--- title: "滙豐控股和渣打銀行的股價下跌，因擔心相關規定可能會限制中國資金在香港賬户中的流動" type: "News" locale: "zh-HK" url: "https://longbridge.com/zh-HK/news/288812672.md" description: "滙豐、渣打、保誠和友邦保險的股票在香港下跌，原因是市場擔心新的證券及期貨事務監察委員會（SFC）規定限制內地投資者使用本地賬户將影響財富管理收入。儘管花旗分析師認為此次拋售過度，考慮到現有的離岸資本流動，他們警告到 2028 年可能會出現收入減少。此次下跌與倫敦上市股票的下滑相呼應，保險公司也受到影響，因為內地客户是主要買家" datetime: "2026-06-05T05:37:50.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/288812672.md) - [en](https://longbridge.com/en/news/288812672.md) - [zh-HK](https://longbridge.com/zh-HK/news/288812672.md) --- # 滙豐控股和渣打銀行的股價下跌，因擔心相關規定可能會限制中國資金在香港賬户中的流動 By Megan Cheah The Hong Kong-listed stocks of U.K. banks and insurers that ply most of their trade in Asia declined Friday on concerns that new regulations could curb mainland Chinese investors' use of Hong Kong bank accounts. Insurer Prudential PLC's shares dropped 4.8%, while lender Standard Chartered's stock slid 5.1%. HSBC shares fell 3.1%. The moves mirror falls in their London-listed shares on Thursday, with Prudential closing 7.6% lower, Standard Chartered ending 2.8% lower and HSBC declining 1.8%. Insurer AIA also fell in Hong Kong, continuing a 6.75% decline from Thursday. The shares are last 2.9% lower. Hong Kong's Securities and Futures Commission on May 22 detailed a set of new rules, which included requiring that prospective customers' funds originate from outside mainland China. A report published by the South China Morning said the new rules are starting to weigh on financial institutions in the region. A Shanghai HSBC branch said all funds deposited into investment accounts must comply with the Hong Kong authority's new rules, according to the report. Citi analysts said the selloff in HSBC's and StanChart's shares appears to be overdone. While a meaningful part of HSBC and StanChart's wealth revenue relates to Asia or China, a vast majority of net new money from high-net-worth individuals already sit offshore, and the Citi analysts therefore see limited impact from the new rules. However, Citi said the rules could drag on future planned growth in these banks' Hong Kong retail and affluent balances. Assuming zero new Hong Kong retail or premier nonresident Chinese account openings, HSBC's 2028 revenue could be reduced by around $1 billion, which equates to around 2% of group profit before tax, Citi said. StanChart's could drop by $200 million, it added. Hong Kong lender Bank of East Asia said its China branch only offers an attestation service for opening deposit accounts in Hong Kong for mainland Chinese residents with "reasonable justification." This service remains available, it said. Bank of East Asia's shares were last 1.5% lower. Meanwhile, insurers are likely affected by the rules as mainland Chinese customers are significant buyers of insurance products. Prudential's Hong Kong shares have been on a largely losing streak since May 22, down around 14%. AIA's shares are down around 12% over the same period. Prudential and AIA didn't immediately respond to requests for comment. Standard Chartered and HSBC acknowledged receipt of the request but didn't provide a comment. Write to Megan Cheah at megan.cheah@wsj.com (END) Dow Jones Newswires June 05, 2026 01:24 ET (05:24 GMT) Copyright (c) 2026 Dow Jones & Company, Inc. ### 相關股票 - [02378.HK](https://longbridge.com/zh-HK/quote/02378.HK.md) - [AAGIY.US](https://longbridge.com/zh-HK/quote/AAGIY.US.md) - [K6S.SG](https://longbridge.com/zh-HK/quote/K6S.SG.md) - [00005.HK](https://longbridge.com/zh-HK/quote/00005.HK.md) - [PRU.UK](https://longbridge.com/zh-HK/quote/PRU.UK.md) - [02888.HK](https://longbridge.com/zh-HK/quote/02888.HK.md) - [PUK.US](https://longbridge.com/zh-HK/quote/PUK.US.md) - [STAN.UK](https://longbridge.com/zh-HK/quote/STAN.UK.md) - [01299.HK](https://longbridge.com/zh-HK/quote/01299.HK.md) - [HSBC.US](https://longbridge.com/zh-HK/quote/HSBC.US.md) - [HSBA.UK](https://longbridge.com/zh-HK/quote/HSBA.UK.md) - [C.US](https://longbridge.com/zh-HK/quote/C.US.md) - [00023.HK](https://longbridge.com/zh-HK/quote/00023.HK.md) - [DTIW.SG](https://longbridge.com/zh-HK/quote/DTIW.SG.md) - [81299.HK](https://longbridge.com/zh-HK/quote/81299.HK.md) - [C-R.US](https://longbridge.com/zh-HK/quote/C-R.US.md) ## 相關資訊與研究 - [滙豐：未來擬推多元化代幣化產品 支持其他穩定幣](https://longbridge.com/zh-HK/news/288552900.md) - [《外資精點》瑞銀：內地對外投資規定對友邦內地客業務影響待明確](https://longbridge.com/zh-HK/news/289134336.md) - [滙豐渣打發穩定幣後勢炒起｜曾淵滄](https://longbridge.com/zh-HK/news/289124172.md) - [南韓 FSS 向渣打等 5 家銀行處以 6000 億韓圜罰款，涉不當銷售恒生國指掛勾產品](https://longbridge.com/zh-HK/news/288668189.md) - [內地禁跨境炒股 友邦股價下挫 摩通︰反應過渡籲投資者逢低吸納](https://longbridge.com/zh-HK/news/288801886.md)