--- title: "TrustNFT 研究指出，電子郵件欺詐對美國經濟的真實年成本為 220 億美元——這一數字是官方 FBI 統計的七倍多" type: "News" locale: "zh-HK" url: "https://longbridge.com/zh-HK/news/285089748.md" description: "TrustNFT 的新白皮書估計，電子郵件欺詐對美國經濟的真實年成本為 220 億美元，遠高於聯邦調查局報告的 125 億美元。報告聲稱，官方統計數據僅捕捉到不到 15% 的實際欺詐事件，強調了需要更強有力的政策響應和對電子郵件認證技術的投資。TrustNFT 主張採取監管措施以增強電子郵件安全，並提出了對基礎設施解決方案進行投資以應對這一日益嚴重問題的有力論據" datetime: "2026-05-04T14:40:00.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/285089748.md) - [en](https://longbridge.com/en/news/285089748.md) - [zh-HK](https://longbridge.com/zh-HK/news/285089748.md) --- # TrustNFT 研究指出，電子郵件欺詐對美國經濟的真實年成本為 220 億美元——這一數字是官方 FBI 統計的七倍多 _**New white paper argues that official fraud statistics dramatically undercount the true economic burden and calls for policy and private sector response proportionate to the scale of the problem**_ TrustNFT.io today released **"The $22 Billion Problem: Email Fraud's True Economic Cost to the American Economy - and the Infrastructure Investment That Can Stop It,"** a policy white paper presenting a comprehensive economic accounting of email fraud's impact on the United States economy. The research argues that widely cited official statistics capture fewer than 15% of actual fraud incidents and that the true annual economic burden - including direct losses, corporate management costs, productivity impacts, and trust erosion - approaches $22 billion. The FBI's annual Internet Crime Report, the most frequently cited source for email fraud data, reported $12.5 billion in consumer fraud losses in 2023. TrustNFT's analysis argues that this figure - already staggering - captures only reported losses from crimes that victims recognized as fraud, reported to law enforcement, and had processed within the reporting year. Research on reporting rates for fraud, particularly among elder victims, suggests that actual incidents outnumber reported cases by a ratio of 5 to 1 or greater. **The White Paper's $22 Billion Economic Accounting:** - $2.9 billion in direct Business Email Compromise losses (FBI IC3, reported only) - $3.4 billion in elder fraud losses, predominantly email-delivered (FBI IC3, Americans 60 and older) - $4.2 billion estimated in unreported consumer email fraud, based on a conservative 3× multiplier on reported losses - $5.8 billion in corporate fraud management costs including support volume increases, legal and regulatory response, PR management, customer compensation, and security team time - $3.1 billion in lost productivity and economic output from fraud-related disruption - $2.6 billion in the erosion of digital commerce trust, measured through reduced online transaction rates in populations with high fraud exposure _"We are treating a $22 billion annual problem as if it were a $3 billion problem - and we are investing accordingly. The technology to dramatically reduce email fraud exists today, is proven in deployment, and costs a fraction of a percent of the damage it prevents. The gap between the scale of the problem and the scale of the response is not a technology problem. It is a market failure that policy can correct."_ **\- Stuart Fine, CEO, TrustNFT / Remergify** The white paper presents a specific policy agenda for accelerating adoption of available email authentication technologies, including extending the 2018 DHS Binding Operational Directive requiring DMARC to all federal contractors, creating regulatory safe harbor provisions for companies with documented email authentication programs, and mandating public disclosure of DMARC enforcement status for large consumer-facing companies. The research also presents the investment case for infrastructure-layer email verification platforms, noting that the combination of a $22 billion problem, available proven technology, regulatory tailwinds, and the absence of a dominant market incumbent creates favorable conditions for category-defining investment. "The $22 Billion Problem" is available for download at research.trustnft.io and is intended for investors, policymakers, media, and business leaders with an interest in the systemic dimensions of email fraud and the infrastructure solutions available to address it. **About TrustNFT** TrustNFT is a blockchain-anchored email verification platform developed by Remergify, LLC, headquartered in Miami, Florida. TrustNFT operates two complementary products: TrustNFT Verify, an enterprise email domain verification service for corporations, utilities, financial institutions, and government agencies; and TrustNFT Guardian, a consumer email protection product that helps individuals and families identify phishing emails before clicking on them. TrustNFT Verify uses blockchain technology to create an immutable, unforgeable record of verified corporate sending domains, displayed as a visible trust badge inside consumers' email clients in Gmail, Outlook, Yahoo Mail, and AOL Mail. **Media Contact:** Stuart Fine, Chief Executive Officer TrustNFT/Remergify, LLC · Miami, Florida Email: stuart@trustnft.io Web: guardian.trustnft.io **SOURCE:** Remergify, Inc. 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