---
title: "建設銀行 (601939.SH) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/601939.SH/norm.md"
symbol: "601939.SH"
name: "建設銀行"
parent: "https://longbridge.com/zh-HK/quote/601939.SH.md"
datetime: "2026-05-21T09:07:28.540Z"
locales:
  - [en](https://longbridge.com/en/quote/601939.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601939.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601939.SH/norm.md)
---

# 建設銀行 (601939.SH) — 財務報表

## 損益表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.3300 | 0.2995 | 0.3500 | 0.3168 | 0.3300 |
| ROE | 9.47% | 8.49% | 10.77% | 9.22% | 10.12% |
| 營業收入 | 144.75B | 169.04B | 160.26B | 140.42B | 137.83B |
| 凈利潤 | 86.29B | 76.13B | 95.28B | 78.72B | 83.35B |
| 凈息差 | 1.36% | - | - | - | - |
| 利息與非息 | 153.69B | 146.44B | 142.95B | 147.02B | 142.34B |
| 貸款損失準備 | 206.41B | 180.59B | 174.38B | 199.91B | 185.99B |

## 資產負債表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 47133.06B | 45631.82B | 45369.09B | 44432.85B | 42794.71B |
| 權益乘數 | 12.50 | 12.38 | 12.41 | 12.39 | 12.54 |
| 每股凈資產 | 13.56 | 13.24 | 13.12 | 12.86 | 12.92 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 35964.97B | 34646.61B | 34519.28B | 33778.68B | 32739.26B |
| 不良與核銷 | 377.22B | 363.98B | 365.47B | 364.31B | 358.14B |
| 資本充足率 | 14.26% | 14.63% | 14.36% | 14.34% | 13.98% |
| 撥備覆蓋率 | 233.63% | 232.51% | 234.21% | 238.74% | 236.12% |

## 現金流量表 (CNY)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -493.29B | 228.61B | 145.76B | -574.36B | -1392.73B |
| 投資現金流 | -719.02B | -434.23B | -499.40B | -326.11B | -505.08B |
| 融資現金流 | 1016.67B | 113.93B | 437.65B | 1212.66B | 2093.50B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 1.85

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.1858人民幣 | 2025-12-10 | 2025-12-11 | 2025-12-11 |
| 1股派息 
0.206人民幣 | 2025-05-08 | 2025-05-09 | 2025-05-09 |
| 1股派息 
0.197人民幣 | 2025-01-09 | 2025-01-10 | 2025-01-10 |