---
title: "民生銀行 (600016.SH) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/600016.SH/norm.md"
symbol: "600016.SH"
name: "民生銀行"
parent: "https://longbridge.com/zh-HK/quote/600016.SH.md"
datetime: "2026-05-21T09:36:26.175Z"
locales:
  - [en](https://longbridge.com/en/quote/600016.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/600016.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/600016.SH/norm.md)
---

# 民生銀行 (600016.SH) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2600 | -0.0364 | 0.1505 | 0.1595 | 0.2900 |
| ROE | 6.82% | -0.65% | 5.19% | 4.39% | 8.12% |
| 營業收入 | 23.93B | 17.38B | 22.00B | 20.39B | 25.95B |
| 凈利潤 | 11.51B | -1.09B | 8.66B | 7.14B | 12.74B |
| 凈息差 | 1.43% | - | - | - | 1.41% |
| 利息與非息 | 25.57B | 24.62B | 26.31B | 24.34B | 24.87B |
| 貸款損失準備 | 37.82B | 31.17B | 36.13B | 35.57B | 36.81B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 7847.90B | 7832.57B | 7872.86B | 7768.92B | 7783.42B |
| 權益乘數 | 10.99 | 11.14 | 11.24 | 11.06 | 11.69 |
| 每股凈資產 | 13.14 | 12.90 | 12.83 | 12.87 | 12.73 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 5337.30B | 5245.81B | 5288.14B | 5037.74B | 4436.44B |
| 不良與核銷 | 66.13B | 71.07B | 65.86B | 72.31B | 66.05B |
| 資本充足率 | 9.35% | 9.38% | 9.25% | 9.50% | 9.34% |
| 撥備覆蓋率 | 141.94% | 134.82% | - | 135.35% | 144.27% |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -357.00M | -116.78B | 265.10B | -101.59B | -117.45B |
| 投資現金流 | 116.51B | -3.29B | -36.32B | -4.49B | 112.00B |
| 融資現金流 | -122.89B | 45.72B | -191.24B | 117.13B | 8.06B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 5.61

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.136人民幣 | 2025-09-15 | 2025-09-16 | 2025-09-16 |
| 1股派息 
0.062人民幣 | 2025-07-11 | 2025-07-14 | 2025-07-14 |
| 1股派息 
0.13人民幣 | 2024-11-12 | 2024-11-13 | 2024-11-13 |