---
title: "Gouverneur Bancorp, Inc. (GOVB.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/GOVB.US/norm.md"
symbol: "GOVB.US"
name: "Gouverneur Bancorp, Inc."
parent: "https://longbridge.com/zh-HK/quote/GOVB.US.md"
datetime: "2026-03-07T11:09:39.722Z"
locales:
  - [en](https://longbridge.com/en/quote/GOVB.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/GOVB.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/GOVB.US/norm.md)
---

> 支持的語言: [English](https://longbridge.com/en/quote/GOVB.US/norm.md) | [简体中文](https://longbridge.com/zh-CN/quote/GOVB.US/norm.md)


# Gouverneur Bancorp, Inc. (GOVB.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2781 | 0.2400 | 0.2157 | 0.1100 | 0.1500 |
| ROE | 3.55% | 3.00% | 2.77% | 1.50% | 1.98% |
| 營業收入 | 2.16M | 2.14M | 2.05M | 1.96M | 1.99M |
| 凈利潤 | 287000.00 | 238000.00 | 217000.00 | 118000.00 | 160000.00 |
| 凈息差 | 4.06% | - | 4.15% | 4.06% | 3.99% |
| 利息與非息 | 1.83M | 1.83M | 1.81M | 1.75M | 1.76M |
| 貸款損失準備 | 2.17M | 2.17M | 2.07M | 1.96M | 2.01M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 201.88M | 198.53M | 196.72M | 197.37M | 196.78M |
| 權益乘數 | 6.19 | 6.18 | 6.27 | 6.29 | 6.20 |
| 每股凈資產 | 32.05 | 32.08 | 31.22 | 31.10 | 30.04 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 158.52M | 154.78M | 159.41M | 161.82M | 159.67M |
| 不良與核銷 | 991000.00 | 695000.00 | 545000.00 | 1.08M | 691000.00 |
| 資本充足率 | 24.50% | 24.20% | 23.90% | 23.60% | 23.50% |
| 撥備覆蓋率 | 112.21% | 158.27% | 196.70% | 98.61% | 153.26% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 459000.00 | 199000.00 | 727000.00 | -436000.00 | 340000.00 |
| 投資現金流 | -2.98M | -4.30M | 455000.00 | 519000.00 | -238000.00 |
| 融資現金流 | 2.58M | 1.55M | -1.85M | 777000.00 | 541000.00 |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 0.97

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.09美元 | 2025-11-03 | 2025-11-03 | 2025-11-17 |
| 1股派息 
0.08美元 | 2025-05-05 | 2025-05-05 | 2025-05-19 |
| 1股派息 
0.08美元 | 2024-11-04 | 2024-11-04 | 2024-11-18 |