---
title: "$100 萬的市政債券可以產生$50,000 的免税收入，這一收益超過了國債的回報"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/284921599.md"
description: "一個價值 100 萬美元的市政債券投資組合，收益率為 5%，每年產生 5 萬美元的免税利息收入。對於處於最高税率的已婚夫婦來説，要實現相同的税後收入，大約需要 79,365 美元的應税債券收入。市政債券由各種政府實體發行"
datetime: "2026-05-01T16:41:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/284921599.md)
  - [en](https://longbridge.com/en/news/284921599.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/284921599.md)
---

# $100 萬的市政債券可以產生$50,000 的免税收入，這一收益超過了國債的回報

A $1 million municipal bond portfolio yielding 5% generates $50,000 per year in interest income that the federal government cannot touch. For a married couple in the top tax bracket, that same $50,000 would require roughly $79,365 in taxable bond income to produce the same after-tax result. Municipal bonds are issued by states, cities, school distr...

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