---
title: "SLM Corp: Stabilizing Credit Trends and Seasonal Tailwinds Support Buy Rating"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/276087155.md"
description: "SLM Corp received a Buy rating from analyst Moshe Orenbuch of TD Cowen, with a price target of $35.00. The rating is supported by stabilizing credit trends and seasonal factors, as January delinquencies followed normal patterns and net charge-offs decreased. Improved roll rates indicate fewer loans are becoming charge-offs, reflecting effective collection efforts. Anticipated seasonal declines in delinquencies from February to May, along with larger tax refunds, further bolster confidence in SLM's credit metrics and stock performance."
datetime: "2026-02-17T01:15:21.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/276087155.md)
  - [en](https://longbridge.com/en/news/276087155.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/276087155.md)
---

> 支持的語言: [简体中文](https://longbridge.com/zh-CN/news/276087155.md) | [English](https://longbridge.com/en/news/276087155.md)


# SLM Corp: Stabilizing Credit Trends and Seasonal Tailwinds Support Buy Rating

SLM, the Financial sector company, was revisited by a Wall Street analyst yesterday. Analyst Moshe Orenbuch from TD Cowen maintained a Buy rating on the stock and has a $35.00 price target.

### President's Day Sale - 70% Off

-   Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
-   Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential

Moshe Orenbuch has given his Buy rating due to a combination of factors tied to SLM’s credit performance and seasonality. January trust delinquencies rose in line with normal seasonal patterns, while net charge-offs actually edged lower and now sit meaningfully below the spike seen in November, suggesting loss trends are stabilizing rather than deteriorating.

Roll rates improved across all delinquency buckets, indicating fewer problem loans are migrating into charge-offs, which supports management’s claims about stronger collection efforts. Looking ahead, historical seasonality and the prospect of larger tax refunds point to a likely decline in delinquencies from February through May, reinforcing confidence that current credit metrics are manageable and creating a favorable backdrop for the stock.

### 相關股票

- [SLM (SLM.US)](https://longbridge.com/zh-HK/quote/SLM.US.md)

## 相關資訊與研究

- [Sallie Mae® Expands Graduate Loan Options For Medical and Dental Students | SLM Stock News](https://longbridge.com/zh-HK/news/279442383.md)
- [Does Sallie Mae’s US$2 Billion Private Loan Sale Shift The Bull Case For SLM (SLM)?](https://longbridge.com/zh-HK/news/279137294.md)
- [The Sallie Mae Fund Now Accepting Applications for Bridging the Dream Scholarship for High School Seniors | SLM Stock News](https://longbridge.com/zh-HK/news/279310241.md)
- [SLM’s Accelerated Buyback And Tech Hire Put Valuation In New Focus](https://longbridge.com/zh-HK/news/279097913.md)
- [Tesla, Syrah Resources Push Deadline to Resolve Alleged Default in Graphite Supply Deal](https://longbridge.com/zh-HK/news/279227176.md)