---
title: "摩根士丹利策略師 Heather Berger 和 Carolyn Campbell 指出，美國總統特朗普提議將信用卡利率上限設為 10%，為期一年。這一政策可能會導致借款人轉向普遍存在的 “先買後付"
description: "摩根士丹利策略師 Heather Berger 和 Carolyn Campbell 指出，美國總統特朗普提議將信用卡利率上限設為 10%，為期一年。這一政策可能會導致借款人轉向普遍存在的 “先買後付”（BNPL）產品。"
type: "news"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/272435999.md"
published_at: "2026-01-13T15:52:54.000Z"
---

# 摩根士丹利策略師 Heather Berger 和 Carolyn Campbell 指出，美國總統特朗普提議將信用卡利率上限設為 10%，為期一年。這一政策可能會導致借款人轉向普遍存在的 “先買後付

> 摩根士丹利策略師 Heather Berger 和 Carolyn Campbell 指出，美國總統特朗普提議將信用卡利率上限設為 10%，為期一年。這一政策可能會導致借款人轉向普遍存在的 “先買後付”（BNPL）產品。

摩根士丹利策略師 Heather Berger 和 Carolyn Campbell：美國總統特朗普呼籲信用卡髮卡機構將利率上限設為 10% 且為期一年，這可能會促使借款人轉向 “目前無處不在的 ‘先買後付’（BNPL）產品”。

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