<p><strong><em>海外強勁增長，國內利潤改善</em></strong> <strong><em>人工智能驅動的產品創新與運營效率</em></strong> <strong><em>更深的生態系統競爭護城河，助力長期擴展</em></strong></p>
<p>, /PRNewswire/ -- <strong>移卡有限公司</strong>（&#34;移卡&#34;或&#34;公司&#34;，股票代碼：9923.HK），一家領先的基於支付的科技平台，欣然宣佈截至 2025 年 12 月 31 日的年度業績（&#34;年度&#34;或&#34;2025&#34;）。</p>
<p><strong>業務與財務摘要</strong></p>
<ul>
<li>海外業務持續展現強勁增長勢頭，受益於本地化運營策略。2025 年，集團海外支付業務的總支付交易額（GPV）達到約人民幣 50 億元，同比增長 323.3%。海外支付費率和毛利率分別約為 60 個基點（bps）和 50%，為集團中長期業績提供了顯著的增長支持；</li>
</ul>
<ul>
<li>國內支付業務的 GPV 同比增長 0.1%，在 2025 年達到人民幣 2.34 萬億元。國內支付費率從 2024 年的 11.5 個基點進一步上升至 2025 年的 12.3 個基點，推動一站式支付服務的全年收入同比增長 8.0%，達到人民幣 29.016 億元；</li>
</ul>
<ul>
<li>我們的人工智能生成內容和智能運營平台繼續為超越支付的增值服務提供新動力，推動商户解決方案的增長。2025 年，商户解決方案的廣告交易量達到人民幣 36 億元，同比增長約 13%，創下新高。店內電子商務業務的商品交易總值（GMV）在全年超過人民幣 44 億元，同比增長近 50%；</li>
</ul>
<ul>
<li>2025 年，集團總收入達到人民幣 33.105 億元，同比增長 7.3%；</li>
</ul>
<ul>
<li>受交易量和收入增長的推動，一站式支付服務和增值服務的毛利率也有所提升。整體毛利率從 2024 年的 23.6% 進一步改善至 2025 年的 23.8%。2025 年的毛利為人民幣 7.882 億元，同比增長 8.1%；</li>
</ul>
<ul>
<li>我們多樣化的產品組合和全棧技術架構促進了人工智能在業務流程中的更深層次整合，提高了運營效率和長期核心競爭力。2025 年，集團的銷售、管理和研發相關費用較 2024 年減少了 13.2%，展現出顯著的成本控制能力；</li>
</ul>
<ul>
<li>2025 年，核心息税折舊攤銷前利潤（EBITDA）達到人民幣 3.528 億元，同比增長 52.7%，核心運營和盈利能力逐年改善；</li>
</ul>
<ul>
<li>我們的融資結構也得到了優化，2025 年的融資成本較 2024 年下降了 37.8%；</li>
</ul>
<ul>
<li>2025 年歸屬於公司股東的年度利潤達到人民幣 9220 萬元，同比增長 11.9%。</li>
</ul>
<p>董事會主席兼首席執行官劉先生表示：&#34;我們在提升商業化和盈利能力方面取得了顯著進展。我們的海外業務進一步擴展，人工智能技術在各個業務線的滲透更加深入，為公司的可持續未來發展繪製了清晰的藍圖。在廣闊、穩步發展的海外非現金支付和數字商務生態系統市場中，我們利用多年的運營經驗、本地專業知識和自主開發的產品，實現了海外業務的快速增長，同時識別出未來幾年的增長驅動因素。我們進一步加強了人工智能在各個業務領域的應用，持續推動成本降低、效率提升和收入增長。我們的國內支付和增值服務的盈利能力顯著改善，一站式支付服務和商户解決方案的利潤率大幅提升。此外，我們的店內電子商務服務在年內也首次實現了正的月度淨利潤。在運營成本保持可控的情況下，我們再次實現了連續幾年的雙位數利潤增長。業務足跡的持續擴展，加上商户服務的持續人工智能賦能，成為提升公司中長期盈利能力的強大動力。&#34;</p>
<p>公司發展與資本市場負責人陳先生補充道：&#34;在鞏固我們在國內市場的領先地位和增強商業化能力的同時，我們將加速全球業務的擴展。藉助我們經過驗證的國際運營模式和經驗豐富的人才隊伍，我們旨在進入具有強勁增長潛力的其他區域市場和業務領域，進一步增強我們的多維網絡效應。同時，我們正在部署先進的人工智能技術，為我們的合作商户提供增值服務，使他們能夠增加收入、降低成本並提高效率，進一步鞏固我們作為全棧技術平台的品牌定位和核心競爭力。我們將深度嵌入人工智能於我們的業務生態系統中，以創造切實的價值。在內部，它將顯著提升運營效率。在外部，它將用於為用户提供更多創新產品和互動體驗，從而推動我們的商業模式的迭代和升級。這些戰略舉措將增強我們的長期盈利能力，使我們能夠持續為所有利益相關者創造更大價值。&#34;</p>
<p>- 結束 -</p>
<p><strong>關於移卡有限公司（股票代碼：9923.HK）</strong></p>
<p>移卡是一家領先的基於支付的科技平台，致力於為商家和消費者創造價值。我們努力擴展一個獨立的商業數字化生態系統，以便通過我們的 “一站式支付服務” 向商家和消費者提供無縫、便捷和可靠的支付服務；通過我們的商户解決方案，使商家更好地管理和推動業務增長；並通過我們的店內電子商務服務，為消費者提供具有高價值的本地生活服務。</p>
<p>欲瞭解更多信息，請訪問 https://www.yeahka.com/</p>
<p>來源：移卡</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMzI2Jk5ld3NJdGVtSWQ9Q04yMDA3MyZUcmFuc21pc3Npb25fSWQ9MjAyNjAzMjYwNTQ2UFJfTkVXU19VU1BSX19fX19DTjIwMDcz?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMzI2Jk5ld3NJdGVtSWQ9Q04yMDA3MyZUcmFuc21pc3Npb25fSWQ9MjAyNjAzMjYwNTQ2UFJfTkVXU19VU1BSX19fX19DTjIwMDcz"/></p>

MSCI中國

移卡

<p>移卡有限公司公佈了 2025 年的年度業績，海外業務實現顯著增長，支付總額達到 50 億元人民幣，同比增長 323.3%。國內支付業務略有增長，達到 2.34 萬億元人民幣。總收入達到 33.105 億元人民幣，同比增長 7.3%，歸屬於股東的利潤為 9220 萬元人民幣，同比增長 11.9%。公司強調了以人工智能驅動的創新和運營效率，從而改善了利潤率和成本控制。首席執行官強調了對可持續增長和全球市場擴展的關注，利用人工智能提升服務和競爭力</p>

<p><strong><em>Strong Growth Overseas with Profit Improvement Domestically</em></strong> <strong><em>AI-driven Product Innovation and Operational Efficiency</em></strong> <strong><em>Deeper Ecosystem's Competitive Moat for Long-Term Scaling</em></strong></p>
<div class="lb-trans"><p><strong><em>海外強勁增長，國內利潤改善</em></strong> <strong><em>人工智能驅動的產品創新與運營效率</em></strong> <strong><em>更深的生態系統競爭護城河，助力長期擴展</em></strong></p>
</div><p>, /PRNewswire/ -- <strong>Yeahka Limited</strong> (&#34;Yeahka&#34; or the &#34;Company,&#34; Stock Code: 9923.HK), a leading payment-based technology platform, is pleased to announce its annual results for the year ended December 31, 2025 (the &#34;year&#34; or &#34;2025&#34;).</p>
<div class="lb-trans"><p>, /PRNewswire/ -- <strong>移卡有限公司</strong>（&#34;移卡&#34;或&#34;公司&#34;，股票代碼：9923.HK），一家領先的基於支付的科技平台，欣然宣佈截至 2025 年 12 月 31 日的年度業績（&#34;年度&#34;或&#34;2025&#34;）。</p>
</div><p><strong>Business and Financial Summary</strong></p>
<div class="lb-trans"><p><strong>業務與財務摘要</strong></p>
</div><ul>
<li>Overseas operations continued to demonstrate robust growth momentum, benefiting from localized operational strategies. In 2025, the Group's gross payment volume (GPV) for its overseas payment business reached approximately RMB5.0 billion, representing a substantial year-on-year increase of 323.3%. The overseas payment fee rate and gross profit margin were approximately 60 basis points (bps) and 50%, respectively, providing significant growth support for the Group's medium-to-long-term performance;</li>
</ul>
<div class="lb-trans"><ul>
<li>海外業務持續展現強勁增長勢頭，受益於本地化運營策略。2025 年，集團海外支付業務的總支付交易額（GPV）達到約人民幣 50 億元，同比增長 323.3%。海外支付費率和毛利率分別約為 60 個基點（bps）和 50%，為集團中長期業績提供了顯著的增長支持；</li>
</ul>
</div><ul>
<li>The GPV for domestic payment business increased by 0.1% year-on-year to RMB2.34 trillion in 2025. The domestic payment fee rate further increased from 11.5 bps in 2024 to 12.3 bps in 2025, driving full-year revenue from one-stop payment services up 8.0% year-on-year to RMB2,901.6 million;</li>
</ul>
<div class="lb-trans"><ul>
<li>國內支付業務的 GPV 同比增長 0.1%，在 2025 年達到人民幣 2.34 萬億元。國內支付費率從 2024 年的 11.5 個基點進一步上升至 2025 年的 12.3 個基點，推動一站式支付服務的全年收入同比增長 8.0%，達到人民幣 29.016 億元；</li>
</ul>
</div><ul>
<li>Our AI-generated content and intelligent operation platform continued to provide fresh impetus for value-added services beyond payments, driving the growth of merchant solutions. In 2025, advertising transaction volume for merchant solutions reached RMB3.6 billion, marking a year-on-year increase of approximately 13% and a new record high. The in-store e-commerce business achieved a gross merchandise value (GMV) exceeding RMB4.4 billion for the full year, representing a year-on-year increase of nearly 50%;</li>
</ul>
<div class="lb-trans"><ul>
<li>我們的人工智能生成內容和智能運營平台繼續為超越支付的增值服務提供新動力，推動商户解決方案的增長。2025 年，商户解決方案的廣告交易量達到人民幣 36 億元，同比增長約 13%，創下新高。店內電子商務業務的商品交易總值（GMV）在全年超過人民幣 44 億元，同比增長近 50%；</li>
</ul>
</div><ul>
<li>In 2025, the Group's total revenue reached RMB3,310.5 million, representing a year-on-year increase of 7.3%;</li>
</ul>
<div class="lb-trans"><ul>
<li>2025 年，集團總收入達到人民幣 33.105 億元，同比增長 7.3%；</li>
</ul>
</div><ul>
<li>Driven by growth in transaction volume and revenue, the gross profit margins of both one-stop payment services and value-added services also enhanced. Overall gross profit margin further improved from 23.6% in 2024 to 23.8% in 2025. Gross profit for 2025 was RMB788.2 million, representing a year-on-year increase of 8.1%;</li>
</ul>
<div class="lb-trans"><ul>
<li>受交易量和收入增長的推動，一站式支付服務和增值服務的毛利率也有所提升。整體毛利率從 2024 年的 23.6% 進一步改善至 2025 年的 23.8%。2025 年的毛利為人民幣 7.882 億元，同比增長 8.1%；</li>
</ul>
</div><ul>
<li>Our diversified product portfolio and full-stack technology architecture facilitate deeper integration of AI into business processes, enhancing operational efficiency and long-term core competitiveness. In 2025, the Group's selling, administrative, and R&amp;D-related expenses decreased by 13.2% compared to 2024, demonstrating remarkable cost control;</li>
</ul>
<div class="lb-trans"><ul>
<li>我們多樣化的產品組合和全棧技術架構促進了人工智能在業務流程中的更深層次整合，提高了運營效率和長期核心競爭力。2025 年，集團的銷售、管理和研發相關費用較 2024 年減少了 13.2%，展現出顯著的成本控制能力；</li>
</ul>
</div><ul>
<li>Core EBITDA reached RMB352.8 million in 2025, representing a year-on-year increase of 52.7%, with core operations and profitability improving year after year;</li>
</ul>
<div class="lb-trans"><ul>
<li>2025 年，核心息税折舊攤銷前利潤（EBITDA）達到人民幣 3.528 億元，同比增長 52.7%，核心運營和盈利能力逐年改善；</li>
</ul>
</div><ul>
<li>Our financing structure was also optimized, with finance costs in 2025 decreased by 37.8% compared to 2024;</li>
</ul>
<div class="lb-trans"><ul>
<li>我們的融資結構也得到了優化，2025 年的融資成本較 2024 年下降了 37.8%；</li>
</ul>
</div><ul>
<li>Profit for the Year attributable to equity holders of the Company reached RMB92.2 million in 2025, representing an increase of 11.9% compared to 2024.</li>
</ul>
<div class="lb-trans"><ul>
<li>2025 年歸屬於公司股東的年度利潤達到人民幣 9220 萬元，同比增長 11.9%。</li>
</ul>
</div><p>Mr. Luke Liu, Chairman of the Board and Chief Executive Officer, said, &#34;We have made significant progress in improving commercialization and profitability. Our overseas business has expanded further, and AI technology has penetrated more deeply across various business lines, creating a clear blueprint for the Company's sustainable future development. In the vast, steadily developing overseas market for non-cash payments and digital commerce ecosystems, we have leveraged years of operational experience, local expertise, and self-developed products to achieve rapid growth in our overseas business while also identifying the next few years' growth drivers. We have further strengthened AI applications across various business sectors, consistently driving cost reduction, efficiency improvement, and revenue generation. The profitability of our domestic payment and value-added services improved substantially, with a significant increase in the profit margins of one-stop payment services and merchant solutions. Additionally, our in-store e-commerce services also achieved its first positive monthly net profit within the year. With operational costs remaining under control, we have once again delivered double-digit profit growth for consecutive years. The continuous expansion of our business footprint, combined with the ongoing AI empowerment of merchant services, has been a powerful force in improving the Company's medium- and long-term profitability.&#34;</p>
<div class="lb-trans"><p>董事會主席兼首席執行官劉先生表示：&#34;我們在提升商業化和盈利能力方面取得了顯著進展。我們的海外業務進一步擴展，人工智能技術在各個業務線的滲透更加深入，為公司的可持續未來發展繪製了清晰的藍圖。在廣闊、穩步發展的海外非現金支付和數字商務生態系統市場中，我們利用多年的運營經驗、本地專業知識和自主開發的產品，實現了海外業務的快速增長，同時識別出未來幾年的增長驅動因素。我們進一步加強了人工智能在各個業務領域的應用，持續推動成本降低、效率提升和收入增長。我們的國內支付和增值服務的盈利能力顯著改善，一站式支付服務和商户解決方案的利潤率大幅提升。此外，我們的店內電子商務服務在年內也首次實現了正的月度淨利潤。在運營成本保持可控的情況下，我們再次實現了連續幾年的雙位數利潤增長。業務足跡的持續擴展，加上商户服務的持續人工智能賦能，成為提升公司中長期盈利能力的強大動力。&#34;</p>
</div><p>Mr. Vincent Chan, Head of Corporate Development &amp; Capital Markets, added, &#34;While consolidating our leading position in the domestic market and enhancing our commercialization capabilities, we will accelerate the expansion of our global business. Leveraging our proven international operating model and experienced talent pool, we aim to enter additional regional markets and business segments with strong growth potential, further strengthening our multi-dimensional network effects. At the same time, we are deploying advanced AI technologies to provide value-added services to our partnered merchants, enabling them to increase revenue, reduce costs, and improve efficiency, further reinforcing our brand positioning and core competitiveness as a full-stack technology platform. We will deeply embed AI across our business ecosystem to generate tangible value. Internally, it will significantly enhance operational efficiency. Externally, it will be used to provide users with more innovative products and interactive experiences, which will drive the iteration and upgrade of our business model. These strategic initiatives will strengthen our long-term profitability and enable us to consistently deliver greater value for all stakeholders.&#34;</p>
<div class="lb-trans"><p>公司發展與資本市場負責人陳先生補充道：&#34;在鞏固我們在國內市場的領先地位和增強商業化能力的同時，我們將加速全球業務的擴展。藉助我們經過驗證的國際運營模式和經驗豐富的人才隊伍，我們旨在進入具有強勁增長潛力的其他區域市場和業務領域，進一步增強我們的多維網絡效應。同時，我們正在部署先進的人工智能技術，為我們的合作商户提供增值服務，使他們能夠增加收入、降低成本並提高效率，進一步鞏固我們作為全棧技術平台的品牌定位和核心競爭力。我們將深度嵌入人工智能於我們的業務生態系統中，以創造切實的價值。在內部，它將顯著提升運營效率。在外部，它將用於為用户提供更多創新產品和互動體驗，從而推動我們的商業模式的迭代和升級。這些戰略舉措將增強我們的長期盈利能力，使我們能夠持續為所有利益相關者創造更大價值。&#34;</p>
</div><p>- End -</p>
<div class="lb-trans"><p>- 結束 -</p>
</div><p><strong>About YEAHKA LIMITED (Stock Code: 9923.HK)</strong></p>
<div class="lb-trans"><p><strong>關於移卡有限公司（股票代碼：9923.HK）</strong></p>
</div><p>Yeahka is a leading payment-based technology platform dedicated to creating value for merchants and consumers. We strive to expand an independent commercial digitalized ecosystem to (i) provide seamless, convenient and reliable payment services to both merchants and consumers through our one-stop payment services; (ii) enable merchants to better manage and drive business growth through our merchant solutions; and (iii) provide consumers with local lifestyle services of great value through our in-store e-commerce services.</p>
<div class="lb-trans"><p>移卡是一家領先的基於支付的科技平台，致力於為商家和消費者創造價值。我們努力擴展一個獨立的商業數字化生態系統，以便通過我們的 “一站式支付服務” 向商家和消費者提供無縫、便捷和可靠的支付服務；通過我們的商户解決方案，使商家更好地管理和推動業務增長；並通過我們的店內電子商務服務，為消費者提供具有高價值的本地生活服務。</p>
</div><p>For more information, please visit https://www.yeahka.com/</p>
<div class="lb-trans"><p>欲瞭解更多信息，請訪問 https://www.yeahka.com/</p>
</div><p>SOURCE Yeahka</p>
<div class="lb-trans"><p>來源：移卡</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMzI2Jk5ld3NJdGVtSWQ9Q04yMDA3MyZUcmFuc21pc3Npb25fSWQ9MjAyNjAzMjYwNTQ2UFJfTkVXU19VU1BSX19fX19DTjIwMDcz" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=CN20073&amp;Transmission_Id=202603260546PR_NEWS_USPR_____CN20073&amp;DateId=20260326"/></p>

05:46 ET 移卡公佈 2025 年度業績