--- title: "Popular | 10-K: FY2025 Revenue: USD 4.441 B" type: "News" locale: "zh-HK" url: "https://longbridge.com/zh-HK/news/277527167.md" datetime: "2026-03-02T22:22:42.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/277527167.md) - [en](https://longbridge.com/en/news/277527167.md) - [zh-HK](https://longbridge.com/zh-HK/news/277527167.md) --- > 支持的語言: [简体中文](https://longbridge.com/zh-CN/news/277527167.md) | [English](https://longbridge.com/en/news/277527167.md) # Popular | 10-K: FY2025 Revenue: USD 4.441 B Revenue: As of FY2025, the actual value is USD 4.441 B. EPS: As of FY2025, the actual value is USD 12.3, beating the estimate of USD 11.7981. EBIT: As of FY2025, the actual value is USD -1.274 B. #### Overall Financial Position - Consolidated Assets: $75.3 billion as of December 31, 2025. - Total Deposits: $66.2 billion as of December 31, 2025. - Stockholders’ Equity: $6.2 billion as of December 31, 2025. - Unrealized Mark-to-Market Losses on Available-for-Sale Securities: Reduced to $0.9 billion as of December 31, 2025, down from $2.5 billion in 2022. - Trust Preferred Securities: $193 million outstanding as of December 31, 2025, qualifying for Tier 2 capital treatment. #### Segment Performance ##### Puerto Rico Segment - Assets: Accounted for 77% of total assets as of December 31, 2025. - Deposits: Accounted for 79% of total deposits as of December 31, 2025. - Revenues: Accounted for 80% of total revenues for the year ended December 31, 2025. - BPPR Cash Dividends Declared: $575 million during the year ended December 31, 2025. - BPPR Dividend Approval Threshold: Federal Reserve Board approval was needed for dividends exceeding $191 million as of December 31, 2025. - Legal Lending Limit for BPPR: $723 million as of December 31, 2025, with BPPR in compliance. ##### Mainland United States Segment - Popular International Bank, Inc. (PIBI) Cash Dividends Received: $23 million during the year ended December 31, 2025. ##### Other Non-Banking Subsidiaries - Cash Dividends Received: $22 million during the year ended December 31, 2025. #### Loan Portfolio Distribution (as of December 31, 2025) - Total Loan Portfolio: BPPR $27,659 million (100%), PB $11,668 million (100%), Popular Total $39,327 million (100%). - Commercial Multi-family: BPPR $303 million (1%), PB $2,152 million (18%), Popular Total $2,455 million (6%). - Commercial Real Estate (Non-owner occupied): BPPR $3,395 million (12%), PB $2,148 million (18%), Popular Total $5,543 million (14%). - Commercial Real Estate (Owner occupied): BPPR $1,197 million (4%), PB $1,957 million (17%), Popular Total $3,154 million (8%). - Commercial and Industrial: BPPR $5,970 million (22%), PB $2,637 million (23%), Popular Total $8,607 million (22%). - Construction: BPPR $358 million (1%), PB $1,317 million (11%), Popular Total $1,675 million (4%). - Mortgage: BPPR $7,348 million (27%), PB $1,301 million (11%), Popular Total $8,649 million (22%). - Leasing: BPPR $2,001 million (7%), PB $0, Popular Total $2,001 million (5%). - Consumer (Credit cards): BPPR $1,257 million (4%), PB $0, Popular Total $1,257 million (3%). - Consumer (Home equity lines of credit): BPPR $2 million (0%), PB $77 million (1%), Popular Total $79 million (0%). - Consumer (Personal): BPPR $1,836 million (7%), PB $70 million (1%), Popular Total $1,906 million (5%). - Consumer (Auto): BPPR $3,820 million (14%), PB $0, Popular Total $3,820 million (10%). - Consumer (Other): BPPR $172 million (1%), PB $9 million (0%), Popular Total $181 million (1%). #### Other Operational Metrics - Deposits in Excess of FDIC-insured Limit: $14 billion as of December 31, 2025. - Exposure to Puerto Rico Government: $391 million in direct lending to municipalities and $209 million in insured loans/securities by governmental entities with non-governmental repayment sources as of December 31, 2025. - FDIC Assessment Base (BPPR and PB): $69 billion as of December 31, 2025. - Employee Turnover Rate: 8.5% as of the end of 2025. - Internal Mobility Rate: 47% in 2025. - Employee Engagement Survey Participation Rate: 77%. - Employee Loyalty Score: 81%. #### Outlook / Guidance Popular, Inc. aims to achieve a sustainable Return on Tangible Common Equity (ROTCE) of 14% over the long term, having achieved 13% for the full year 2025. The company continues to invest in technology, talent, and digital capabilities, including rolling out a commercial cash management solution and a new consumer credit origination platform in Puerto Rico and the Virgin Islands. Additionally, they are optimizing mortgage servicing operations and transforming their ERP platform. ### 相關股票 - [Popular (BPOP.US)](https://longbridge.com/zh-HK/quote/BPOP.US.md) ## 相關資訊與研究 - [Top Popular Insider Quietly Unloads a Chunk of Shares in Major Move](https://longbridge.com/zh-HK/news/274598732.md) - [Klarna Agrees to $1.7 Billion Transaction Supporting up to $40B+ of Lending | KLAR Stock News](https://longbridge.com/zh-HK/news/281356307.md) - [Ares Management Secures New $400 Million Term Loan](https://longbridge.com/zh-HK/news/281203102.md) - [Indian bank's gross advances up 13.6% y/y as of March-end](https://longbridge.com/zh-HK/news/281374959.md) - [CoreWeave just got a new $8.5 billion loan. 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