---
title: "西安銀行 (600928.SH) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/600928.SH/norm.md"
symbol: "600928.SH"
name: "西安銀行"
parent: "https://longbridge.com/zh-HK/quote/600928.SH.md"
datetime: "2026-05-21T13:20:33.045Z"
locales:
  - [en](https://longbridge.com/en/quote/600928.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/600928.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/600928.SH/norm.md)
---

# 西安銀行 (600928.SH) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.1700 | 0.1365 | 0.1296 | 0.1666 | 0.1600 |
| ROE | 7.47% | 6.20% | 5.89% | 8.09% | 8.49% |
| 營業收入 | 1.19B | 1.30B | 1.07B | 1.23B | 1.14B |
| 凈利潤 | 755.87M | 616.77M | 581.52M | 739.67M | 711.99M |
| 凈息差 | - | - | - | - | - |
| 利息與非息 | 2.47B | 2.51B | 2.41B | 2.09B | 1.81B |
| 貸款損失準備 | 2.88B | 2.27B | 2.49B | 3.17B | 2.04B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 546.99B | 538.17B | 551.13B | 539.10B | 519.72B |
| 權益乘數 | 13.36 | 13.40 | 13.93 | 13.65 | 15.39 |
| 每股凈資產 | 8.07 | 9.02 | 7.76 | 8.87 | 7.58 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 370.60B | 350.80B | 371.80B | 354.94B | 360.67B |
| 不良與核銷 | 4.86B | 4.91B | 4.61B | 4.65B | 4.31B |
| 資本充足率 | 9.21% | 9.15% | 8.69% | 9.16% | 9.36% |
| 撥備覆蓋率 | - | 219.16% | - | 210.58% | - |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 16.49B | -10.89B | 2.63B | -8.63B | 3.01B |
| 投資現金流 | -9.97B | 1.57B | 2.29B | 3.88B | 3.79B |
| 融資現金流 | -2.65B | 764.42M | 322.38M | 6.62B | 5.92B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.79

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.1人民幣 | 2025-07-10 | 2025-07-11 | 2025-07-11 |
| 1股派息 
0.056人民幣 | 2024-07-31 | 2024-08-01 | 2024-08-01 |
| 1股派息 
0.165人民幣 | 2023-06-19 | 2023-06-20 | 2023-06-20 |