---
title: "First BanCorp. (FBP.US)"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/FBP.US.md"
symbol: "FBP.US"
name: "First BanCorp."
industry: "區域性銀行"
datetime: "2026-05-01T20:48:00.849Z"
locales:
  - [en](https://longbridge.com/en/quote/FBP.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FBP.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FBP.US.md)
---

# First BanCorp. (FBP.US)

## 公司概況

First BanCorp. 作為 FirstBank Puerto Rico 的銀行控股公司，提供金融產品和服務給消費者和商業客戶。它通過六個部門運營：抵押貸款銀行；消費者（零售）銀行；商業和公司銀行；財務和投資；美國業務；以及美屬維爾京群島業務。抵押貸款銀行部門從事各種住宅抵押貸款的發放、銷售和服務；對衝活動；從分支機構和抵押貸款銀行購買抵押貸款；以及住宅房地產貸款的發放

| 項目 | 詳情 |
|------|--------|
| 行業 | 區域性銀行 |
| 交易所 | US Market |
| 官網 | [www.1firstbank.com](https://www.1firstbank.com) |

## 關鍵驅動因素
> *AI 分析的影響該股票表現的關鍵因素*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Longbridge 獨家多因子評級模型*
> 更新時間: 2026-05-01T04:30:16.000Z

**綜合: C (0.46)**

**行業**: 區域性銀行

| 指標 | 數值 |
|--------|-------|
| 行業排名 | 110 / 324 |
| 行業中位數 | C |
| 行業均值 | C |

- **風格**: 價值型 - 公司主要業務處在成熟期的股票。
- **規模**: 中盤型 - 公司經營兼顧大盤股的穩定性和小盤股的高收益。

**綜合評分**: C

#### 風格得分 評分: 

| 指標 | 數值 | 評級 |
|-----------|-------|--------|
| 營業收入同比 | 5.80% |  |
| 凈利潤同比 | 17.95% |  |
| 市凈率 | 1.95 |  |
| 股息率 | 3.05% |  |

#### 規模得分 評分: 

| 指標 | 數值 | 評級 |
|-----------|-------|--------|
| 市值 | 3834708490.44 |  |
| 營業收入 | 932904000.00 |  |

#### 多維評分 評分: C

| 指標 | 數值 | 評級 |
|-----------|-------|--------|
| 凈資產收益率（ROE） | 19.04% | A |
| 凈利率 | 38.22% | A |
| 毛利率 | 0.00% | E |
| 營業收入同比 | 5.80% | C |
| 凈利潤同比 | 17.95% | B |
| 總資產同比 | -0.11% | D |
| 凈資產同比 | 10.56% | B |
| 現金流凈利率 | 0.00% | D |
| 運營現金流同比 | 5.80% | C |
| 資產周轉率 | 0.00 | E |
| 資產負債率 | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - First BanCorp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "風格得分",
      "grade": "",
      "indicators": [
        {
          "name": "營業收入同比",
          "value": "5.80%",
          "rating": ""
        },
        {
          "name": "凈利潤同比",
          "value": "17.95%",
          "rating": ""
        },
        {
          "name": "市凈率",
          "value": "1.95",
          "rating": ""
        },
        {
          "name": "股息率",
          "value": "3.05%",
          "rating": ""
        }
      ]
    },
    {
      "name": "規模得分",
      "grade": "",
      "indicators": [
        {
          "name": "市值",
          "value": "3834708490.44",
          "rating": ""
        },
        {
          "name": "營業收入",
          "value": "932904000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "多維評分",
      "grade": "C",
      "indicators": [
        {
          "name": "凈資產收益率（ROE）",
          "value": "19.04%",
          "rating": "A"
        },
        {
          "name": "凈利率",
          "value": "38.22%",
          "rating": "A"
        },
        {
          "name": "毛利率",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "營業收入同比",
          "value": "5.80%",
          "rating": "C"
        },
        {
          "name": "凈利潤同比",
          "value": "17.95%",
          "rating": "B"
        },
        {
          "name": "總資產同比",
          "value": "-0.11%",
          "rating": "D"
        },
        {
          "name": "凈資產同比",
          "value": "10.56%",
          "rating": "B"
        },
        {
          "name": "現金流凈利率",
          "value": "0.00%",
          "rating": "D"
        },
        {
          "name": "運營現金流同比",
          "value": "5.80%",
          "rating": "C"
        },
        {
          "name": "資產周轉率",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "資產負債率",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## 估值分析

| 指標 | 當前值 | 行業排名 | 最高 | 中位 | 最低 |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.75 | 74/324 | 11.19 | 10.53 | 9.73 |
| PB | 1.95 | 278/324 | 1.89 | 1.81 | 1.70 |
| PS (TTM) | 4.11 | 210/324 | 3.93 | 3.75 | 3.60 |
| Dividend Yield | 3.05% | 91/324 | 3.48% | 3.29% | 3.17% |

## 同業比較

| 排名 | 名稱 | 盈利 | 成長 | 營運 | 財務安全 | 現金流 | 評級 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (PNFP.US) | C | A | E | A | B | B |
| 03 | UMB金融 (UMBF.US) | B | A | E | A | B | B |
| 04 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 05 | Old National銀行 (ONB.US) | B | A | E | A | B | B |

## 機構觀點

### 分析師評級分佈

> 截至 2026-04-27T04:00:00.000Z

分析師總數: **6**

| 評級 | 數量 | 佔比 |
|--------|-------|-----------| 
| Buy | 4 | 67% |
| Hold | 2 | 33% |

### 目標價預測

| 指標 | 價格 |
|--------|-------|
| 當前價格 | 24.31 |
| 最高目標價 | 27.00 |
| 最低目標價 | 24.00 |

## 參考連結

- [公司概況 — 簡介、高管、股東、業務構成](https://longbridge.com/zh-HK/quote/FBP.US/overview.md)
- [財務報表 — 損益表、資產負債表、現金流、分紅方案](https://longbridge.com/zh-HK/quote/FBP.US/norm.md)
- [相關新聞](https://longbridge.com/zh-HK/quote/FBP.US/news.md)
- [公告 — 公司公告與監管文件](https://longbridge.com/zh-HK/quote/FBP.US/filings.md)

---

> **免責聲明: 本文僅供參考，不構成任何投資建議。**