---
title: "工商銀行 (601398.SH) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/601398.SH/norm.md"
symbol: "601398.SH"
name: "工商銀行"
parent: "https://longbridge.com/zh-HK/quote/601398.SH.md"
datetime: "2026-05-19T21:46:15.038Z"
locales:
  - [en](https://longbridge.com/en/quote/601398.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601398.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601398.SH/norm.md)
---

# 工商銀行 (601398.SH) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2400 | 0.2734 | 0.2700 | 0.2292 | 0.2300 |
| ROE | 8.34% | 8.49% | 10.14% | 8.52% | 8.70% |
| 營業收入 | 152.69B | 183.59B | 179.75B | 157.36B | 147.72B |
| 凈利潤 | 86.94B | 86.89B | 101.81B | 83.95B | 84.16B |
| 凈息差 | 1.29% | - | - | - | - |
| 利息與非息 | 168.53B | 161.71B | 159.84B | 156.79B | 156.78B |
| 貸款損失準備 | 221.98B | 190.43B | 201.89B | 204.39B | 204.69B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 55772.58B | 53477.77B | 52813.42B | 52317.93B | 51547.04B |
| 權益乘數 | 12.80 | 12.52 | 12.59 | 12.64 | 12.69 |
| 每股凈資產 | 11.06 | 10.83 | 10.73 | 10.52 | 10.41 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 44483.25B | 41846.27B | 42304.11B | 41391.24B | 41344.32B |
| 不良與核銷 | 413.88B | 399.01B | 404.84B | 400.11B | 395.40B |
| 資本充足率 | 13.26% | 13.57% | 13.57% | 13.89% | 13.89% |
| 撥備覆蓋率 | - | 213.46% | - | 217.62% | - |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 48.45B | 263.92B | 325.85B | -712.21B | -667.76B |
| 投資現金流 | -776.48B | -439.27B | -800.63B | -380.14B | -797.53B |
| 融資現金流 | 988.55B | -77.68B | 90.80B | 706.29B | 1996.32B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 6.54

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.1689人民幣 | 2026-05-12 | 2026-05-13 | 2026-05-13 |
| 1股派息 
0.1414人民幣 | 2025-12-12 | 2025-12-15 | 2025-12-15 |
| 1股派息 
0.1646人民幣 | 2025-07-11 | 2025-07-14 | 2025-07-14 |