---
title: "Citizens Financial (CFG.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/CFG.US/norm.md"
symbol: "CFG.US"
name: "Citizens Financial"
parent: "https://longbridge.com/zh-HK/quote/CFG.US.md"
datetime: "2026-05-20T12:47:25.883Z"
locales:
  - [en](https://longbridge.com/en/quote/CFG.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CFG.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CFG.US/norm.md)
---

# Citizens Financial (CFG.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.13 | 1.12 | 1.05 | 0.9200 | 0.7700 |
| ROE | 8.02% | 8.16% | 7.81% | 7.01% | 6.06% |
| 營業收入 | 2.03B | 2.02B | 1.96B | 1.87B | 1.78B |
| 凈利潤 | 484.00M | 489.00M | 457.00M | 402.00M | 340.00M |
| 凈息差 | 3.14% | - | 3.00% | 2.95% | 2.90% |
| 利息與非息 | 1.56B | 1.54B | 1.49B | 1.44B | 1.39B |
| 貸款損失準備 | 2.17B | 2.16B | 2.12B | 2.04B | 1.94B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 227.92B | 226.35B | 222.75B | 218.31B | 220.15B |
| 權益乘數 | 8.71 | 8.60 | 8.62 | 8.65 | 8.85 |
| 每股凈資產 | 56.48 | 56.39 | 54.97 | 53.43 | 51.99 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 184.03B | 183.31B | 180.01B | 175.09B | 177.58B |
| 不良與核銷 | 1.50B | 1.50B | 1.52B | 1.52B | 1.58B |
| 資本充足率 | 10.50% | 10.60% | 10.70% | 10.60% | 10.60% |
| 撥備覆蓋率 | 130.79% | 129.19% | 129.91% | 131.76% | 127.31% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 237.00M | -158.00M | 1.70B | 886.00M | -213.00M |
| 投資現金流 | -1.80B | -1.93B | -1.50B | -1.43B | -1.11B |
| 融資現金流 | 1.17B | 3.17B | 2.90B | -2.45B | 2.26B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.93

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.46美元 | 2026-04-30 | 2026-04-30 | 2026-05-14 |
| 1股派息 
0.46美元 | 2026-02-04 | 2026-02-04 | 2026-02-18 |
| 1股派息 
0.46美元 | 2025-10-29 | 2025-10-29 | 2025-11-12 |