---
title: "在通貨膨脹和全球緊張局勢的影響下，抵押貸款利率攀升至 6.4% 以上"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/286934464.md"
description: "平均 30 年期固定抵押貸款利率已飆升至約 6.36%–6.49%，扭轉了之前的下降趨勢。中東衝突、油價上漲和通脹擔憂等因素正在推動國債收益率和抵押貸款利率上升。專家警告稱，如果沒有顯著的經濟或地緣政治變化，利率可能會在未來幾年內保持高位"
datetime: "2026-05-19T14:51:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286934464.md)
  - [en](https://longbridge.com/en/news/286934464.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286934464.md)
---

# 在通貨膨脹和全球緊張局勢的影響下，抵押貸款利率攀升至 6.4% 以上

Rates surge again: Average 30-year fixed mortgage rates have climbed to around 6.36%–6.49%, reversing earlier declines earlier this year. Global tensions impact: Middle East conflicts, higher oil prices, and inflation fears are pushing Treasury yields and mortgage rates higher. No quick relief: Experts say rates could stay elevated for years unless major economic and geopolitical shifts occur.

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