<div id="readability-page-1"> <time datetime="2025-12-12T16:53:27+00:00"> Friday 12 December 2025 4:53 pm </time> <figure> <div> </div> <img width="742" height="495" src="https://imageproxy.pbkrs.com/https://www.cityam.com/wp-content/uploads/2025/12/01K3P6XAJYKAHNGX2MG0AAVJZT.jpeg/query-dz03NDI?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" original-src="https://imageproxy.pbkrs.com/https://www.cityam.com/wp-content/uploads/2025/12/01K3P6XAJYKAHNGX2MG0AAVJZT.jpeg/query-dz03NDI"/> <figcaption>HSBC has pledged to not close bank branches. (Image: Charlotte Ball/PA Wire) </figcaption> </figure> HSBC has promised it will not shut any branches in the UK until at least 2027 as the bank ramps up its efforts to appeal to customers.The FTSE 100 titan, which is Europe’s biggest lender, will invest £55.8m into its 327 branches in 2026, a 30 per cent increase on the £42m it spent this year.Sally Williams, head of the branch network at HSBC UK, said: “We are investing heavily into our physical network so that we can continue to service our customers, including those with more complex needs who value in-person interaction for those moments that matter.”Last year, the bank said it would keep all of its branches open until at least 2026. HSBC has closed 743 branches since 2015, according to Which?. In the last decade, UK banks have shut more than 6,000 branches, with Barclays and Natwest leading the pack.<figure></figure><h2 id="h-branch-closures-spike-cash-fears">Branch closures spike cash fears</h2>HSBC’s guarantee comes as UK banks are expected to close a total of 432 branches by the end of 2025, prompting concerns over the public’s ability to access cash. A scathing report from the Treasury Committee earlier this year warned the UK risks becoming a “two-tier society” if the government does not act on cash acceptance.Widespread branch closures have spiked concerns regarding cash acceptance, particularly for vulnerable groups.Christopher Dean, managing director of wealth, premier and personal banking at HSBC UK, said: “This latest announcement shows our commitment to the millions of customers who choose to visit a branch each year.“Extending our branch promise until at least 2027 reinforces our long-term commitment to local communities and the high street.”Last year, the government pledged to open 350 banking hubs to combat the closure of banking branches across the country. The FCA currently requires banks at risk of closing branches to assess the impact of closures on customers’ access to cash.In November, Nationwide committed to keeping all of its branches open until at least 2030, as it reported a rise in customers visiting its outposts.The building society has managed to pick up fleeing customers from Britain’s banking giants with its branch pledge, as well as a number of switch offers to sweeten the deal for users. </div>

匯豐控股有限公司

滙豐

匯豐控股

滙豐承諾在至少 2027 年前不關閉任何英國分行，並計劃在 2026 年投資 5580 萬英鎊以提升其 327 個分行的服務。這一舉措旨在吸引客户，尤其是在英國銀行業普遍關閉分行的背景下。此決定緊隨全國性銀行（Nationwide）承諾在 2030 年前保持分行開放的類似承諾。滙豐的公告強調了其對維持實體銀行服務的承諾，特別是針對那些有複雜需求的客户

HSBC follows Nationwide with branch pledge in bid to woo customers

- 滙豐銀行承諾在英國至少到 2027 年不關閉任何分行。  
- 該行將在 2026 年投資 5580 萬英鎊於 327 家分行，較今年增加 30%。  
- 此舉旨在滿足客户需求，尤其是需要面對面服務的羣體。  

滙豐效仿 Nationwide 的分行承諾，旨在吸引客户