--- title: "研究警報：CFRA 將 Capital One Financial Corporation 的股票評級從買入下調至持有" type: "News" locale: "zh-HK" url: "https://longbridge.com/zh-HK/news/286604181.md" description: "CFRA 已將第一資本金融公司的股票評級從 “買入” 下調至 “持有”，並將 12 個月目標價下調至 205 美元。由於宏觀經濟擔憂，特別是中東衝突帶來的通脹壓力，2026 年和 2027 年的調整後每股收益預期已被下調。儘管面臨這些挑戰，COF 仍保持強勁的財務狀況，核心一級資本充足率為 14.4%" datetime: "2026-05-15T19:05:00.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/286604181.md) - [en](https://longbridge.com/en/news/286604181.md) - [zh-HK](https://longbridge.com/zh-HK/news/286604181.md) --- # 研究警報：CFRA 將 Capital One Financial Corporation 的股票評級從買入下調至持有 03:05 PM EDT, 05/15/2026 (MT Newswires) -- CFRA, an independent research provider, has provided MT Newswires with the following research alert. Analysts at CFRA have summarized their opinion as follows: We lower our 12-month target price by $60 to $205, applying a forward P/E of 8.6x our 2027 EPS estimate, in line with the 10-year historical average of 8.7x. We reduce our 2026 adjusted EPS view to $19.56 from $19.87 and cut our 2027 EPS estimate to $23.74 from $24.46. We lower our outlook on COF primarily due to macroeconomic concerns. The ongoing Middle East conflict is driving inflation above wage growth, pressuring consumer finances. Given COF's significant consumer exposure through its credit card and auto lending businesses, we believe near-term headwinds will largely offset the benefits from its expansion into higher-income segments and operational improvements from the Discover Financial acquisition. Consequently, we now forecast 2026 net charge-offs of approximately 330 bps, up from our previous estimate of 300 bps. Importantly, COF enters this environment from a position of relative strength, with a robust CET1 ratio of 14.4% and a strong allowance coverage ratio of 5.28%. MT Newswires does not provide investment advice. Unauthorized reproduction is strictly prohibited. ### 相關股票 - [COF.US](https://longbridge.com/zh-HK/quote/COF.US.md) - [COF-J.US](https://longbridge.com/zh-HK/quote/COF-J.US.md) - [COF-K.US](https://longbridge.com/zh-HK/quote/COF-K.US.md) - [COF-I.US](https://longbridge.com/zh-HK/quote/COF-I.US.md) - [COF-N.US](https://longbridge.com/zh-HK/quote/COF-N.US.md) - [COF-L.US](https://longbridge.com/zh-HK/quote/COF-L.US.md) - [FAZ.US](https://longbridge.com/zh-HK/quote/FAZ.US.md) - [FINX.US](https://longbridge.com/zh-HK/quote/FINX.US.md) - [KBWB.US](https://longbridge.com/zh-HK/quote/KBWB.US.md) - [ARKF.US](https://longbridge.com/zh-HK/quote/ARKF.US.md) - [FAS.US](https://longbridge.com/zh-HK/quote/FAS.US.md) - [DFS.US](https://longbridge.com/zh-HK/quote/DFS.US.md) ## 相關資訊與研究 - [Centra Funding 與第一資本金融達成新的 1.75 億美元信貸協議 | CVHL 股票新聞](https://longbridge.com/zh-HK/news/286315383.md) - [Ameritas Advisory Services LLC 購入了 8,563 股第一資本金融公司（Capital One Financial Corporation）的股票，股票代碼為$COF](https://longbridge.com/zh-HK/news/286373108.md) - [川普新令 將要求銀行查客户移民身分 納洗錢風險評估](https://longbridge.com/zh-HK/news/286989419.md) - [TD Cowen 維持對 Capital One Financial（COF）的買入評級](https://longbridge.com/zh-HK/news/286562758.md) - [Chime Financial 的首席執行官表示，隨着新產品逐漸受到歡迎，消費者支出依然堅挺](https://longbridge.com/zh-HK/news/286841524.md)