便士。</p>
<p>勞埃德銀行的股價最近停滯不前：它能在今年達到 100 便士嗎？來自 Invezz 的第一篇文章。</p>

勞埃德銀行

<p>勞埃德銀行的股價停滯在 96 便士，儘管今年上漲了 84%，但仍難以突破 100 便士的阻力位。該股票受益於高利率和強勁的財務業績，但分析師警告稱存在高估和潛在的修正風險。技術分析顯示可能出現回調，關鍵支撐位在 90 便士。缺乏意外税收也支持了該股票</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/04/Lloyds-bank.png" alt="" original-src="https://invezz.com/wp-content/uploads/2025/04/Lloyds-bank.png"/></p>
<p>Lloyds share price has remained in a tight range in the past few days as the important resistance level at 100p remained elusive. It was trading at 96p as the post-Autumn Budget rally stalled. It has jumped by 84% this year, its best performance since 2012 when it soared by 86%. So, does the stock have more gains to go in the near term?</p>
<div class="lb-trans"><p>勞埃德銀行的股價在過去幾天保持在一個狹窄的區間內，因為重要的阻力位 100 便士仍然難以突破。隨着秋季預算後的反彈停滯，它的交易價格為 96 便士。今年以來，股價上漲了 84%，是自 2012 年以來的最佳表現，當時股價飆升了 86%。那麼，這隻股票在短期內還有更多的上漲空間嗎？</p>
</div><h2>Why Lloyds share price is rising this year</h2>
<div class="lb-trans"><h2>為什麼勞埃德銀行的股價今年在上漲</h2>
</div><p>Lloyds Bank stock price has been in a strong rally this year, outperforming the FTSE 100 Index and most of its peers like Barclays and Metro Bank.</p>
<div class="lb-trans"><p>勞埃德銀行的股價今年表現強勁，超越了富時 100 指數以及大多數同行，如巴克萊和大都會銀行。</p>
</div><p>The rally happened even as the British economy remained in a bind, which was characterized by high inflation, taxes, and slow growth.</p>
<div class="lb-trans"><p>即使在英國經濟困境的情況下，股價仍然上漲，經濟特徵為高通脹、高税收和緩慢增長。</p>
</div><p>One main reason for the rally is that the high inflation rate has pushed the Bank of England (BoE) to maintain a hawkish view throughout the year. The bank has benefited from high interest rates, which have increased the spread between what it pays on assets compared to what it pays on liabilities.</p>
<div class="lb-trans"><p>上漲的一個主要原因是高通脹率促使英格蘭銀行（BoE）在全年保持鷹派立場。該銀行受益於高利率，這增加了其資產支付與負債支付之間的利差。</p>
</div><p>Higher interest rates have pushed the company to generate strong financial results. Its statutory profit after tax rose to £3.3 billion in the nine months of the year. Its return on tangible equity was 11.9%, down from the previous 14.6%.</p>
<div class="lb-trans"><p>更高的利率促使公司產生強勁的財務業績。今年前九個月，其法定税後利潤上升至 33 億英鎊。其有形股本回報率為 11.9%，低於之前的 14.6%。</p>
</div><p>The decline was because of its large provision on the motor insurance crisis. Its remediation cost for the nine months rose to £912 million from the £124 million it spent in the same period last year. On the positive side, the crisis is now nearly over, meaning that the company will not spend more money on it.</p>
<div class="lb-trans"><p>下降的原因是其在汽車保險危機上的大額準備金。其在九個月內的補救成本從去年同期的 1.24 億英鎊上升至 9.12 億英鎊。積極的一面是，危機現在幾乎結束，這意味着公司將不會在此上花費更多資金。</p>
</div><h2>Rachel Reeves spares banks from windfall taxes</h2>
<div class="lb-trans"><h2>瑞秋·裏夫斯免除了銀行的意外税</h2>
</div><p>Most recently, the Lloyds share price has risen as Rachel Reeves spared the bank from paying a windfall tax that some analysts were expecting. A few months ago, a top British think tank known as the Institute for Public Policy Research (IPPR) predicted that a windfall tax would raise billions of pounds without hurting the British economy.</p>
<div class="lb-trans"><p>最近，勞埃德銀行的股價上漲，因為瑞秋·裏夫斯免除了該銀行支付一些分析師所預期的意外税。幾個月前，英國一家頂級智庫公共政策研究所（IPPR）預測，意外税將籌集數十億英鎊，而不會對英國經濟造成傷害。</p>
</div><p>Reeves judged that implementing the windfall tax would be retrogressive and make it tough for the country to attract more companies in the financial sector.</p>
<div class="lb-trans"><p>裏夫斯認為，實施意外税將是倒退的，並使國家吸引更多金融行業公司的難度加大。</p>
</div><p>Lloyds Bank share price has jumped this year, mirroring the performance of other European banks like Unicredit, Standard Chartered, Deutsche Bank, and Commerzbank.</p>
<div class="lb-trans"><p>勞埃德銀行的股價今年大幅上漲，反映了其他歐洲銀行如聯合信貸、渣打銀行、德意志銀行和德國商業銀行的表現。</p>
</div><p>Looking ahead, analysts are a bit pessimistic about the company noting that it lacks a clear catalyst going forward. Analysts also warn that the company has now become highly overvalued and that it is due for a correction. In a recent note, MorningStar analysts noted the stock should be valued at 78p, which is much lower than the current 95p.</p>
<div class="lb-trans"><p>展望未來，分析師對該公司略顯悲觀，指出其缺乏明確的催化劑。分析師還警告稱，該公司現在已高度被高估，預計將出現修正。在最近的一份報告中，晨星分析師指出，該股票的合理估值應為 78 便士，遠低於當前的 95 便士。</p>
</div><p>On the positive side, however, the stock will likely continue doing well as long as the global stock market bull run continues when central banks like the Federal Reserve and Bank of England (BoE) start cutting interest rates.</p>
<div class="lb-trans"><p>然而，從積極的一面來看，只要全球股市牛市持續，當美聯儲和英格蘭銀行（BoE）開始降息時，該股票可能會繼續表現良好。</p>
</div><h2>Lloyds stock price technical analysis</h2>
<div class="lb-trans"><h2>勞埃德股票價格技術分析</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/Lloyds-share-price-1024x579.png" alt="" original-src="https://invezz.com/wp-content/uploads/2025/12/Lloyds-share-price-1024x579.png"/></p>
<p>LLOY stock chart | Source: TradingView</p>
<div class="lb-trans"><p>LLOY 股票圖表 | 來源：TradingView</p>
</div><p>The daily timeframe chart shows that the LLOY stock price has remained in a bull run in the past few months and is now hovering near its highest level this year.</p>
<div class="lb-trans"><p>日線圖顯示，LLOY 股票價格在過去幾個月保持在牛市中，現在接近今年的最高水平。</p>
</div><p>However, it has now formed a double-top pattern whose neckline is at 85.80p. The Relative Strength Index (RSI) has moved from the overbought point of 75 to the current 59, while the two lines of the MACD indicator are nearing their bearish crossover.</p>
<div class="lb-trans"><p>然而，它現在形成了一個雙頂形態，其頸線位於 85.80 便士。相對強弱指數（RSI）已從超買點 75 降至當前的 59，而 MACD 指標的兩條線接近其看跌交叉。</p>
</div><p>Therefore, there is a risk that the stock will pull back in the near term. If this happens, the next key support level to watch will be at 90p.</p>
<div class="lb-trans"><p>因此，股票在短期內回調的風險存在。如果發生這種情況，下一關鍵支撐位將位於 90 便士。</p>
</div><p>The post Lloyds share price has stalled recently: can it hit 100p this year? appeared first on Invezz</p>
<div class="lb-trans"><p>勞埃德銀行的股價最近停滯不前：它能在今年達到 100 便士嗎？來自 Invezz 的第一篇文章。</p>
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勞埃德銀行的股價最近停滯不前：今年能否達到 100 便士？