---
title: "中國在全球貨幣波動的背景下維持貸款利率不變"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/287005372.md"
description: "中國維持其貸款利率，1 年期貸款市場報價利率（LPR）為 3.00%，5 年期為 3.50%，符合市場預期。分析師指出，由於對通脹的擔憂，北京更傾向於採取有針對性的財政刺激措施而非降息。同時，全球貨幣受到中央銀行政策和地緣政治通脹風險的影響"
datetime: "2026-05-20T04:33:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/287005372.md)
  - [en](https://longbridge.com/en/news/287005372.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/287005372.md)
---

# 中國在全球貨幣波動的背景下維持貸款利率不變

China's steady stance: The one-year LPR remains at 3.00% and the five-year at 3.50%, aligning with market expectations for no change. Analysts' policy read: Experts see Beijing favoring targeted fiscal stimulus over rate cuts, citing inflation concerns and a shift in policy tone. Currencies in flux: Dollar strength, yen weakness, and euro pressure reflect diverging central bank moves and geopolitical-driven inflation risks.

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