---
title: "中國銀行(ADR) (BACHY.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/BACHY.US/norm.md"
symbol: "BACHY.US"
name: "中國銀行(ADR)"
parent: "https://longbridge.com/zh-HK/quote/BACHY.US.md"
datetime: "2026-05-19T20:42:47.440Z"
locales:
  - [en](https://longbridge.com/en/quote/BACHY.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BACHY.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BACHY.US/norm.md)
---

# 中國銀行(ADR) (BACHY.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.6510 | 0.6826 | 0.6321 | 0.6612 | 0.6195 |
| ROE | 7.59% | 6.92% | 8.17% | 9.01% | 8.02% |
| 營業收入 | 20.33B | 20.94B | 19.62B | 19.55B | 18.27B |
| 凈利潤 | 8.19B | 7.37B | 8.44B | 8.82B | 7.48B |
| 凈息差 | 1.26% | - | - | - | - |
| 利息與非息 | 16.80B | 16.43B | 15.59B | 14.93B | 14.83B |
| 貸款損失準備 | 25.87B | 24.16B | 22.85B | 22.94B | 22.70B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 5727.91B | 5482.86B | 5274.34B | 5129.76B | 4954.31B |
| 權益乘數 | 12.19 | 11.96 | 11.60 | 11.77 | 12.13 |
| 每股凈資產 | 30.68 | 29.88 | 29.14 | 28.53 | 28.48 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 3930.83B | 3690.97B | 3606.88B | 3524.47B | 3525.77B |
| 不良與核銷 | 42.97B | 41.17B | 40.55B | 39.69B | 38.71B |
| 資本充足率 | 12.18% | 12.53% | 12.58% | 12.57% | 11.82% |
| 撥備覆蓋率 | 203.04% | 200.23% | 196.48% | 197.25% | 197.83% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -120.31B | 37.29B | -3.80B | 7.56B | -200.07B |
| 投資現金流 | -58.68B | -34.17B | -26.02B | -38.62B | -51.03B |
| 融資現金流 | 121.41B | 45.27B | 46.19B | 38.60B | 171.18B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 4.89

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.385779美元 | 2025-12-03 | 2025-12-03 | 2026-02-09 |
| 1股派息 
0.416806美元 | 2025-04-23 | 2025-04-23 | 2025-06-09 |
| 1股派息 
0.418968美元 | 2025-01-14 | 2025-01-14 | 2025-03-06 |