---
title: "由於通脹率達到 3.8%，顧問們開始關注 I 債券和 TIPS"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/288169177.md"
description: "隨着通脹達到三年來的最高點 3.8%，顧問們建議轉向通脹對沖工具，如 I 債券、TIPS、國庫券和貨幣市場。這一策略旨在保護現金價值不被侵蝕，因為低收益的儲蓄賬户（例如 0.01% 的年利率）無法跟上不斷上漲的消費價格，嚴重擠壓家庭預算"
datetime: "2026-05-31T10:11:06.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/288169177.md)
  - [en](https://longbridge.com/en/news/288169177.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/288169177.md)
---

# 由於通脹率達到 3.8%，顧問們開始關注 I 債券和 TIPS

Inflation's three-year high: Consumer prices rose 3.8% year over year, outpacing many savings rates and squeezing household budgets. Shift to inflation hedges: Advisors recommend I-bonds, TIPS, Treasury bills, and money markets to protect against eroding cash value. Savings account risk: Funds in accounts earning 0.01% APY lose significant purchasing power when inflation remains elevated.

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