---
title: "First Northern Community Bancorp (FNRN.US)"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/FNRN.US.md"
symbol: "FNRN.US"
name: "First Northern Community Bancorp"
industry: "區域性銀行"
datetime: "2026-04-25T21:23:53.132Z"
locales:
  - [en](https://longbridge.com/en/quote/FNRN.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FNRN.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FNRN.US.md)
---

# First Northern Community Bancorp (FNRN.US)

## 公司概況

First Northern Community Bancorp 是 First Northern Bank of Dixon 的銀行控股公司，提供面向個人和中小型企業的商業銀行產品和服務。該公司提供存款產品，包括活期存款、計息交易存款、儲蓄存款、貨幣市場存款和非經紀人定期存款。它還提供商業貸款、商業房地產貸款、農業貸款、住宅抵押貸款、住宅建設貸款和消費貸款。此外，公司還提供借記卡和信用卡；投資和經紀服務；另類投資產品，以及受托和其他金融服務；通過第三方提供設備租賃、商戶卡處理、薪資和國際銀行服務；以及其他常規銀行服務

| 項目 | 詳情 |
|------|--------|
| 行業 | 區域性銀行 |
| 交易所 | US Market |
| 官網 | [www.thatsmybank.com](https://www.thatsmybank.com) |

## 關鍵驅動因素
> *AI 分析的影響該股票表現的關鍵因素*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Longbridge 獨家多因子評級模型*
> 更新時間: 2026-04-25T04:30:13.000Z

**綜合: C (0.47)**

**行業**: 區域性銀行

| 指標 | 數值 |
|--------|-------|
| 行業排名 | 238 / 322 |
| 行業中位數 | C |
| 行業均值 | C |

- **風格**: 價值型 - 公司主要業務處在成熟期的股票。
- **規模**: 小盤型 - 公司經營有較高的成長性和波動性，易於獲得較高的投資收益。

**綜合評分**: C

#### 風格得分 評分: 

| 指標 | 數值 | 評級 |
|-----------|-------|--------|
| 營業收入同比 | 4.16% |  |
| 凈利潤同比 | 5.46% |  |
| 市凈率 | 1.20 |  |
| 股息率 | 0.00% |  |

#### 規模得分 評分: 

| 指標 | 數值 | 評級 |
|-----------|-------|--------|
| 市值 | 254349730.00 |  |
| 營業收入 | 73569000.00 |  |

#### 多維評分 評分: C

| 指標 | 數值 | 評級 |
|-----------|-------|--------|
| 凈資產收益率（ROE） | 10.88% | B |
| 凈利率 | 28.72% | A |
| 毛利率 | 0.00% | E |
| 營業收入同比 | 4.16% | C |
| 凈利潤同比 | 5.46% | C |
| 總資產同比 | 1.02% | C |
| 凈資產同比 | 20.24% | A |
| 現金流凈利率 | 32.65% | C |
| 運營現金流同比 | 4.16% | C |
| 資產周轉率 | 0.00 | E |
| 資產負債率 | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - First Northern Community Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "風格得分",
      "grade": "",
      "indicators": [
        {
          "name": "營業收入同比",
          "value": "4.16%",
          "rating": ""
        },
        {
          "name": "凈利潤同比",
          "value": "5.46%",
          "rating": ""
        },
        {
          "name": "市凈率",
          "value": "1.20",
          "rating": ""
        },
        {
          "name": "股息率",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "規模得分",
      "grade": "",
      "indicators": [
        {
          "name": "市值",
          "value": "254349730.00",
          "rating": ""
        },
        {
          "name": "營業收入",
          "value": "73569000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "多維評分",
      "grade": "C",
      "indicators": [
        {
          "name": "凈資產收益率（ROE）",
          "value": "10.88%",
          "rating": "B"
        },
        {
          "name": "凈利率",
          "value": "28.72%",
          "rating": "A"
        },
        {
          "name": "毛利率",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "營業收入同比",
          "value": "4.16%",
          "rating": "C"
        },
        {
          "name": "凈利潤同比",
          "value": "5.46%",
          "rating": "C"
        },
        {
          "name": "總資產同比",
          "value": "1.02%",
          "rating": "C"
        },
        {
          "name": "凈資產同比",
          "value": "20.24%",
          "rating": "A"
        },
        {
          "name": "現金流凈利率",
          "value": "32.65%",
          "rating": "C"
        },
        {
          "name": "運營現金流同比",
          "value": "4.16%",
          "rating": "C"
        },
        {
          "name": "資產周轉率",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "資產負債率",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## 估值分析

| 指標 | 當前值 | 行業排名 | 最高 | 中位 | 最低 |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.04 | 121/322 | - | - | - |
| PB | 1.20 | 180/322 | - | - | - |
| PS (TTM) | 3.46 | 132/322 | - | - | - |
| Dividend Yield | 0.00% | - | - | - | - |

## 同業比較

| 排名 | 名稱 | 盈利 | 成長 | 營運 | 財務安全 | 現金流 | 評級 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Pinnacle金融 (PNFP.US) | C | A | E | A | B | B |
| 02 | UMB金融 (UMBF.US) | B | A | E | A | A | B |
| 03 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 04 | Old National銀行 (ONB.US) | B | A | E | A | C | B |
| 05 | 哥倫比亞銀行系統 (COLB.US) | B | A | E | A | B | B |

## 參考連結

- [公司概況 — 簡介、高管、股東、業務構成](https://longbridge.com/zh-HK/quote/FNRN.US/overview.md)
- [財務報表 — 損益表、資產負債表、現金流、分紅方案](https://longbridge.com/zh-HK/quote/FNRN.US/norm.md)
- [相關新聞](https://longbridge.com/zh-HK/quote/FNRN.US/news.md)
- [公告 — 公司公告與監管文件](https://longbridge.com/zh-HK/quote/FNRN.US/filings.md)

---

> **免責聲明: 本文僅供參考，不構成任何投資建議。**