---
title: "浙商銀行 (601916.SH) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/601916.SH/norm.md"
symbol: "601916.SH"
name: "浙商銀行"
parent: "https://longbridge.com/zh-HK/quote/601916.SH.md"
datetime: "2026-05-20T01:34:05.901Z"
locales:
  - [en](https://longbridge.com/en/quote/601916.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601916.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601916.SH/norm.md)
---

# 浙商銀行 (601916.SH) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2200 | 0.0113 | 0.1400 | 0.0616 | 0.2200 |
| ROE | 11.65% | 0.59% | 7.95% | 3.42% | 11.88% |
| 營業收入 | 12.88B | 8.46B | 9.75B | 7.11B | 12.85B |
| 凈利潤 | 5.99B | 300.00M | 4.00B | 1.72B | 5.95B |
| 凈息差 | 1.60% | - | - | - | 1.76% |
| 利息與非息 | 11.82B | 10.02B | 11.39B | 11.06B | 11.98B |
| 貸款損失準備 | 17.20B | 13.60B | 15.69B | 16.13B | 17.14B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 3712.34B | 3481.09B | 3389.01B | 3346.49B | 3443.12B |
| 權益乘數 | 17.41 | 16.79 | 16.39 | 16.37 | 16.73 |
| 每股凈資產 | 6.68 | 6.48 | 6.46 | 6.38 | 6.44 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 2557.60B | 2349.30B | 2363.94B | 2306.56B | 2333.74B |
| 不良與核銷 | 27.27B | 26.87B | 25.66B | 26.43B | 25.95B |
| 資本充足率 | 8.26% | 8.40% | 8.40% | 8.39% | 8.38% |
| 撥備覆蓋率 | - | 155.25% | - | 168.82% | - |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -69.29B | -3.35B | -8.79B | -51.96B | -44.81B |
| 投資現金流 | -18.41B | 16.96B | -15.67B | 77.20B | -19.06B |
| 融資現金流 | 209.74B | -12.81B | 50.19B | -77.91B | 90.48B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 5.18

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.156人民幣 | 2025-06-26 | 2025-06-27 | 2025-06-27 |
| 1股派息 
0.164人民幣 | 2024-06-25 | 2024-06-26 | 2024-06-26 |
| 1股派息 
0.21人民幣 | 2023-05-18 | 2023-05-19 | 2023-05-19 |