---
title: "社區銀行系統 (CBU.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/CBU.US/norm.md"
symbol: "CBU.US"
name: "社區銀行系統"
parent: "https://longbridge.com/zh-HK/quote/CBU.US.md"
datetime: "2026-05-21T16:24:09.516Z"
locales:
  - [en](https://longbridge.com/en/quote/CBU.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CBU.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CBU.US/norm.md)
---

# 社區銀行系統 (CBU.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.08 | 1.03 | 1.04 | 0.9679 | 0.9300 |
| ROE | 11.32% | 11.35% | 11.48% | 11.00% | 10.99% |
| 營業收入 | 207.65M | 210.47M | 201.49M | 195.14M | 189.56M |
| 凈利潤 | 57.02M | 55.95M | 54.85M | 51.09M | 49.42M |
| 凈息差 | 3.45% | - | 3.33% | 3.30% | 3.24% |
| 利息與非息 | 134.71M | 133.43M | 128.16M | 124.75M | 120.21M |
| 貸款損失準備 | 213.29M | 215.45M | 207.05M | 199.26M | 196.25M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 17.74B | 17.30B | 16.96B | 16.67B | 16.76B |
| 權益乘數 | 8.77 | 8.63 | 8.75 | 8.85 | 9.14 |
| 每股凈資產 | 38.52 | 38.08 | 36.82 | 35.62 | 34.71 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 14.87B | 14.39B | 14.06B | 13.70B | 13.89B |
| 不良與核銷 | 53.70M | 56.46M | 56.06M | 53.33M | 74.98M |
| 資本充足率 | 13.89% | 14.04% | 14.53% | 14.68% | 14.40% |
| 撥備覆蓋率 | 167.96% | 155.73% | 151.53% | 153.49% | 110.48% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 71.56M | 84.58M | 101.09M | 53.69M | 62.51M |
| 投資現金流 | -202.66M | 283.69M | -281.82M | -153.66M | -30.31M |
| 融資現金流 | 401.52M | -311.76M | 188.73M | -180.80M | 288.82M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.97

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.47美元 | 2026-06-15 | 2026-06-15 | 2026-07-10 |
| 1股派息 
0.47美元 | 2026-03-16 | 2026-03-16 | 2026-04-10 |
| 1股派息 
0.47美元 | 2025-12-12 | 2025-12-12 | 2026-01-12 |