<p><em>交易增加了全國設備融資平台，擁有約</em> <em>$1.2 億的貸款組合</em></p>
<p>紐約州奧爾巴尼 --（商業資訊）--Pioneer（納斯達克：PBFS）<strong>，</strong> 作為紐約首府地區領先的金融機構，今天宣佈已收購 Targeted Lending Co., LLC（“Targeted Lending”）100% 的會員權益，這是一家獨立的設備融資公司，資產負債表上約有 1.2 億美元的貸款。</p>
<p>Targeted Lending 作為 Pioneer 的全資子公司，將作為 Pioneer 新成立的專業融資部門運營，擴展 Pioneer 的商業貸款能力，並將其業務拓展到全國設備融資市場。Targeted Lending 通過其以發起人為中心的設備融資平台，為必需的、產生收入的設備提供融資解決方案，向各行業的小型和中型企業提供高達 40 萬美元的貸款。</p>
<p>“Targeted Lending 對 Pioneer 來説是一個引人注目的戰略契合，推動了我們的 ‘超越銀行’ 戰略，通過多樣化收入來源並推出一個新的國家貸款部門，專注於融資必需的商業設備，” Pioneer 的總裁兼首席執行官 Thomas Amell 表示。“此次收購增強了我們在整個企業成長生命週期中為企業主提供更全面的金融解決方案的能力，同時增加了一支經驗豐富的團隊，具備可擴展的、以業績為驅動的運營模式和深厚的行業關係。”</p>
<p>Targeted Lending 的首席執行官 Brian Gallo 將領導 Pioneer 專業融資部門，連同現有的 Targeted Lending 管理團隊。該團隊在設備融資和專業貸款領域有超過 20 年的合作經驗。該部門將繼續以紐約州威廉斯維爾為總部，Targeted Lending 的大部分員工均在此辦公，另外還有員工分佈在美國各地。</p>
<p>“與 Pioneer 聯手使我們能夠加速設備融資平台的增長，同時為我們的客户和員工擴展機會，” Targeted Lending 的首席執行官 Brian Gallo 表示。“Pioneer 作為金融機構和首選僱主的卓越聲譽，使其成為我們繼續在全國範圍內提供高質量專業貸款解決方案的理想合作伙伴。”</p>
<p>此次全現金交易的企業價值約為 1.4 億美元，可能會根據未來三年的業績調整進行調整。交易於 2026 年 4 月 24 日完成。</p>
<p><strong>關於 Pioneer</strong> Pioneer Bancorp, Inc.（“Pioneer”）是一家金融控股公司，資產超過 20 億美元，通過其子公司提供多樣化的金融服務。Pioneer 的子公司 Pioneer Bank, National Association 及其子公司在紐約州首府地區設有 23 個辦事處，為個人、企業和市政當局提供廣泛的銀行、保險、員工福利、人力資源諮詢和財富管理服務。Pioneer 的子公司 Pioneer Capital Markets, Inc.是一家註冊於 FINRA 的經紀交易商，專注於市政債券交易。有關 Pioneer 的更多信息，請訪問 www.pioneerny.com。</p>
<p><strong>關於 Targeted Lending</strong> Targeted Lending 專注於小額設備融資，為必需的商業設備和車輛提供高達 40 萬美元的貸款。通過其以發起人為中心的設備融資平台，該公司提供常識性的信貸策略和一套強大的技術工具，使發起人在整個交易生命週期中保持控制、效率和透明度。有關更多信息，請訪問 www.targetedlending.com。</p>
<p><strong>關於前瞻性聲明的警示説明</strong> 本次溝通中討論的某些事項構成了 1933 年證券法和 1934 年證券交易法（均已根據 1995 年私人證券訴訟改革法進行修訂）所定義的前瞻性聲明。這些前瞻性聲明通常通過使用 “相信”、“期望”、“打算”、“預期”、“估計”、“項目” 或類似表達，或未來或條件動詞，如 “將”、“會”、“應該”、“可以” 或 “可能” 等來識別。Pioneer 預測結果或未來計劃或策略的實際效果，包括收購 Targeted Lending，固有的不確定性。不能保證前瞻性聲明所涵蓋的未來結果，包括 Pioneer 實現收購 Targeted Lending 的預期收益的能力，將在預期的時間框架內實現或根本實現。這些聲明基於我們管理層當前的期望，重要的是要注意，我們的實際結果可能與這些前瞻性聲明中預測的結果有實質性差異。有許多風險和不確定性可能導致實際結果與前瞻性聲明有實質性差異，包括在截至 2025 年 12 月 31 日的年度報告的 “風險因素” 標題下討論的風險，以及向證券交易委員會（“SEC”）提交的其他文件，包括我們的季度報告（Form 10-Q）。投資者被警告不要對這些前瞻性聲明過於依賴，這些聲明僅在本次溝通之日有效，除非另有説明。除非根據聯邦證券法和 SEC 的規則和規定要求，否則 Pioneer 不承擔任何義務公開發布對前瞻性聲明的修訂，以反映本次溝通日期後的事件或情況，或反映意外事件的發生。</p>
<p><img src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjA0MjQyMDIwMTdyMQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjA0MjQyMDIwMTdyMQ"/></p>
<p>在 businesswire.com 上查看源版本：https://www.businesswire.com/news/home/20260424202017/en/</p>
<p><strong>如需更多信息，請聯繫：</strong></p>
<p>帕特里克·J·休斯</p>
<p>執行副總裁兼首席財務官</p>
<p>(518) 730-3025</p>
<p>InvestorRelations@pioneerny.com</p>
<p>來源：Pioneer Bancorp, Inc.</p>

PBFS

<p>Pioneer Bancorp, Inc. 已收購專注於設備融資的 Targeted Lending Co., LLC，交易金額約為 1.4 億美元。此次收購將建立 Pioneer 的新專業融資部門，增強其商業貸款能力，並擴大其在設備融資市場的影響力。Targeted Lending 擁有約 1.2 億美元的貸款組合，將繼續在現有管理團隊的領導下運營。該交易旨在多元化 Pioneer 的收入來源，併為企業提供全面的金融解決方案</p>

<p><em>Transaction Adds Nationwide Equipment Financing Platform with Approximately</em> <em>$120 Million Loan Portfolio</em></p>
<div class="lb-trans"><p><em>交易增加了全國設備融資平台，擁有約</em> <em>$1.2 億的貸款組合</em></p>
</div><p>ALBANY, N.Y.--(BUSINESS WIRE)--Pioneer (NASDAQ: PBFS) <strong>,</strong> a leading financial institution in New York’s Capital Region, today announced it has acquired 100% of the membership interests in Targeted Lending Co., LLC, (“Targeted Lending”), an independent equipment financing company with approximately $120 million of loans on its balance sheet.</p>
<div class="lb-trans"><p>紐約州奧爾巴尼 --（商業資訊）--Pioneer（納斯達克：PBFS）<strong>，</strong> 作為紐約首府地區領先的金融機構，今天宣佈已收購 Targeted Lending Co., LLC（“Targeted Lending”）100% 的會員權益，這是一家獨立的設備融資公司，資產負債表上約有 1.2 億美元的貸款。</p>
</div><p>Targeted Lending, as a wholly owned subsidiary of Pioneer, will operate as Pioneer’s newly formed Specialty Financing division, expanding Pioneer's commercial lending capabilities and extending its reach into nationwide equipment finance markets. Targeted Lending through its originator-centric equipment finance platform provides financing solutions for essential, income-producing equipment, offering loans up to $400,000 to small and mid-sized businesses across diverse industries.</p>
<div class="lb-trans"><p>Targeted Lending 作為 Pioneer 的全資子公司，將作為 Pioneer 新成立的專業融資部門運營，擴展 Pioneer 的商業貸款能力，並將其業務拓展到全國設備融資市場。Targeted Lending 通過其以發起人為中心的設備融資平台，為必需的、產生收入的設備提供融資解決方案，向各行業的小型和中型企業提供高達 40 萬美元的貸款。</p>
</div><p>“Targeted Lending represents a compelling strategic fit for Pioneer and advances our More Than a Bank® strategy by diversifying our income sources and launching a new national lending division focused on financing essential business equipment,” said Thomas Amell, President and CEO of Pioneer. “This acquisition enhances our ability to deliver a more comprehensive set of financial solutions to business owners throughout their growth lifecycle, while adding a seasoned team with a scalable, performance-driven operating model and deep industry relationships.”</p>
<div class="lb-trans"><p>“Targeted Lending 對 Pioneer 來説是一個引人注目的戰略契合，推動了我們的 ‘超越銀行’ 戰略，通過多樣化收入來源並推出一個新的國家貸款部門，專注於融資必需的商業設備，” Pioneer 的總裁兼首席執行官 Thomas Amell 表示。“此次收購增強了我們在整個企業成長生命週期中為企業主提供更全面的金融解決方案的能力，同時增加了一支經驗豐富的團隊，具備可擴展的、以業績為驅動的運營模式和深厚的行業關係。”</p>
</div><p>Brian Gallo, CEO of Targeted Lending, will lead Pioneer Specialty Financing division, along with the existing Targeted Lending management team. The team brings more than 20 years of experience working together in equipment finance and specialty lending. The division will remain headquartered in Williamsville, New York, where the majority of Targeted Lending’s employees are based, with additional personnel located across the United States.</p>
<div class="lb-trans"><p>Targeted Lending 的首席執行官 Brian Gallo 將領導 Pioneer 專業融資部門，連同現有的 Targeted Lending 管理團隊。該團隊在設備融資和專業貸款領域有超過 20 年的合作經驗。該部門將繼續以紐約州威廉斯維爾為總部，Targeted Lending 的大部分員工均在此辦公，另外還有員工分佈在美國各地。</p>
</div><p>“Joining forces with Pioneer enables us to accelerate growth of our equipment finance platform while expanding opportunities for our clients and employees,” said Brian Gallo, CEO of Targeted Lending. “Pioneer’s stellar reputation as a financial institution and employer of choice make it an ideal partner as we continue to deliver high-quality specialty lending solutions nationwide.”</p>
<div class="lb-trans"><p>“與 Pioneer 聯手使我們能夠加速設備融資平台的增長，同時為我們的客户和員工擴展機會，” Targeted Lending 的首席執行官 Brian Gallo 表示。“Pioneer 作為金融機構和首選僱主的卓越聲譽，使其成為我們繼續在全國範圍內提供高質量專業貸款解決方案的理想合作伙伴。”</p>
</div><p>The all-cash transaction is valued at approximately $140 million in enterprise value, subject to potential adjustments for performance-based earn-out over a three-year period. The transaction closed on April 24, 2026.</p>
<div class="lb-trans"><p>此次全現金交易的企業價值約為 1.4 億美元，可能會根據未來三年的業績調整進行調整。交易於 2026 年 4 月 24 日完成。</p>
</div><p><strong>About Pioneer</strong> Pioneer Bancorp, Inc. (“Pioneer”) is a financial holding company with more than $2 billion in assets that provides diversified financial services through its subsidiaries. Pioneer’s subsidiary, Pioneer Bank, National Association and its subsidiaries, with 23 offices in the Capital Region of New York State, offers a broad array of banking, insurance, employee benefit, human resources consulting, and wealth management services to individuals, businesses, and municipalities. Pioneer’s subsidiary Pioneer Capital Markets, Inc., is a FINRA-registered broker-dealer focused on municipal bond trading. For more information on Pioneer, please visit www.pioneerny.com.</p>
<div class="lb-trans"><p><strong>關於 Pioneer</strong> Pioneer Bancorp, Inc.（“Pioneer”）是一家金融控股公司，資產超過 20 億美元，通過其子公司提供多樣化的金融服務。Pioneer 的子公司 Pioneer Bank, National Association 及其子公司在紐約州首府地區設有 23 個辦事處，為個人、企業和市政當局提供廣泛的銀行、保險、員工福利、人力資源諮詢和財富管理服務。Pioneer 的子公司 Pioneer Capital Markets, Inc.是一家註冊於 FINRA 的經紀交易商，專注於市政債券交易。有關 Pioneer 的更多信息，請訪問 www.pioneerny.com。</p>
</div><p><strong>About Targeted Lending</strong> Targeted Lending specializes in small-ticket equipment financing, offering loans of up to $400,000 for essential business equipment and vehicles. Through its originator-centric equipment finance platform, the company delivers a commonsense credit strategy and a robust suite of technology-enabled tools that allow originators to maintain control, efficiency, and transparency throughout the transaction lifecycle. For more information, visit www.targetedlending.com.</p>
<div class="lb-trans"><p><strong>關於 Targeted Lending</strong> Targeted Lending 專注於小額設備融資，為必需的商業設備和車輛提供高達 40 萬美元的貸款。通過其以發起人為中心的設備融資平台，該公司提供常識性的信貸策略和一套強大的技術工具，使發起人在整個交易生命週期中保持控制、效率和透明度。有關更多信息，請訪問 www.targetedlending.com。</p>
</div><p><strong>Cautionary Statement Concerning Forward-Looking Statements</strong> Certain of the matters discussed in this communication constitute forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934, both as amended by the Private Securities Litigation Reform Act of 1995. These forward-looking statements are generally identified by use of the words “believe,” “expect,” “intend,” “anticipate,” “estimate,” “project” or similar expressions, or future or conditional verbs, such as “will,” “would,” “should,” “could,” or “may.” Pioneer’s ability to predict results or the actual effect of future plans or strategies, including the acquisition of Targeted Lending, is inherently uncertain. No assurance can be given that the future results covered by forward-looking statements, including Pioneer’s ability to realize the expected benefits of the acquisition of Targeted Lending, will be achieved within expected time frames or at all. These statements are based on the current expectations of our management, and it is important to note that our actual results could be materially different from those projected in such forward-looking statements. There are a number of risks and uncertainties that could cause actual results to differ materially from the forward-looking statements, including those discussed in our annual report on Form 10-K for the year ended December 31, 2025, under the heading “Risk Factors” and other filings made with the Securities and Exchange Commission (the “SEC”), including our quarterly reports on Form 10-Q. Investors are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this communication, unless noted otherwise. Except as required under the federal securities laws and the rules and regulations of the SEC, Pioneer does not undertake any obligation to release publicly any revisions to the forward-looking statements to reflect events or circumstances after the date of this communication or to reflect the occurrence of unanticipated events.</p>
<div class="lb-trans"><p><strong>關於前瞻性聲明的警示説明</strong> 本次溝通中討論的某些事項構成了 1933 年證券法和 1934 年證券交易法（均已根據 1995 年私人證券訴訟改革法進行修訂）所定義的前瞻性聲明。這些前瞻性聲明通常通過使用 “相信”、“期望”、“打算”、“預期”、“估計”、“項目” 或類似表達，或未來或條件動詞，如 “將”、“會”、“應該”、“可以” 或 “可能” 等來識別。Pioneer 預測結果或未來計劃或策略的實際效果，包括收購 Targeted Lending，固有的不確定性。不能保證前瞻性聲明所涵蓋的未來結果，包括 Pioneer 實現收購 Targeted Lending 的預期收益的能力，將在預期的時間框架內實現或根本實現。這些聲明基於我們管理層當前的期望，重要的是要注意，我們的實際結果可能與這些前瞻性聲明中預測的結果有實質性差異。有許多風險和不確定性可能導致實際結果與前瞻性聲明有實質性差異，包括在截至 2025 年 12 月 31 日的年度報告的 “風險因素” 標題下討論的風險，以及向證券交易委員會（“SEC”）提交的其他文件，包括我們的季度報告（Form 10-Q）。投資者被警告不要對這些前瞻性聲明過於依賴，這些聲明僅在本次溝通之日有效，除非另有説明。除非根據聯邦證券法和 SEC 的規則和規定要求，否則 Pioneer 不承擔任何義務公開發布對前瞻性聲明的修訂，以反映本次溝通日期後的事件或情況，或反映意外事件的發生。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjA0MjQyMDIwMTdyMQ" alt="" original-src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260424202017r1&amp;sid=acqr8&amp;distro=nx&amp;lang=en"/></p>
<p>View source version on businesswire.com: https://www.businesswire.com/news/home/20260424202017/en/</p>
<div class="lb-trans"><p>在 businesswire.com 上查看源版本：https://www.businesswire.com/news/home/20260424202017/en/</p>
</div><p><strong>For additional information contact:</strong></p>
<div class="lb-trans"><p><strong>如需更多信息，請聯繫：</strong></p>
</div><p>Patrick J. Hughes</p>
<div class="lb-trans"><p>帕特里克·J·休斯</p>
</div><p>Executive Vice President and Chief Financial Officer</p>
<div class="lb-trans"><p>執行副總裁兼首席財務官</p>
</div><p>(518) 730-3025</p>
<div class="lb-trans"><p>(518) 730-3025</p>
</div><p>InvestorRelations@pioneerny.com</p>
<div class="lb-trans"><p>InvestorRelations@pioneerny.com</p>
</div><p>Source: Pioneer Bancorp, Inc.</p>
<div class="lb-trans"><p>來源：Pioneer Bancorp, Inc.</p>
</div>

先鋒宣佈收購 Targeted Lending Co., LLC，並啓動先鋒專業融資部門 | Pioneer Bancorp 股票新聞