---
title: "美國銀行 (BAC.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/BAC.US/norm.md"
symbol: "BAC.US"
name: "美國銀行"
parent: "https://longbridge.com/zh-HK/quote/BAC.US.md"
datetime: "2026-05-20T03:36:27.526Z"
locales:
  - [en](https://longbridge.com/en/quote/BAC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BAC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BAC.US/norm.md)
---

# 美國銀行 (BAC.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.11 | 0.9596 | 1.06 | 0.8900 | 0.8900 |
| ROE | 11.80% | 10.37% | 11.60% | 9.91% | 10.19% |
| 營業收入 | 28.93B | 29.87B | 26.79B | 24.87B | 26.77B |
| 凈利潤 | 8.15B | 7.20B | 8.04B | 6.83B | 6.95B |
| 凈息差 | 2.07% | - | 2.01% | 1.94% | 1.99% |
| 利息與非息 | 15.74B | 15.75B | 15.23B | 14.67B | 14.44B |
| 貸款損失準備 | 30.27B | 31.18B | 28.09B | 26.46B | 28.25B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 3496.19B | 3411.74B | 3403.72B | 3441.14B | 3349.42B |
| 權益乘數 | 11.63 | 11.25 | 11.19 | 11.49 | 11.33 |
| 每股凈資產 | 38.66 | 38.44 | 37.95 | 37.13 | 36.39 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 2037.66B | 2018.73B | 2002.21B | 2011.61B | 1989.56B |
| 不良與核銷 | 6.33B | 6.32B | 5.87B | 6.46B | 6.67B |
| 資本充足率 | 11.20% | 11.40% | 11.60% | 11.50% | 11.80% |
| 撥備覆蓋率 | 207.68% | 208.88% | 225.84% | 205.68% | 198.86% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 41.77B | -22.95B | 46.87B | -9.13B | -2.18B |
| 投資現金流 | -66.45B | -1.17B | 1.94B | -56.92B | -89.01B |
| 融資現金流 | 35.91B | 10.05B | -67.99B | 55.06B | 72.83B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.17

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.28美元 | 2026-06-05 | 2026-06-05 | 2026-06-26 |
| 1股派息 
0.28美元 | 2026-03-06 | 2026-03-06 | 2026-03-27 |
| 1股派息 
0.28美元 | 2025-12-05 | 2025-12-05 | 2025-12-26 |