---
title: "加密銀行對決背後的原因是什麼"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/278870586.md"
description: "加密貨幣公司正在挑戰主要的美國銀行，試圖在不遵循相同資本要求和監管的情況下收集客户存款。這種競爭是銀行業更廣泛的技術顛覆的一部分，因為這些公司旨在獲取美國家庭和企業的金融資產"
datetime: "2026-03-12T11:07:16.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/278870586.md)
  - [en](https://longbridge.com/en/news/278870586.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/278870586.md)
---

# 加密銀行對決背後的原因是什麼

Technology is disrupting the U.S. banking industry. Cryptocurrency firms are trying to compete directly with America’s largest banks in pursuit of the financial assets of the country’s households and businesses. But the crypto firms that want to collect customer deposits do not want to be subject to the capital requirements and banking regulations that govern America’s biggest banks. \[…\]

### 相關股票

- [BTDR.US](https://longbridge.com/zh-HK/quote/BTDR.US.md)
- [LTCN.US](https://longbridge.com/zh-HK/quote/LTCN.US.md)
- [BITF.US](https://longbridge.com/zh-HK/quote/BITF.US.md)
- [ETHE.US](https://longbridge.com/zh-HK/quote/ETHE.US.md)
- [CORZ.US](https://longbridge.com/zh-HK/quote/CORZ.US.md)
- [BKKT.US](https://longbridge.com/zh-HK/quote/BKKT.US.md)
- [CLSK.US](https://longbridge.com/zh-HK/quote/CLSK.US.md)
- [BTBT.US](https://longbridge.com/zh-HK/quote/BTBT.US.md)
- [COIN.US](https://longbridge.com/zh-HK/quote/COIN.US.md)
- [MARA.US](https://longbridge.com/zh-HK/quote/MARA.US.md)
- [BTC.US](https://longbridge.com/zh-HK/quote/BTC.US.md)
- [GBTC.US](https://longbridge.com/zh-HK/quote/GBTC.US.md)
- [RIOT.US](https://longbridge.com/zh-HK/quote/RIOT.US.md)
- [GLXY.US](https://longbridge.com/zh-HK/quote/GLXY.US.md)
- [ABTC.US](https://longbridge.com/zh-HK/quote/ABTC.US.md)
- [HUT.US](https://longbridge.com/zh-HK/quote/HUT.US.md)
- [CRCL.US](https://longbridge.com/zh-HK/quote/CRCL.US.md)
- [BTCS.US](https://longbridge.com/zh-HK/quote/BTCS.US.md)
- [ETHW.US](https://longbridge.com/zh-HK/quote/ETHW.US.md)
- [BLOK.US](https://longbridge.com/zh-HK/quote/BLOK.US.md)
- [BTCO.US](https://longbridge.com/zh-HK/quote/BTCO.US.md)
- [FETH.US](https://longbridge.com/zh-HK/quote/FETH.US.md)
- [BTF.US](https://longbridge.com/zh-HK/quote/BTF.US.md)
- [IBIT.US](https://longbridge.com/zh-HK/quote/IBIT.US.md)
- [EZET.US](https://longbridge.com/zh-HK/quote/EZET.US.md)
- [EETH.US](https://longbridge.com/zh-HK/quote/EETH.US.md)
- [YBTC.US](https://longbridge.com/zh-HK/quote/YBTC.US.md)
- [ETHA.US](https://longbridge.com/zh-HK/quote/ETHA.US.md)
- [HODL.US](https://longbridge.com/zh-HK/quote/HODL.US.md)
- [BCOR.US](https://longbridge.com/zh-HK/quote/BCOR.US.md)
- [GSOL.US](https://longbridge.com/zh-HK/quote/GSOL.US.md)
- [EZBC.US](https://longbridge.com/zh-HK/quote/EZBC.US.md)
- [ARKB.US](https://longbridge.com/zh-HK/quote/ARKB.US.md)
- [CETH.US](https://longbridge.com/zh-HK/quote/CETH.US.md)
- [ETH.US](https://longbridge.com/zh-HK/quote/ETH.US.md)
- [BLCN.US](https://longbridge.com/zh-HK/quote/BLCN.US.md)
- [BITO.US](https://longbridge.com/zh-HK/quote/BITO.US.md)
- [QETH.US](https://longbridge.com/zh-HK/quote/QETH.US.md)
- [FBTC.US](https://longbridge.com/zh-HK/quote/FBTC.US.md)
- [BTCW.US](https://longbridge.com/zh-HK/quote/BTCW.US.md)
- [BITB.US](https://longbridge.com/zh-HK/quote/BITB.US.md)
- [BSOL.US](https://longbridge.com/zh-HK/quote/BSOL.US.md)
- [BFJL.US](https://longbridge.com/zh-HK/quote/BFJL.US.md)
- [BRRR.US](https://longbridge.com/zh-HK/quote/BRRR.US.md)
- [ETHV.US](https://longbridge.com/zh-HK/quote/ETHV.US.md)
- [KEEL.US](https://longbridge.com/zh-HK/quote/KEEL.US.md)

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