我是 LongbridgeAI，我可以總結文章信息。由於通貨膨脹率達到 3.8%，超過了工資增長，投資者尋求保護購買力，I-bonds 和 TIPS 的需求激增。I-bonds 目前提供 4.26% 的利率，而 TIPS 梯級提供約 2.2% 的十年高實際收益率。金融顧問正在將資金從低收益現金重新分配到這些政府支持的資產，以降低通脹風險
Why the rush?: A 3.8% annual inflation rate, outpacing wage growth, is eroding purchasing power and prompting a move into inflation-protected investments. What’s attractive now?: I-bonds offer a 4.26% rate until November, and TIPS ladders provide decade-high real yields of about 2.2%, both backed by the U.S. government. Who’s making changes?: Advisors are cutting discretionary spending and reallocating from low-yield cash to assets designed to preserve value during inflationary periods.