---
title: "常熟銀行 (601128.SH) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/601128.SH/norm.md"
symbol: "601128.SH"
name: "常熟銀行"
parent: "https://longbridge.com/zh-HK/quote/601128.SH.md"
datetime: "2026-05-21T08:49:26.257Z"
locales:
  - [en](https://longbridge.com/en/quote/601128.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601128.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601128.SH/norm.md)
---

# 常熟銀行 (601128.SH) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2900 | 0.2181 | 0.3281 | 0.2154 | 0.2600 |
| ROE | - | 11.15% | 18.41% | 11.91% | 14.89% |
| 營業收入 | 2.56B | 2.10B | 2.76B | 2.17B | 2.40B |
| 凈利潤 | 1.20B | 861.91M | 1.39B | 885.06M | 1.08B |
| 凈息差 | 2.50% | - | - | - | - |
| 利息與非息 | 2.45B | 2.30B | 2.43B | 2.32B | 2.32B |
| 貸款損失準備 | 3.17B | 2.48B | 2.99B | 3.09B | 2.97B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 419.44B | 403.08B | 402.23B | 401.23B | 389.02B |
| 權益乘數 | 12.06 | 12.05 | 12.34 | 12.55 | 12.29 |
| 每股凈資產 | 9.88 | 9.46 | 9.18 | 9.01 | 8.91 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 336.98B | 310.52B | 323.18B | 311.09B | 317.24B |
| 不良與核銷 | - | 1.94B | - | 1.92B | - |
| 資本充足率 | 11.35% | 11.60% | 11.14% | 10.73% | 10.78% |
| 撥備覆蓋率 | - | 440.19% | - | 480.51% | - |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -5.74B | -1.24B | -1.84B | 8.25B | 13.19B |
| 投資現金流 | -6.81B | 1.41B | 2.01B | -3.32B | -9.19B |
| 融資現金流 | 3.28B | 605.96M | -1.34B | -1.12B | -1.61B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 5.27

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.15人民幣 | 2025-09-05 | 2025-09-08 | 2025-09-08 |
| 1股派息 
0.25人民幣，
送/转增 0.1 | 2025-06-04 | 2025-06-05 | 2025-06-05 |
| 1股派息 
0.25人民幣，
送/转增 0.1 | 2024-05-28 | 2024-05-29 | 2024-05-29 |