---
title: "紫金銀行 (601860.SH) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/601860.SH/norm.md"
symbol: "601860.SH"
name: "紫金銀行"
parent: "https://longbridge.com/zh-HK/quote/601860.SH.md"
datetime: "2026-05-21T06:21:44.314Z"
locales:
  - [en](https://longbridge.com/en/quote/601860.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601860.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601860.SH/norm.md)
---

# 紫金銀行 (601860.SH) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.1000 | 0.0110 | 0.0774 | 0.1097 | 0.1000 |
| ROE | - | 0.80% | 5.77% | 9.82% | 8.45% |
| 營業收入 | 849.89M | 496.43M | 138.82M | 1.58B | 813.90M |
| 凈利潤 | 428.59M | 40.56M | 291.41M | 490.71M | 421.77M |
| 凈息差 | 1.08% | - | - | - | - |
| 利息與非息 | 784.21M | 728.37M | -12.18M | 1.56B | 829.03M |
| 貸款損失準備 | 1.17B | 835.47M | 880.64M | 1.25B | 1.14B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 294.99B | 290.34B | 286.03B | - | 280.25B |
| 權益乘數 | 14.20 | 14.30 | 14.00 | - | 14.01 |
| 每股凈資產 | 5.82 | 5.55 | 5.58 | 5.46 | 5.46 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 233.43B | 226.77B | 229.86B | - | 234.81B |
| 不良與核銷 | 2.66B | 2.63B | 2.60B | - | 2.37B |
| 資本充足率 | 10.59% | 10.62% | 10.82% | - | 10.50% |
| 撥備覆蓋率 | - | 178.89% | - | - | - |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -4.85B | -5.25B | - | - | 10.57B |
| 投資現金流 | 6.41B | -7.31B | - | - | -15.06B |
| 融資現金流 | 2.90B | 5.44B | - | - | -2.22B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 3.86

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.05人民幣 | 2026-02-04 | 2026-02-05 | 2026-02-05 |
| 1股派息 
0.05人民幣 | 2025-06-05 | 2025-06-06 | 2025-06-06 |
| 1股派息 
0.05人民幣 | 2025-01-21 | 2025-01-22 | 2025-01-22 |