---
title: "郵儲銀行 (601658.SH) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/601658.SH/norm.md"
symbol: "601658.SH"
name: "郵儲銀行"
parent: "https://longbridge.com/zh-HK/quote/601658.SH.md"
datetime: "2026-05-20T10:19:57.209Z"
locales:
  - [en](https://longbridge.com/en/quote/601658.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601658.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601658.SH/norm.md)
---

# 郵儲銀行 (601658.SH) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2000 | 0.0391 | 0.2300 | 0.1934 | 0.2400 |
| ROE | 8.90% | 1.27% | 9.50% | 8.99% | 9.98% |
| 營業收入 | 78.47B | 81.03B | 84.10B | 79.12B | 78.69B |
| 凈利潤 | 25.73B | 3.68B | 27.33B | 23.98B | 25.25B |
| 凈息差 | 1.65% | - | - | - | - |
| 利息與非息 | 73.90B | 71.11B | 71.45B | 70.20B | 68.86B |
| 貸款損失準備 | 96.18B | 90.67B | 85.67B | 90.12B | 89.41B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 19511.81B | 18682.07B | 18605.65B | 18190.52B | 17689.40B |
| 權益乘數 | 16.90 | 16.07 | 15.96 | 15.95 | 17.75 |
| 每股凈資產 | 8.60 | 8.41 | 8.44 | 8.23 | 8.51 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 17570.98B | 16730.99B | 16421.49B | 16343.08B | 16112.48B |
| 不良與核銷 | 100.59B | 91.52B | 91.01B | 87.35B | 85.29B |
| 資本充足率 | 10.18% | 10.53% | 10.65% | 10.52% | 9.21% |
| 撥備覆蓋率 | - | 226.65% | - | 259.58% | - |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -565.44B | -237.36B | 94.52B | -121.10B | -661.24B |
| 投資現金流 | -464.51B | 166.51B | -303.63B | -87.86B | 49.05B |
| 融資現金流 | 810.60B | 232.35B | 117.62B | 413.84B | 619.17B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.51

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.123人民幣 | 2026-01-09 | 2026-01-12 | 2026-01-12 |
| 1股派息 
0.1139人民幣 | 2025-04-29 | 2025-04-30 | 2025-04-30 |
| 1股派息 
0.1477人民幣 | 2025-01-07 | 2025-01-08 | 2025-01-08 |