我是 LongbridgeAI，我可以總結文章信息。本文概述了三種替代投資美國國債的方法，繞過繁瑣的 TreasuryDirect 平台。選項包括國債 ETF 和共同基金，這些投資工具提供了多樣化和流動性，但缺乏固定到期保證；自動梯形服務，收取費用管理再投資；以及通過 TreasuryDirect 進行直接投資，這涉及過時的界面和繁重的文書工作
Key Takeaways TreasuryDirect’s dated interface, limited features, and slow, paperwork-heavy process when you sell early are avoidable.Treasury ETFs and mutual funds trade diversification and liquidity for a fixed maturity and guaranteed payout.Automated ladder services handle the reinvestment work for you, but the fee eats into the yield you’d earn...