--- title: "Technology-driven, precise empowerment, integration of industry and finance, CBHB collaborates with XPeng to build an intelligent automotive supply chain financial ecosystem" type: "News" locale: "zh-HK" url: "https://longbridge.com/zh-HK/news/277282502.md" description: "CBHB and XPeng have reached a strategic cooperation to jointly build a financial ecosystem for the intelligent automotive supply chain. This cooperation marks a deep integration of financial technology and the automotive industry. CBHB achieves real-time data interaction with XPeng through the \"Bo Yin E Chain\" system, providing customized financing services, reducing financing costs for suppliers, and improving the efficiency of capital operation in the supply chain" datetime: "2026-02-28T07:43:02.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/277282502.md) - [en](https://longbridge.com/en/news/277282502.md) - [zh-HK](https://longbridge.com/zh-HK/news/277282502.md) --- > 支持的語言: [简体中文](https://longbridge.com/zh-CN/news/277282502.md) | [English](https://longbridge.com/en/news/277282502.md) # Technology-driven, precise empowerment, integration of industry and finance, CBHB collaborates with XPeng to build an intelligent automotive supply chain financial ecosystem When financial vitality is injected into the pulse of intelligent manufacturing, a deep collaboration concerning the reshaping of the automotive industry chain is unfolding. Recently, CBHB (09668) reached a strategic cooperation with the leading domestic smart car company XPeng (XPEV.US), jointly building a supply chain financial service platform, and successfully landing the first business at its Guangzhou branch. This not only represents another precise extension of CBHB's characteristic brand "Che Xiao Yi" in the automotive ecosystem but also marks a new stage of systematic and platform-based integration of financial technology and industrial scenarios. As an important pillar of the national economy, the automotive industry is at a critical juncture of transitioning from "scale expansion" to "value creation." New energy vehicles have been established as a strategic development direction of the country, and the rise of new energy vehicle companies is reconstructing the traditional logic of vehicle manufacturing. XPeng has become a key player in this round of industrial change, thanks to its continuous deepening in full-stack self-developed intelligent technology, electric platforms, and user operations. XPeng has always emphasized the construction of the supply chain ecosystem, committed to leveraging its high-quality credit to help upstream and downstream enterprises broaden financing channels, reduce financing costs, fulfill the social responsibilities of core enterprises, and empower small and micro enterprises in the industry chain, contributing to strengthening the resilience of the industry chain. The cooperation between CBHB and XPeng is based on previous business experience serving multiple mainstream car manufacturers and supporting enterprises. Through the "Bo Yin E Chain" system, the bank connects with customer platforms to achieve real-time data interaction. The bank embeds financing approval, credit allocation, and other processes into enterprise transaction scenarios, quickly responding to customer personalized needs with a solid technological platform foundation and agile product development capabilities, efficiently completing process customization and business deployment, and achieving rapid landing and stable operation of cooperative businesses. More critically, CBHB has not stopped at system connectivity but has achieved deep customization at the product level. In response to the account period characteristics and capital turnover rhythm of XPeng's suppliers, the bank provides financing costs that are more competitive than the market average through flexible credit models and differentiated pricing strategies. This combination of "low cost + high efficiency + high adaptability" directly improves the financing accessibility of small and medium suppliers and indirectly enhances the capital operation efficiency of the industry chain, channeling low-cost funds to enterprises that truly need them. Inclusive finance is no longer an abstract concept but a real support that runs through every order and every delivery. "Che Xiao Yi," as the core product carrier of this cooperation, is a scenario-based extension of CBHB's "Bo Yin E Chain - Yi Bao Tong" in the automotive vertical field. This product system is built around three major modules: "Financing Easy," "Ling Dong Bao," and "Settlement Tong," innovatively launching a dual-driven service model of "Customer Factory + Product Factory," precisely connecting with the needs of leading enterprises in the industry and customizing personalized financial solutions. By the end of 2025, CBHB's supply chain finance has cumulatively served 28 leading enterprises in the automotive industry, with a total credit support scale approaching 40 billion yuan. This achievement is inseparable from CBHB's continuous investment in digital transformation in recent years. From "industry bank" to "transaction bank," and then to "scenario bank," the bank practices the development concept of "industry-based, scenario-driven, integrated internal and external, treasury empowerment," continuously building three ecological systems: "Bo Yin Chain Ecology, Bo Yin Smart Ecology, Bo Yin Finance Ecology," empowering high-quality business development through ecological layout and creating a new ecology of transaction banking, with significant results in the development of supply chain finance business According to reports, the bank's supply chain finance investment scale for the year approached 330 billion yuan, a year-on-year increase of over 27%. CBHB stated that in the future, it will continue to optimize the supply chain finance product structure around the actual needs of real enterprises, enhance system response speed, and promote the replication and implementation of characteristic brands such as "Che Xiao Yi" in more manufacturing fields. While helping to reduce costs and increase efficiency in the industrial chain, it will also provide continuous financial support for cultivating new productive forces and building a modern industrial system ### 相關股票 - [Fullgoal CSI 800 Banks ETF (159887.CN)](https://longbridge.com/zh-HK/quote/159887.CN.md) - [CBHB (09668.HK)](https://longbridge.com/zh-HK/quote/09668.HK.md) - [ChinaAMC CSI Hong Kong Connect Automobile Industry Thematic ETF (159323.CN)](https://longbridge.com/zh-HK/quote/159323.CN.md) - [Guotai CSI 800 Automobile and Parts ETF (516110.CN)](https://longbridge.com/zh-HK/quote/516110.CN.md) - [Hua Xia CSI New Energy Vehicles ETF (515030.CN)](https://longbridge.com/zh-HK/quote/515030.CN.md) - [Huaan CSI Banks ETF (516210.CN)](https://longbridge.com/zh-HK/quote/516210.CN.md) - [Hwabao WP CSI Banks ETF (512800.CN)](https://longbridge.com/zh-HK/quote/512800.CN.md) - [Hwabao WP CSI Intelligent Electric Vehicle ETF (516380.CN)](https://longbridge.com/zh-HK/quote/516380.CN.md) - [WP CSI Banks ETF (512820.CN)](https://longbridge.com/zh-HK/quote/512820.CN.md) - [XPENG-W (09868.HK)](https://longbridge.com/zh-HK/quote/09868.HK.md) - [XPeng (XPEV.US)](https://longbridge.com/zh-HK/quote/XPEV.US.md) - [ChinaAMC CSI Banks ETF (515020.CN)](https://longbridge.com/zh-HK/quote/515020.CN.md) - [E Fund CSI Auto Components Thematic ETF (159565.CN)](https://longbridge.com/zh-HK/quote/159565.CN.md) ## 相關資訊與研究 - [BYD’s Five-Minute EV Chargers Are Going To Europe To Take On Ionity](https://longbridge.com/zh-HK/news/279256710.md) - [XPENG Reports Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results | XPEV Stock News](https://longbridge.com/zh-HK/news/279913437.md) - [Xpeng shifts P7 strategy with cheaper trims and tiered AI chips](https://longbridge.com/zh-HK/news/279620200.md) - [Assessing Bank Of China (SEHK:3988) Valuation After Recent Share Price Momentum](https://longbridge.com/zh-HK/news/280011619.md) - [Leapmotor Turns to 2025 Profit](https://longbridge.com/zh-HK/news/279253524.md)