---
title: "青島銀行 (002948.SZ) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/002948.SZ/norm.md"
symbol: "002948.SZ"
name: "青島銀行"
parent: "https://longbridge.com/zh-HK/quote/002948.SZ.md"
datetime: "2026-05-21T05:57:48.089Z"
locales:
  - [en](https://longbridge.com/en/quote/002948.SZ/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/002948.SZ/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/002948.SZ/norm.md)
---

# 青島銀行 (002948.SZ) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2600 | 0.2003 | 0.1181 | 0.3051 | 0.2200 |
| ROE | 12.18% | 10.04% | 6.02% | 15.88% | 11.33% |
| 營業收入 | 2.95B | 3.17B | 2.44B | 2.99B | 2.41B |
| 凈利潤 | 1.52B | 1.20B | 693.98M | 1.81B | 1.26B |
| 凈息差 | 1.63% | - | - | - | - |
| 利息與非息 | 3.02B | 2.93B | 2.78B | 2.71B | 2.65B |
| 貸款損失準備 | 4.34B | 3.55B | 3.37B | 3.59B | 4.04B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 834.20B | 814.96B | 765.57B | 743.03B | 713.15B |
| 權益乘數 | 16.02 | 16.22 | 16.24 | 15.78 | 15.53 |
| 每股凈資產 | 7.31 | 7.00 | 6.82 | 6.82 | 6.62 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 559.95B | 531.87B | 501.24B | 483.19B | 462.71B |
| 不良與核銷 | 4.02B | 4.05B | 4.13B | 4.21B | 4.06B |
| 資本充足率 | 8.70% | 8.67% | 8.75% | 9.05% | 8.96% |
| 撥備覆蓋率 | 283.33% | 274.70% | 255.64% | 254.40% | 238.06% |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -15.23B | 52.60B | -43.75B | 18.77B | -18.83B |
| 投資現金流 | -18.82B | -5.90B | -15.99B | -11.64B | -1.03B |
| 融資現金流 | 23.59B | -42.06B | 59.80B | -17.43B | 21.25B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.78

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.16人民幣 | 2025-06-25 | 2025-06-26 | 2025-06-26 |
| 1股派息 
0.16人民幣 | 2024-06-19 | 2024-06-20 | 2024-06-20 |
| 1股派息 
0.16人民幣 | 2023-06-20 | 2023-06-21 | 2023-06-21 |