---
title: "江陰銀行 (002807.SZ) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/002807.SZ/norm.md"
symbol: "002807.SZ"
name: "江陰銀行"
parent: "https://longbridge.com/zh-HK/quote/002807.SZ.md"
datetime: "2026-05-21T06:20:53.156Z"
locales:
  - [en](https://longbridge.com/en/quote/002807.SZ/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/002807.SZ/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/002807.SZ/norm.md)
---

# 江陰銀行 (002807.SZ) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.1489 | 0.3132 | 0.1757 | 0.1985 | 0.1452 |
| ROE | 7.41% | 15.92% | 9.08% | 10.33% | 7.63% |
| 營業收入 | 714.84M | 1.28B | 794.89M | 827.34M | 684.46M |
| 凈利潤 | 366.41M | 771.10M | 432.36M | 488.53M | 357.47M |
| 凈息差 | 1.54% | - | - | - | - |
| 利息與非息 | 734.93M | 721.85M | 731.10M | 710.77M | 698.49M |
| 貸款損失準備 | 1.21B | 919.42M | 800.03M | 1.25B | 1.13B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 222.36B | 219.30B | 208.04B | 207.58B | 207.06B |
| 權益乘數 | 11.07 | 11.06 | 10.73 | 10.81 | 10.82 |
| 每股凈資產 | 8.11 | 7.96 | 7.78 | 7.70 | 7.67 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 174.98B | 167.22B | 165.08B | 162.19B | 161.82B |
| 不良與核銷 | 1.15B | 1.10B | 1.12B | 1.12B | 1.11B |
| 資本充足率 | 13.39% | 13.63% | 13.77% | 13.74% | 13.73% |
| 撥備覆蓋率 | 329.35% | 329.39% | - | 368.90% | - |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -1.60B | 1.03B | 2.44B | -8.65B | 2.80B |
| 投資現金流 | 1.28B | -113.88M | -1.60B | 9.02B | -2.62B |
| 融資現金流 | -1.85B | 538.97M | -1.04M | -493.42M | -859000.00 |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.24

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.1人民幣 | 2025-12-02 | 2025-12-03 | 2025-12-03 |
| 1股派息 
0.2人民幣 | 2025-04-29 | 2025-04-30 | 2025-04-30 |
| 1股派息 
0.19人民幣 | 2024-05-09 | 2024-05-10 | 2024-05-10 |