<p><em>新的 Veterans United 分析發現，越來越多的年輕退伍軍人使用 VA 貸款進入一個平均買家年齡為 40 歲的住房市場</em></p>
<p>, /PRNewswire/ -- VA 貸款計劃在 2025 財年強勁反彈，扭轉了去年的放緩，凸顯了這一國家最強大的購房福利之一的韌性。今天發佈的來自美國最大的 VA 貸款機構 Veterans United Home Loans 的新分析顯示，VA 貸款總額同比增長 26.8%，從 2024 財年的 416,363 筆貸款上升至 528,343 筆。</p>
<p>這一勢頭主要來自於更穩定的購房市場和再融資的重大激增，表明退伍軍人和現役軍人在應對仍然具有挑戰性的可負擔性環境時重拾了信心。</p>
<p>Z 世代在截至 9 月 30 日的財年中對 VA 項目的復甦發揮了重要作用。年輕的軍購羣體是 2024 財年唯一一個實現同比購房增長的年齡組。他們將這一勢頭延續到 2025 財年，佔 VA 貸款活動的 38%。Z 世代退伍軍人的購房增長也領先於所有其他世代，遠遠超過了年長的軍借款人。</p>
<p><strong>按世代劃分的 VA 購房貸款</strong></p>
<table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>世代</strong></td>
<td><strong>2025 財年</strong></td>
<td><strong>2024 財年</strong></td>
<td><strong>% 差異</strong></td>
</tr>
<tr>
<td>Z 世代</td>
<td>47,802</td>
<td>34,616</td>
<td>38 %</td>
</tr>
<tr>
<td>嬰兒潮一代</td>
<td>46,285</td>
<td>43,272</td>
<td>6.96 %</td>
</tr>
<tr>
<td>千禧一代</td>
<td>152,513</td>
<td>144,678</td>
<td>5.42 %</td>
</tr>
<tr>
<td>沉默一代 &amp; 偉大一代</td>
<td>5,133</td>
<td>4,993</td>
<td>2.8 %</td>
</tr>
<tr>
<td>X 世代</td>
<td>72,102</td>
<td>70,768</td>
<td>1.89 %</td>
</tr>
</tbody>
</table>
<p>&#34;Z 世代的擴展速度超過了任何其他 VA 購房者羣體，&#34;Veterans United Home Loans 的抵押貸款洞察副總裁 Chris Birk 表示。&#34;他們在可負擔性面臨真正挑戰的時刻進入市場，而 VA 貸款的來之不易的福利正在幫助他們競爭和成功。他們的增長正在重塑未來十年軍人購房的樣貌。&#34;</p>
<p>總體而言，VA 購房貸款同比增長 8.5%，從 298,327 筆上升至 323,835 筆。這標誌着與 2024 財年相比的強勁反彈，當時購房量較 2023 財年下降超過 5%。</p>
<p>隨着年輕買家的持續增長，VA 貸款的標誌性特點，尤其是零首付的優勢，仍然是首次購房者和麪臨可負擔性限制的借款人的關鍵工具。</p>
<p>儘管活動仍低於疫情時期的歷史高點，但再融資再次成為 VA 貸款市場的重要組成部分，因為借款人尋求改善利率或提取股權。總 VA 再融資同比激增 73.2%，現金再融資佔再融資活動的略超過四分之一（26.5%）。</p>
<p>Z 世代 VA 買家增長最快的目的地包括德克薩斯州、卡羅萊納州和加利福尼亞州的主要城市和傳統軍事中心。這些市場的增長遠高於該年齡組的全國平均水平，突顯了年輕退伍軍人和現役軍人選擇紮根的地方。</p>
<p><strong>按增長排名的前 25 個 Z 世代 VA 貸款購房市場</strong></p>
<table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>市場</strong><br/><strong>排名</strong></td>
<td><strong>城市</strong></td>
<td><strong>2025 財年 VA</strong><br/><strong>購房</strong></td>
<td><strong>2024 財年 VA</strong><br/><strong>購房</strong></td>
<td><strong>同比</strong><br/><strong>% 差異</strong></td>
</tr>
<tr>
<td>1</td>
<td>休斯頓 - 糖城 - 貝城，德克薩斯州</td>
<td>838</td>
<td>522</td>
<td>60.5 %</td>
</tr>
<tr>
<td>2</td>
<td>基林 - 聖殿 - 霍德，德克薩斯州</td>
<td>974</td>
<td>611</td>
<td>59.4 %</td>
</tr>
<tr>
<td>3</td>
<td>鳳凰城 - 梅薩 - 斯科茨代爾，亞利桑那州</td>
<td>689</td>
<td>437</td>
<td>57.6 %</td>
</tr>
<tr>
<td>4</td>
<td>達拉斯 - 沃斯堡 - 阿靈頓，德克薩斯州</td>
<td>928</td>
<td>595</td>
<td>55.9 %</td>
</tr>
<tr>
<td>5</td>
<td>拉斯維加斯 - 天堂，內華達州</td>
<td>449</td>
<td>290</td>
<td>54.8 %</td>
</tr>
<tr>
<td>6</td>
<td>芝加哥 - 納珀維爾 - 朱利埃特，伊利諾伊州</td>
<td>484</td>
<td>313</td>
<td>54.6 %</td>
</tr>
<tr>
<td>7</td>
<td>華盛頓 - 阿靈頓 - 亞歷山大，D.C.-維吉尼亞州 - 馬里蘭州 - 西弗吉尼亞州</td>
<td>855</td>
<td>555</td>
<td>54.0 %</td>
</tr>
<tr>
<td>8</td>
<td>查爾斯頓 - 北查爾斯頓，南卡羅來納州</td>
<td>509</td>
<td>348</td>
<td>46.2 %</td>
</tr>
<tr>
<td>9</td>
<td>巴爾的摩 - 陶森，馬里蘭州</td>
<td>429</td>
<td>296</td>
<td>44.9 %</td>
</tr>
<tr>
<td>10</td>
<td>哥倫比亞，南卡羅來納州</td>
<td>366</td>
<td>257</td>
<td>42.4 %</td>
</tr>
<tr>
<td>11</td>
<td>河濱 - 聖貝納迪諾 - 安大略，加利福尼亞州</td>
<td>603</td>
<td>424</td>
<td>42.2 %</td>
</tr>
<tr>
<td>12</td>
<td>聖地亞哥 - 卡爾斯巴德 - 聖馬可斯，加利福尼亞州</td>
<td>541</td>
<td>382</td>
<td>41.6 %</td>
</tr>
<tr>
<td>13</td>
<td>亞特蘭大 - 桑迪斯普林斯 - 瑪麗埃塔，喬治亞州</td>
<td>440</td>
<td>314</td>
<td>40.1 %</td>
</tr>
<tr>
<td>14</td>
<td>俄克拉荷馬城，俄克拉荷馬州</td>
<td>435</td>
<td>313</td>
<td>38.9 %</td>
</tr>
<tr>
<td>15</td>
<td>坦帕 - 聖彼得堡 - 克利爾沃特，佛羅里達州</td>
<td>446</td>
<td>327</td>
<td>36.3 %</td>
</tr>
<tr>
<td>16</td>
<td>聖安東尼奧，德克薩斯州</td>
<td>1,362</td>
<td>1,006</td>
<td>35.3 %</td>
</tr>
<tr>
<td>17</td>
<td>奧古斯塔 - 里士滿縣，喬治亞州 - 南卡羅來納州</td>
<td>365</td>
<td>276</td>
<td>32.2 %</td>
</tr>
<tr>
<td>18</td>
<td>科羅拉多斯普林斯，科羅拉多州</td>
<td>788</td>
<td>610</td>
<td>29.1 %</td>
</tr>
<tr>
<td>19</td>
<td>聖路易斯，密蘇里州 - 伊利諾伊州</td>
<td>364</td>
<td>283</td>
<td>28.6 %</td>
</tr>
<tr>
<td>20</td>
<td>傑克遜維爾，北卡羅來納州</td>
<td>1,112</td>
<td>867</td>
<td>28.2 %</td>
</tr>
<tr>
<td>21</td>
<td>傑克遜維爾，佛羅里達州</td>
<td>833</td>
<td>653</td>
<td>27.5 %</td>
</tr>
<tr>
<td>22</td>
<td>弗吉尼亞海灘 - 諾福克 - 紐波特紐斯，維吉尼亞州 - 北卡羅來納州</td>
<td>2,411</td>
<td>1,902</td>
<td>26.7 %</td>
</tr>
<tr>
<td>23</td>
<td>埃爾帕索，德克薩斯州</td>
<td>547</td>
<td>439</td>
<td>24.6 %</td>
</tr>
<tr>
<td>24</td>
<td>費耶特維爾，北卡羅來納州</td>
<td>995</td>
<td>843</td>
<td>18.0 %</td>
</tr>
<tr>
<td>25</td>
<td>海因斯維爾 - 福特斯圖爾特，喬治亞州</td>
<td>438</td>
<td>386</td>
<td>13.4 %</td>
</tr>
</tbody>
</table>
<p>要查看完整報告，請訪問：https://www.veteransunited.com/education/gen-z-buyers-help-drive-va-purchase-rebound/</p>
<p><strong>關於 Veterans United Home Loans</strong></p>
<p>總部位於密蘇里州哥倫比亞的全方位國家直接貸款機構在 2025 財年融資超過 238 億美元，是美國最大的 VA 貸款機構，依據美國退伍軍人事務部的貸款統計數據。公司的使命是幫助退伍軍人和現役軍人利用他們所獲得的住房貸款福利。</p>
<p>VeteransUnited.com | 1-800-884-5560 | 550 Veterans United Drive, Columbia, MO 65201 | Veterans United Home Loans NMLS #1907 (www.nmlsconsumeraccess.org)。VA 批准的貸款機構；未得到退伍軍人事務部或任何政府機構的認可或贊助。在所有 50 個州獲得許可。有關州許可信息，請訪問 https://www.veteransunited.com/licenses/。平等機會貸款機構。</p>
<p>來源：Veterans United Home Loans</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjEwJk5ld3NJdGVtSWQ9Q0c0MjcxMSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMTAwOTU4UFJfTkVXU19VU1BSX19fX19DRzQyNzEx?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjEwJk5ld3NJdGVtSWQ9Q0c0MjcxMSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMTAwOTU4UFJfTkVXU19VU1BSX19fX19DRzQyNzEx"/></p>

曼哈頓大橋投資股份

<p>在 2025 財年，VA 貸款計劃激增了 26.8%，這主要得益於 Z 世代買家，他們佔 VA 貸款活動的 38%。總 VA 貸款數量從 2024 財年的 416,363 筆上升至 528,343 筆。Z 世代在購房增長方面領先所有世代，增長幅度達到 38%。VA 購房貸款同比增長 8.5%，而總 VA 再融資則激增 73.2%。Z 世代的主要增長市場包括德克薩斯州、卡羅萊納州和加利福尼亞州</p>

<p><em>New Veterans United analysis finds the youngest Veterans increasingly using VA loans to enter a housing market where the average buyer age is now 40</em></p>
<div class="lb-trans"><p><em>新的 Veterans United 分析發現，越來越多的年輕退伍軍人使用 VA 貸款進入一個平均買家年齡為 40 歲的住房市場</em></p>
</div><p>, /PRNewswire/ -- The VA loan program rebounded sharply in Fiscal Year 2025, reversing last year's slowdown and underscoring the resilience of one of the nation's most powerful homebuying benefits. A new analysis from Veterans United Home Loans, the country's largest VA lender, released today shows total VA lending climbed 26.8% year over year, rising to 528,343 loans from 416,363 in Fiscal 2024.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- VA 貸款計劃在 2025 財年強勁反彈，扭轉了去年的放緩，凸顯了這一國家最強大的購房福利之一的韌性。今天發佈的來自美國最大的 VA 貸款機構 Veterans United Home Loans 的新分析顯示，VA 貸款總額同比增長 26.8%，從 2024 財年的 416,363 筆貸款上升至 528,343 筆。</p>
</div><p>Much of that momentum came from a steadier purchase market and a major surge in refinancing, signaling renewed confidence among Veterans and service members navigating a still-challenging affordability landscape.</p>
<div class="lb-trans"><p>這一勢頭主要來自於更穩定的購房市場和再融資的重大激增，表明退伍軍人和現役軍人在應對仍然具有挑戰性的可負擔性環境時重拾了信心。</p>
</div><p>Generation Z played an outsized role in the VA program's resurgence during the fiscal year ending Sept. 30. The youngest cohort of military buyers was the only age group to post year-over-year purchase gains in Fiscal 2024. They carried that momentum forward, accounting for 38% of VA loan activity in Fiscal 2025. Gen Z Veterans also led all other generations in purchase growth, far outpacing older military borrowers.</p>
<div class="lb-trans"><p>Z 世代在截至 9 月 30 日的財年中對 VA 項目的復甦發揮了重要作用。年輕的軍購羣體是 2024 財年唯一一個實現同比購房增長的年齡組。他們將這一勢頭延續到 2025 財年，佔 VA 貸款活動的 38%。Z 世代退伍軍人的購房增長也領先於所有其他世代，遠遠超過了年長的軍借款人。</p>
</div><p><strong>VA Purchase Loans by Generation</strong></p>
<div class="lb-trans"><p><strong>按世代劃分的 VA 購房貸款</strong></p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Generation</strong></td>
<td><strong>FY25</strong></td>
<td><strong>FY24</strong></td>
<td><strong>% Difference</strong></td>
</tr>
<tr>
<td>Gen Z</td>
<td>47,802</td>
<td>34,616</td>
<td>38 %</td>
</tr>
<tr>
<td>Baby Boomers</td>
<td>46,285</td>
<td>43,272</td>
<td>6.96 %</td>
</tr>
<tr>
<td>Millennial</td>
<td>152,513</td>
<td>144,678</td>
<td>5.42 %</td>
</tr>
<tr>
<td>Silent &amp; Greatest</td>
<td>5,133</td>
<td>4,993</td>
<td>2.8 %</td>
</tr>
<tr>
<td>Gen X</td>
<td>72,102</td>
<td>70,768</td>
<td>1.89 %</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>世代</strong></td>
<td><strong>2025 財年</strong></td>
<td><strong>2024 財年</strong></td>
<td><strong>% 差異</strong></td>
</tr>
<tr>
<td>Z 世代</td>
<td>47,802</td>
<td>34,616</td>
<td>38 %</td>
</tr>
<tr>
<td>嬰兒潮一代</td>
<td>46,285</td>
<td>43,272</td>
<td>6.96 %</td>
</tr>
<tr>
<td>千禧一代</td>
<td>152,513</td>
<td>144,678</td>
<td>5.42 %</td>
</tr>
<tr>
<td>沉默一代 &amp; 偉大一代</td>
<td>5,133</td>
<td>4,993</td>
<td>2.8 %</td>
</tr>
<tr>
<td>X 世代</td>
<td>72,102</td>
<td>70,768</td>
<td>1.89 %</td>
</tr>
</tbody>
</table>
</div><p>&#34;Gen Z is expanding its footprint faster than any other group of VA buyers,&#34; said Chris Birk, vice president of mortgage insight at Veterans United Home Loans. &#34;They're entering the market at a time when affordability is a real challenge, and the VA loan's hard-earned benefits are helping them compete and succeed. Their growth is reshaping what the next decade of military homebuying will look like.&#34;</p>
<div class="lb-trans"><p>&#34;Z 世代的擴展速度超過了任何其他 VA 購房者羣體，&#34;Veterans United Home Loans 的抵押貸款洞察副總裁 Chris Birk 表示。&#34;他們在可負擔性面臨真正挑戰的時刻進入市場，而 VA 貸款的來之不易的福利正在幫助他們競爭和成功。他們的增長正在重塑未來十年軍人購房的樣貌。&#34;</p>
</div><p>Overall, VA purchase loans rose 8.5% year over year, to 323,835 from 298,327. This marks a strong turnaround from Fiscal 2024, when purchase volume fell more than 5% from Fiscal 2023.</p>
<div class="lb-trans"><p>總體而言，VA 購房貸款同比增長 8.5%，從 298,327 筆上升至 323,835 筆。這標誌着與 2024 財年相比的強勁反彈，當時購房量較 2023 財年下降超過 5%。</p>
</div><p>As younger buyers continued gaining traction, the VA loan's hallmark features, especially its zero-down payment advantage, remained a key tool for first-time and affordability-constrained borrowers.</p>
<div class="lb-trans"><p>隨着年輕買家的持續增長，VA 貸款的標誌性特點，尤其是零首付的優勢，仍然是首次購房者和麪臨可負擔性限制的借款人的關鍵工具。</p>
</div><p>While activity remains below historic highs from the pandemic era, refinancing again became a significant part of the VA lending landscape as borrowers sought opportunities to improve their rate or tap equity. Total VA refinances jumped 73.2% year-over-year with cash-out refinances accounting for slightly over a quarter (26.5%) of refi activity.</p>
<div class="lb-trans"><p>儘管活動仍低於疫情時期的歷史高點，但再融資再次成為 VA 貸款市場的重要組成部分，因為借款人尋求改善利率或提取股權。總 VA 再融資同比激增 73.2%，現金再融資佔再融資活動的略超過四分之一（26.5%）。</p>
</div><p>The fastest-growing destinations for Gen Z VA buyers included major metros and traditional military hubs across Texas, the Carolinas and California. These markets posted growth well above the national average for this age group, highlighting where the youngest Veterans and service members are choosing to put down roots.</p>
<div class="lb-trans"><p>Z 世代 VA 買家增長最快的目的地包括德克薩斯州、卡羅萊納州和加利福尼亞州的主要城市和傳統軍事中心。這些市場的增長遠高於該年齡組的全國平均水平，突顯了年輕退伍軍人和現役軍人選擇紮根的地方。</p>
</div><p><strong>Top 25 Gen Z VA Loan Purchase Markets (by growth)</strong></p>
<div class="lb-trans"><p><strong>按增長排名的前 25 個 Z 世代 VA 貸款購房市場</strong></p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Market</strong><br/><strong>Rank</strong></td>
<td><strong>Metro</strong></td>
<td><strong>FY25 VA</strong><br/><strong>Purchases</strong></td>
<td><strong>FY24 VA</strong><br/><strong>Purchases</strong></td>
<td><strong>YoY</strong><br/><strong>% Difference</strong></td>
</tr>
<tr>
<td>1</td>
<td>Houston-Sugar Land- <br/>Baytown, Texas</td>
<td>838</td>
<td>522</td>
<td>60.5 %</td>
</tr>
<tr>
<td>2</td>
<td>Killeen-Temple-Fort Hood, <br/>Texas</td>
<td>974</td>
<td>611</td>
<td>59.4 %</td>
</tr>
<tr>
<td>3</td>
<td>Phoenix-Mesa-Scottsdale, <br/>Ariz.</td>
<td>689</td>
<td>437</td>
<td>57.6 %</td>
</tr>
<tr>
<td>4</td>
<td>Dallas-Fort Worth-Arlington, <br/>Texas</td>
<td>928</td>
<td>595</td>
<td>55.9 %</td>
</tr>
<tr>
<td>5</td>
<td>Las Vegas-Paradise, Nev.</td>
<td>449</td>
<td>290</td>
<td>54.8 %</td>
</tr>
<tr>
<td>6</td>
<td>Chicago-Naperville-Joliet, Ill.</td>
<td>484</td>
<td>313</td>
<td>54.6 %</td>
</tr>
<tr>
<td>7</td>
<td>Washington-Arlington-<br/>Alexandria, D.C.-Va.-Md.-<br/>W.Va.</td>
<td>855</td>
<td>555</td>
<td>54.0 %</td>
</tr>
<tr>
<td>8</td>
<td>Charleston-North-<br/>Charleston, S.C.</td>
<td>509</td>
<td>348</td>
<td>46.2 %</td>
</tr>
<tr>
<td>9</td>
<td>Baltimore-Towson, Md.</td>
<td>429</td>
<td>296</td>
<td>44.9 %</td>
</tr>
<tr>
<td>10</td>
<td>Columbia, S.C.</td>
<td>366</td>
<td>257</td>
<td>42.4 %</td>
</tr>
<tr>
<td>11</td>
<td>Riverside-San Bernardino- <br/>Ontario, Calif.</td>
<td>603</td>
<td>424</td>
<td>42.2 %</td>
</tr>
<tr>
<td>12</td>
<td>San Diego-Carlsbad-San <br/>Marcos, Calif.</td>
<td>541</td>
<td>382</td>
<td>41.6 %</td>
</tr>
<tr>
<td>13</td>
<td>Atlanta-Sandy Springs- <br/>Marietta, Ga.</td>
<td>440</td>
<td>314</td>
<td>40.1 %</td>
</tr>
<tr>
<td>14</td>
<td>Oklahoma City, Okla.</td>
<td>435</td>
<td>313</td>
<td>38.9 %</td>
</tr>
<tr>
<td>15</td>
<td>Tampa-St. Petersburg- <br/>Clearwater, Fla.</td>
<td>446</td>
<td>327</td>
<td>36.3 %</td>
</tr>
<tr>
<td>16</td>
<td>San Antonio, Texas</td>
<td>1,362</td>
<td>1,006</td>
<td>35.3 %</td>
</tr>
<tr>
<td>17</td>
<td>Augusta-Richmond County, <br/>Ga.-S.C.</td>
<td>365</td>
<td>276</td>
<td>32.2 %</td>
</tr>
<tr>
<td>18</td>
<td>Colorado Springs, Colo.</td>
<td>788</td>
<td>610</td>
<td>29.1 %</td>
</tr>
<tr>
<td>19</td>
<td>St. Louis, Mo-Ill.</td>
<td>364</td>
<td>283</td>
<td>28.6 %</td>
</tr>
<tr>
<td>20</td>
<td>Jacksonville, N.C.</td>
<td>1,112</td>
<td>867</td>
<td>28.2 %</td>
</tr>
<tr>
<td>21</td>
<td>Jacksonville, Fla.</td>
<td>833</td>
<td>653</td>
<td>27.5 %</td>
</tr>
<tr>
<td>22</td>
<td>Virginia Beach-Norfolk-<br/>Newport News, Va.-N.C.</td>
<td>2,411</td>
<td>1,902</td>
<td>26.7 %</td>
</tr>
<tr>
<td>23</td>
<td>El Paso, Texas</td>
<td>547</td>
<td>439</td>
<td>24.6 %</td>
</tr>
<tr>
<td>24</td>
<td>Fayetteville, N.C.</td>
<td>995</td>
<td>843</td>
<td>18.0 %</td>
</tr>
<tr>
<td>25</td>
<td>Hinesville-Fort Stewart, Ga</td>
<td>438</td>
<td>386</td>
<td>13.4 %</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>市場</strong><br/><strong>排名</strong></td>
<td><strong>城市</strong></td>
<td><strong>2025 財年 VA</strong><br/><strong>購房</strong></td>
<td><strong>2024 財年 VA</strong><br/><strong>購房</strong></td>
<td><strong>同比</strong><br/><strong>% 差異</strong></td>
</tr>
<tr>
<td>1</td>
<td>休斯頓 - 糖城 - 貝城，德克薩斯州</td>
<td>838</td>
<td>522</td>
<td>60.5 %</td>
</tr>
<tr>
<td>2</td>
<td>基林 - 聖殿 - 霍德，德克薩斯州</td>
<td>974</td>
<td>611</td>
<td>59.4 %</td>
</tr>
<tr>
<td>3</td>
<td>鳳凰城 - 梅薩 - 斯科茨代爾，亞利桑那州</td>
<td>689</td>
<td>437</td>
<td>57.6 %</td>
</tr>
<tr>
<td>4</td>
<td>達拉斯 - 沃斯堡 - 阿靈頓，德克薩斯州</td>
<td>928</td>
<td>595</td>
<td>55.9 %</td>
</tr>
<tr>
<td>5</td>
<td>拉斯維加斯 - 天堂，內華達州</td>
<td>449</td>
<td>290</td>
<td>54.8 %</td>
</tr>
<tr>
<td>6</td>
<td>芝加哥 - 納珀維爾 - 朱利埃特，伊利諾伊州</td>
<td>484</td>
<td>313</td>
<td>54.6 %</td>
</tr>
<tr>
<td>7</td>
<td>華盛頓 - 阿靈頓 - 亞歷山大，D.C.-維吉尼亞州 - 馬里蘭州 - 西弗吉尼亞州</td>
<td>855</td>
<td>555</td>
<td>54.0 %</td>
</tr>
<tr>
<td>8</td>
<td>查爾斯頓 - 北查爾斯頓，南卡羅來納州</td>
<td>509</td>
<td>348</td>
<td>46.2 %</td>
</tr>
<tr>
<td>9</td>
<td>巴爾的摩 - 陶森，馬里蘭州</td>
<td>429</td>
<td>296</td>
<td>44.9 %</td>
</tr>
<tr>
<td>10</td>
<td>哥倫比亞，南卡羅來納州</td>
<td>366</td>
<td>257</td>
<td>42.4 %</td>
</tr>
<tr>
<td>11</td>
<td>河濱 - 聖貝納迪諾 - 安大略，加利福尼亞州</td>
<td>603</td>
<td>424</td>
<td>42.2 %</td>
</tr>
<tr>
<td>12</td>
<td>聖地亞哥 - 卡爾斯巴德 - 聖馬可斯，加利福尼亞州</td>
<td>541</td>
<td>382</td>
<td>41.6 %</td>
</tr>
<tr>
<td>13</td>
<td>亞特蘭大 - 桑迪斯普林斯 - 瑪麗埃塔，喬治亞州</td>
<td>440</td>
<td>314</td>
<td>40.1 %</td>
</tr>
<tr>
<td>14</td>
<td>俄克拉荷馬城，俄克拉荷馬州</td>
<td>435</td>
<td>313</td>
<td>38.9 %</td>
</tr>
<tr>
<td>15</td>
<td>坦帕 - 聖彼得堡 - 克利爾沃特，佛羅里達州</td>
<td>446</td>
<td>327</td>
<td>36.3 %</td>
</tr>
<tr>
<td>16</td>
<td>聖安東尼奧，德克薩斯州</td>
<td>1,362</td>
<td>1,006</td>
<td>35.3 %</td>
</tr>
<tr>
<td>17</td>
<td>奧古斯塔 - 里士滿縣，喬治亞州 - 南卡羅來納州</td>
<td>365</td>
<td>276</td>
<td>32.2 %</td>
</tr>
<tr>
<td>18</td>
<td>科羅拉多斯普林斯，科羅拉多州</td>
<td>788</td>
<td>610</td>
<td>29.1 %</td>
</tr>
<tr>
<td>19</td>
<td>聖路易斯，密蘇里州 - 伊利諾伊州</td>
<td>364</td>
<td>283</td>
<td>28.6 %</td>
</tr>
<tr>
<td>20</td>
<td>傑克遜維爾，北卡羅來納州</td>
<td>1,112</td>
<td>867</td>
<td>28.2 %</td>
</tr>
<tr>
<td>21</td>
<td>傑克遜維爾，佛羅里達州</td>
<td>833</td>
<td>653</td>
<td>27.5 %</td>
</tr>
<tr>
<td>22</td>
<td>弗吉尼亞海灘 - 諾福克 - 紐波特紐斯，維吉尼亞州 - 北卡羅來納州</td>
<td>2,411</td>
<td>1,902</td>
<td>26.7 %</td>
</tr>
<tr>
<td>23</td>
<td>埃爾帕索，德克薩斯州</td>
<td>547</td>
<td>439</td>
<td>24.6 %</td>
</tr>
<tr>
<td>24</td>
<td>費耶特維爾，北卡羅來納州</td>
<td>995</td>
<td>843</td>
<td>18.0 %</td>
</tr>
<tr>
<td>25</td>
<td>海因斯維爾 - 福特斯圖爾特，喬治亞州</td>
<td>438</td>
<td>386</td>
<td>13.4 %</td>
</tr>
</tbody>
</table>
</div><p>To view the full report, visit: https://www.veteransunited.com/education/gen-z-buyers-help-drive-va-purchase-rebound/</p>
<div class="lb-trans"><p>要查看完整報告，請訪問：https://www.veteransunited.com/education/gen-z-buyers-help-drive-va-purchase-rebound/</p>
</div><p><strong>About Veterans United Home Loans</strong></p>
<div class="lb-trans"><p><strong>關於 Veterans United Home Loans</strong></p>
</div><p>Based in Columbia, Missouri, the full-service national direct lender financed more than $23.8 billion in loans in Fiscal Year 2025 and is the country's largest VA lender, according to the Department of Veterans Affairs Lender Statistics. The company's mission is to help Veterans and service members take advantage of the home loan benefits earned by their service.</p>
<div class="lb-trans"><p>總部位於密蘇里州哥倫比亞的全方位國家直接貸款機構在 2025 財年融資超過 238 億美元，是美國最大的 VA 貸款機構，依據美國退伍軍人事務部的貸款統計數據。公司的使命是幫助退伍軍人和現役軍人利用他們所獲得的住房貸款福利。</p>
</div><p>VeteransUnited.com | 1-800-884-5560 | 550 Veterans United Drive, Columbia, MO 65201 | Veterans United Home Loans NMLS #1907 (www.nmlsconsumeraccess.org). A VA-approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Licensed in all 50 states. For state licensing information, visit https://www.veteransunited.com/licenses/. Equal Opportunity Lender.</p>
<div class="lb-trans"><p>VeteransUnited.com | 1-800-884-5560 | 550 Veterans United Drive, Columbia, MO 65201 | Veterans United Home Loans NMLS #1907 (www.nmlsconsumeraccess.org)。VA 批准的貸款機構；未得到退伍軍人事務部或任何政府機構的認可或贊助。在所有 50 個州獲得許可。有關州許可信息，請訪問 https://www.veteransunited.com/licenses/。平等機會貸款機構。</p>
</div><p>SOURCE Veterans United Home Loans</p>
<div class="lb-trans"><p>來源：Veterans United Home Loans</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjEwJk5ld3NJdGVtSWQ9Q0c0MjcxMSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMTAwOTU4UFJfTkVXU19VU1BSX19fX19DRzQyNzEx" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=CG42711&amp;Transmission_Id=202512100958PR_NEWS_USPR_____CG42711&amp;DateId=20251210"/></p>

09:58 ET
			
			
				VA Loan Program Surges 27% in 2025, Fueled by Gen Z Buyers

- VA 貸款在 2025 財年增長 26.8%，達到 528,343 筆貸款。  
- Z 世代軍人買家在 VA 貸款活動中佔 38%，推動市場復甦。  
- 主要增長市場包括德克薩斯州和加利福尼亞州的主要城市。  

2025 年 VA 貸款項目激增 27%，主要受到 Z 世代買家的推動