---
title: "Tech-bank (002124.SZ) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/002124.SZ/norm.md"
symbol: "002124.SZ"
name: "Tech-bank"
parent: "https://longbridge.com/zh-HK/quote/002124.SZ.md"
datetime: "2026-03-17T08:32:49.247Z"
locales:
  - [en](https://longbridge.com/en/quote/002124.SZ/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/002124.SZ/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/002124.SZ/norm.md)
---

> 支持的語言: [English](https://longbridge.com/en/quote/002124.SZ/norm.md) | [简体中文](https://longbridge.com/zh-CN/quote/002124.SZ/norm.md)


# Tech-bank (002124.SZ) — 財務報表

## 損益表 (CNY)

| 指標 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | -0.0416 | 0.1013 | 0.0571 | 0.0539 | 0.2252 |
| ROE | -9.29% | 23.00% | 13.58% | 12.95% | 60.50% |
| Revenue | 2.03B | 2.25B | 2.44B | 2.50B | 2.83B |
| Net income | -92.49M | 225.10M | 126.94M | 117.12M | 500.36M |
| Operating income | -7.59M | 193.09M | 164.30M | 290.27M | 433.15M |
| Gross margin | 9.48% | 19.07% | 15.79% | 20.68% | 25.00% |
| Net margin | -4.57% | 10.01% | 5.20% | 4.69% | 17.69% |
| Profit quality | -3.74% | 117.74% | 50.58% | 69.66% | 147.63% |

## 資產負債表 (CNY)

| 指標 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 13.49B | 13.60B | 13.74B | 13.66B | 13.87B |
| Leverage | 3.36 | 3.31 | 3.55 | 3.65 | 3.82 |
| BVPS | 1.77 | 1.81 | 1.71 | 1.65 | 1.60 |
| Turnover | 0.6737 | 0.7142 | 0.6989 | 0.6250 | 0.6217 |
| Cash & STI | 215.76M | 233.78M | 370.81M | 150.43M | 112.17M |
| Inv & Rec | 2.27B | 2.12B | 1.97B | 1.87B | 2.00B |
| LT assets | 9.82B | 10.07B | 10.22B | 10.48B | 10.62B |
| Net debt | 5.08B | 6.04B | 5.10B | 6.20B | 5.29B |

## 現金流量表 (CNY)

| 指標 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 202.74M | 164.00M | 324.86M | 416.71M | 293.40M |
| Investing CF | -105.32M | -85.01M | -54.98M | -107.85M | -53.91M |
| Financing CF | -130.42M | -172.97M | -113.83M | -274.74M | -209.04M |
| Free CF | 86.95M | -679.09M | 755.35M | 246.75M | -529.36M |
| OCF coverage | 29.04% | 18.96% | 27.60% | 35.31% | 236.61% |
| Repaid & issued | 693.79M | 573.80M | 1.09B | 446.17M | 207.00M |
| CapEx | -106.64M | -85.07M | -55.13M | -108.06M | -54.26M |

## 分紅方案

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.6CNY. 
Share conversation: 0.4 for 1 | 2021-05-19 | 2021-05-20 | 2021-05-20 |
| Cash Dividend: 
0.1CNY. 
Share conversation: 0.5 for 1 | 2018-05-31 | 2018-06-01 | 2018-06-01 |