--- title: "加州銀行 (BANC.US) — 財務報表" type: "Symbol" locale: "zh-HK" url: "https://longbridge.com/zh-HK/quote/BANC.US/norm.md" symbol: "BANC.US" name: "加州銀行" parent: "https://longbridge.com/zh-HK/quote/BANC.US.md" datetime: "2026-06-10T11:03:10.888Z" locales: - [en](https://longbridge.com/en/quote/BANC.US/norm.md) - [zh-CN](https://longbridge.com/zh-CN/quote/BANC.US/norm.md) - [zh-HK](https://longbridge.com/zh-HK/quote/BANC.US/norm.md) --- # 加州銀行 (BANC.US) — 財務報表 ## 損益表 (USD) | 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 每股收益 | 0.3855 | 0.4295 | 0.3750 | 0.1163 | 0.2575 | | ROE | 8.13% | 8.97% | 8.09% | 2.48% | 5.79% | | 營業收入 | 277.14M | 280.43M | 278.03M | 233.75M | 256.71M | | 凈利潤 | 61.98M | 67.40M | 59.65M | 18.43M | 43.57M | | 凈息差 | 3.24% | - | 3.22% | 3.10% | 3.08% | | 利息與非息 | 251.62M | 251.36M | 253.44M | 240.22M | 232.36M | | 貸款損失準備 | 286.94M | 292.93M | 287.73M | 272.85M | 266.01M | ## 資產負債表 (USD) | 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 資產與負債 | 34.72B | 34.80B | 34.01B | 34.25B | 33.78B | | 權益乘數 | 9.77 | 9.83 | 9.81 | 9.99 | 9.59 | | 每股凈資產 | 19.81 | 19.57 | 19.10 | 18.59 | 18.19 | | 資產周轉率 | - | - | - | - | - | | 存款與貸款 | 27.32B | 27.84B | 27.18B | 27.53B | 27.19B | | 不良與核銷 | 185.73M | 159.17M | 174.54M | 167.52M | 213.48M | | 資本充足率 | 10.18% | 10.01% | 10.14% | 9.95% | 10.45% | | 撥備覆蓋率 | 130.08% | 154.31% | 137.79% | 136.91% | 110.07% | ## 現金流量表 (USD) | 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 經營現金流 | 48.98M | 102.08M | 75.68M | 62.71M | 15.12M | | 投資現金流 | -39.22M | -885.39M | 285.53M | -493.54M | -384.74M | | 融資現金流 | -100.46M | 693.01M | -316.49M | 440.49M | 211.29M | | 自由現金流 | - | - | - | - | - | ## 分紅方案 **股息率**: 2.15 ### 分紅歷史 | 描述 | 登記日 | 除息日 | 付息日 | |-------------|-------------|---------|--------------| | 1股派息 0.12美元 | 2026-06-15 | 2026-06-15 | 2026-07-01 | | 1股派息 0.12美元 | 2026-03-16 | 2026-03-16 | 2026-04-01 | | 1股派息 0.1美元 | 2025-12-15 | 2025-12-15 | 2026-01-02 |