---
title: "星展集團(ADR) (DBSDY.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/DBSDY.US/norm.md"
symbol: "DBSDY.US"
name: "星展集團(ADR)"
parent: "https://longbridge.com/zh-HK/quote/DBSDY.US.md"
datetime: "2026-05-21T07:53:44.192Z"
locales:
  - [en](https://longbridge.com/en/quote/DBSDY.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/DBSDY.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/DBSDY.US/norm.md)
---

# 星展集團(ADR) (DBSDY.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 3.20 | 2.42 | - | 3.12 | - |
| ROE | 17.02% | 12.94% | 17.23% | 16.45% | 16.85% |
| 營業收入 | 4.46B | 3.99B | 4.50B | 4.39B | 4.16B |
| 凈利潤 | 2.27B | 1.73B | 2.29B | 2.21B | 2.16B |
| 凈息差 | 1.89% | - | 1.96% | - | 2.12% |
| 利息與非息 | 2.71B | 2.80B | 2.77B | 2.86B | 2.74B |
| 貸款損失準備 | 4.61B | 4.15B | 4.60B | 4.49B | 4.40B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | - | 698.74B | - | 659.58B | - |
| 權益乘數 | - | 13.02 | - | 12.27 | - |
| 每股凈資產 | 75.16 | 75.57 | 73.82 | 74.61 | 69.70 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | - | 474.93B | - | 449.67B | - |
| 不良與核銷 | - | 3.60B | - | 3.49B | - |
| 資本充足率 | - | 17.00% | - | 17.00% | - |
| 撥備覆蓋率 | - | 127.57% | - | 135.98% | - |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | - | - | - | - | - |
| 投資現金流 | - | - | - | - | - |
| 融資現金流 | - | - | - | - | - |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 4.05

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
2.531447美元 | 2026-05-12 | 2026-05-12 | 2026-06-01 |
| 1股派息 
2.540379美元 | 2026-04-09 | 2026-04-09 | 2026-04-27 |
| 1股派息 
2.294279美元 | 2025-11-17 | 2025-11-17 | 2025-12-04 |