---
title: "OpenAI 正在測試 ChatGPT 金融工具以鏈接銀行賬户"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/286685720.md"
description: "OpenAI 為美國的 ChatGPT Pro 用户推出了一項新功能，允許他們鏈接銀行和投資賬户，以獲取個性化的財務洞察。該工具由 Plaid 和 GPT-5.5 提供支持，分析用户數據以提供量身定製的預算建議。然而，隱私和人工智能準確性方面的擔憂正在阻礙其初期採用"
datetime: "2026-05-17T23:11:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286685720.md)
  - [en](https://longbridge.com/en/news/286685720.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286685720.md)
---

# OpenAI 正在測試 ChatGPT 金融工具以鏈接銀行賬户

What’s new: ChatGPT Pro users in the US can now link bank and investment accounts to get personalized financial insights and visual spending breakdowns. How it works: Powered by Plaid and GPT‑5.5 Thinking, the tool analyzes balances, transactions, and goals to offer tailored budgeting and savings suggestions. User concerns: While OpenAI promises read-only access and account control, privacy worries and skepticism about AI accuracy are slowing initial adoption.

### 相關股票

- [COIN.US](https://longbridge.com/zh-HK/quote/COIN.US.md)
- [HOOD.US](https://longbridge.com/zh-HK/quote/HOOD.US.md)
- [OpenAI.NA](https://longbridge.com/zh-HK/quote/OpenAI.NA.md)

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