---
title: "Credicorp (BAP.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/BAP.US/norm.md"
symbol: "BAP.US"
name: "Credicorp"
parent: "https://longbridge.com/zh-HK/quote/BAP.US.md"
datetime: "2026-05-19T22:54:41.732Z"
locales:
  - [en](https://longbridge.com/en/quote/BAP.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BAP.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BAP.US/norm.md)
---

# Credicorp (BAP.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 7.41 | 5.92 | 6.28 | 6.45 | 6.12 |
| ROE | 21.06% | 16.94% | 19.58% | 20.73% | 20.26% |
| 營業收入 | 1.65B | 1.60B | 1.52B | 1.49B | 1.29B |
| 凈利潤 | 589.95M | 471.75M | 499.48M | 512.58M | 486.25M |
| 凈息差 | 6.30% | - | 6.57% | - | 6.00% |
| 利息與非息 | 1.13B | 1.14B | 1.06B | 1.02B | 977.05M |
| 貸款損失準備 | 1.78B | 1.80B | 1.69B | 1.65B | 1.45B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 79.64B | 79.48B | 73.34B | 70.06B | 69.54B |
| 權益乘數 | 6.85 | 6.84 | 6.85 | 7.10 | 6.98 |
| 每股凈資產 | 144.03 | 143.70 | 132.34 | 122.14 | 123.53 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 50.81B | 50.36B | 45.27B | 43.31B | 42.85B |
| 不良與核銷 | 1.87B | 2.03B | 2.01B | 1.97B | 1.97B |
| 資本充足率 | - | - | - | - | - |
| 撥備覆蓋率 | 113.82% | 112.28% | 109.95% | 109.39% | 107.29% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | - | -5.34B | 665.91M | 1.71B | 256.08M |
| 投資現金流 | - | -13.60M | -72.23M | -105.42M | -251.99M |
| 融資現金流 | - | 7.35B | 61.68M | -2.13B | -535.18M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 3.49

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
1.2104美元 | 2021-09-15 | 2021-09-14 | 2021-10-07 |
| 1股派息 
8.6579美元 | 2020-04-13 | 2020-04-09 | 2020-05-08 |