--- title: "Saber 白皮書指出，亞洲在國內數字支付領域處於領先地位，但在跨境支付方面則相對滯後" type: "News" locale: "zh-HK" url: "https://longbridge.com/zh-HK/news/289282783.md" description: "一份 Saber 白皮書揭示，儘管亞洲在國內數字支付方面處於領先地位，但其跨境支付基礎設施仍然效率低下，全球有 5 萬億美元處於閒置狀態。報告強調了諸如 48 個亞洲監管體系之間的合規碎片化、流動性限制以及在擴展穩定幣解決方案時的操作複雜性等挑戰。它強調需要專門的協調層和持牌支付合作夥伴，以彌合快速區塊鏈結算與緩慢法幣轉換之間的差距" datetime: "2026-06-10T06:38:10.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/289282783.md) - [en](https://longbridge.com/en/news/289282783.md) - [zh-HK](https://longbridge.com/zh-HK/news/289282783.md) --- # Saber 白皮書指出，亞洲在國內數字支付領域處於領先地位，但在跨境支付方面則相對滯後 SAN FRANCISCO, June 10, 2026 /PRNewswire/ -- Despite leading the world in domestic payment innovation, Asia's cross-border payment corridors remain among the most inefficient globally, according to a whitepaper by stablecoin cross-border payment infrastructure provider, Saber. Asia is home to some of the world's most advanced domestic payment systems, including Singapore's PayNow, the Philippines' InstaPay, and Thailand's PromptPay. Yet an estimated $5 trillion sits idle in pre-funded correspondent accounts globally at any given moment due to inefficiencies in cross-border payments. A $200 transfer attracts 6-10% in fees, takes days to clear, and passes through multiple correspondent banks before reaching a recipient. The Stablecoin Strategy for Asia 2026 whitepaper provides a comprehensive guide to building stablecoin payment infrastructure across Asia's most complex corridors. "Asia's domestic payment infrastructure is world-class, but its cross-border payment infrastructure is not. That gap is where stablecoins become relevant as a settlement layer that correspondent banking was never designed to be," said Edul Patel, founder and CEO of Saber. **Blockchain Settles in Seconds. The Hard Part Comes After** The Saber whitepaper highlights the limits of the technology. Stablecoins do not entirely eliminate the friction in cross-border payments. While blockchain settlement takes seconds, converting digital currency into local currencies remains fraught with fragmented compliance regimes, uneven market liquidity, and the realities of last-mile banking. **Key findings include:** - The Compliance Mosaic: Asia presents operators with 48 distinct regulatory regimes, each with asymmetric compliance rules, localised identity verification requirements, and evolving Travel Rule structures, compared to Europe's unified SEPA framework. - The Liquidity Discipline: Access to a global stablecoin pool does not guarantee payout depth. Liquidity in pairs such as USDT/PHP or USDT/MYR is not assured at scale or during off-hours. Liquidity management must be treated as a core operational discipline. - The Pilot-to-Production Trap: Production-scale transactions must satisfy identity attribution, Travel Rule compliance, and liquidity orchestration simultaneously. Most stablecoin integrations in Asia fail because operators underestimate what production operations actually demand. - The Orchestration Imperative: Scaling requires a dedicated orchestration layer capable of managing corridor-specific liquidity, routing around banking downtime, and handling counterparty error logic. "Building payment infrastructure in Asia requires licensed payout partners in every corridor, liquidity management that holds up at scale and during off-hours, and compliance architecture that satisfies regulators across multiple jurisdictions simultaneously. That is the infrastructure Saber has spent the last two years building. This whitepaper reflects what we have learnt doing it," said Saurabh Kumar, Business Head, Saber. **About Saber** Saber is a stablecoin\-native cross-border payment infrastructure company providing the settlement rails that connect the stablecoin world to local financial systems across Asia and beyond. Founded in 2024, the company has processed over $3 billion in cross-border payments across more than 40 countries, operating under more than ten regulatory licences. Saber is a registered Money Services Business (MSB) in Canada and is fully compliant with KYC, AML, sanctions screening, and Travel Rule guidelines. **Contact: **Naga Harish naga@mudrex.com +91-8884061799 View original content to download multimedia:https://www.prnewswire.com/news-releases/asia-leads-in-domestic-digital-payments-but-lags-in-cross-border-payments-saber-whitepaper-302795544.html SOURCE Saber ### 相關股票 - [CRCL.US](https://longbridge.com/zh-HK/quote/CRCL.US.md) - [CRCA.US](https://longbridge.com/zh-HK/quote/CRCA.US.md) - [CRCD.US](https://longbridge.com/zh-HK/quote/CRCD.US.md) - [CRCG.US](https://longbridge.com/zh-HK/quote/CRCG.US.md) ## 相關資訊與研究 - [CLARITY Act 如何重塑穩定幣收益經濟](https://longbridge.com/zh-HK/news/288052806.md) - [XTransfer 攜手法興 開發綜合金融解決方案](https://longbridge.com/zh-HK/news/288834550.md) - [穩定幣爭議之後 銀行想用 Tokenized Deposit 奪回鏈上現金](https://longbridge.com/zh-HK/news/289194883.md) - [滙豐渣打發穩定幣後勢炒起｜曾淵滄](https://longbridge.com/zh-HK/news/289124172.md) - [從近期鏈上「無差別標記」爭議 看 Web3 合規機制與穩定幣中立性的演進](https://longbridge.com/zh-HK/news/289125714.md)