---
title: "美國股指表現不一，因 AI 工具衝擊金融板塊，假日季零售銷售停滯不前"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/275510943.md"
description: "美國股指表現參差不齊，因為一款人工智能工具影響了金融公司，零售銷售停滯。標準普爾 500 指數下跌 0.2%，報 6,953.02 點；納斯達克綜合指數下跌 0.4%，報 23,141.97 點；而道瓊斯指數上漲 0.2%，報 50,246.92 點。Altruist 推出了一款針對金融顧問的人工智能工具，導致雷蒙德·詹姆斯金融公司的股票大幅下跌，跌幅接近 9%。12 月份零售銷售保持平穩，與預期的增長形成對比。大多數美國國債收益率下降，兩年期利率為 3.45%，十年期利率為 4.14%"
datetime: "2026-02-10T20:54:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/275510943.md)
  - [en](https://longbridge.com/en/news/275510943.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/275510943.md)
---

# 美國股指表現不一，因 AI 工具衝擊金融板塊，假日季零售銷售停滯不前

03:54 PM EST, 02/10/2026 (MT Newswires) -- US equity indexes traded mixed ahead of Tuesday's close as an artificial intelligence tool hit capital markets and asset management firms amid an unexpected pause in December retail sales growth.

The S&P 500 fell 0.2% to 6,953.02, and the Nasdaq Composite declined 0.4% to 23,141.97. The Dow Jones Industrial Average, however, climbed 0.2% to 50,246.92, after scaling a new peak of 50,512.79 earlier in the session.

Utilities, real estate, and materials led the gainers, while financials, communication services, and technology were among the steepest decliners.

Altruist on Tuesday unveiled an AI tool that helps financial advisers personalize strategies for clients and create pay stubs, account statements, and other documents, Bloomberg reported, citing the company's statement. Raymond James Financial ( RJF ) sank nearly 9%, among the worst performers on the Nasdaq. Charles Schwab ( SCHW ) and LPL Financial ( LPLA ) slumped 7% and 8%, respectively.

Meanwhile, retail sales unexpectedly held steady in December, the US Census Bureau said Tuesday, as consumers appeared to pull back on spending at the end of 2025 after kicking the holiday season off at a strong pace. A flat reading compares with the Bloomberg-compiled consensus for a 0.4% gain. November was left unrevised at 0.6% growth, the Census Bureau said.

Most US Treasury yields fell intraday, with the two-year rate down 2.9 basis points to 3.45%, and the 10-year rate dropped 5.5 basis points 4.14%.

MT Newswires does not provide investment advice. Unauthorized reproduction is strictly prohibited.

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